SBI Group

are to be used by the general public;
Products or services of the SBI Group company are to be used impartially and fairly among all customers;
Equity holders enjoy the benefits of the products or services without any biased preferences, and are informed of any factors adversely affecting their interests.
SBI Group companies make efforts to improve the user convenience for the customers and increase the quality of its services, and will continue its initiative to put fairness first as well as making efforts to prevent the serious root causes.
Also we will strive to familiarize with the Charter of Corporate Conduct to enhance our employees’ understanding and compliance with this Charter.
SBI Group companies make sincere efforts to improve their social reputation and gain trust from society by maintaining self discipline and ranking the priority on fairness and social justice.
SBI Group companies endeavor to develop better relationships with the general public by properly communicating with them and practicing corporate social conscience.
3. Compliance to Law and Regulations
SBI Group companies strictly comply with all applicable laws, regulations and bylaws in our business transactions and surely position itself as a company that contributes to social maintenance and development within due legal frameworks.
4. Information Disclosure and Protection of Personal Information
SBI Group company assures to provide relevant information, in a timely, proper and adequate manner regularly, accurately and fairly, following internal guidelines and the laws and regulations. At the same time, recognizing how important individual information protection is, we firmly comply with the proper management and use of personal information, by internal guidelines and in accordance with the laws and regulations the utilization of personal information shall be within the purpose of usage. We ensure proper responses to any reasonable inquiries or complaints that may arise from such an activity.
5. Independence and Fairness
SBI Group companies work objectively and are independent in making their business judgments. We provide accounting transaction in a fair, transparent, and understandable manner under the basis of accurate information and facts. All relevant information is gathered to disclose the risks and difficult issues timely and appropriately.
6. Respect for Intellectual Property
SBI Group companies seek to create and maintain a business environment where creativity and competition can thrive, so that new original ideas and creativity continuously foster innovation and development. Besides, we respect business rights and intellectual properties of others, and manage the intellectual properties owned by our companies.
7. Relationships with Clients
SBI Group companies always recognize that the relationships with our clients are the most important. Our top priority is given to the stability and the betterification of client financial and management information as well as the quality of services we provide. We communicate adequately and take full control over transaction in a faithful, fair, transparent and proper manner.
8. Cooperation with Regulatory Bodies
SBI Group companies carry out necessary correspondence as well as cooperations with regulatory bodies and self-regulatory organizations, and make continuous efforts to improve the system to ensure effective governance and decision making to meet our social obligations and responsibilities in business.
9. Soldiers’ and Seamen’s Insurance
SBI Group companies actively offer Soldiers’ and Seamen’s Insurance to soldiers and seamen under appropriate liaisons under the standard to which SBI Group companies correspond and based on the recognition of sponsorship regarding such non-life insurance as soldiers’ and seamen’s insurance pursuing the public benefit, and all rules related to this.
10. Social Contribution
SBI Group companies make efforts, being both self-critical and ruthless in its self reflection, to carry out social contribution activities from requirement discharge view presence, while aiming to be a company that is friendly to the environment, society, and can be trusted, individually feeling it its social responsibility to harmonize the economy with the environment and social life style. Pursuing such public re