Postal Savings Bank of China

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The Postal Savings Bank of China (PSBC) is a state-owned commercial bank in China that specializes in providing banking and financial services to individuals and small businesses. It is one of the largest banks in China, with over 40,000 branches nationwide and assets of over RMB 10 trillion (approximately USD 1.4 trillion).
The history of PSBC dates back to 1919, when it was initially established as the Postal Savings Service and later renamed as the Postal Savings Bank of China in 2007. It was originally created to provide basic financial services to millions of Chinese citizens who did not have access to traditional banks.
The PSBC offers a wide range of financial products and services, including savings accounts, loans, credit cards, wealth management, and insurance. It also provides mobile and internet banking services, making it easier for customers to access their accounts and manage their finances.
PSBC is known for its extensive reach, with its presence in even the most remote and rural areas of China. It has a strong customer base of over 600 million individuals and 7 million small businesses, making it one of the most popular banking options in the country.
The bank has received numerous awards and recognition for its services, including being ranked as one of the top 1000 globally significant banks by The Banker and being named the most innovative bank in China by The Asian Banker in 2017.
PSBC strives to fulfill its mission of promoting financial inclusion and boosting economic development in China, especially in underserved areas. It also actively participates in social responsibility initiatives, such as poverty alleviation and environmental protection.
In recent years, PSBC has embarked on a digital transformation journey, leveraging technology to enhance its services and customer experience. It has also expanded its international presence, with branches and subsidiaries in countries such as the United States, Singapore, and the United Kingdom.
In 2016, PSBC went public and was listed on the Shanghai Stock Exchange, becoming one of the biggest IPOs in the world. This move further solidified its position as one of the leading banks in China.

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See Company Q&A