Pathfinder Bancorp

Pathfinder Bancorp is a publicly traded bank holding company based in New York. It offers a wide range of financial services and products to individuals, small businesses, and commercial clients. Some of the key products and services offered by the company include:
1. Personal and Business Banking: Pathfinder Bancorp provides a variety of personal and business banking services, including checking and savings accounts, credit cards, loans, and mortgages. These services are designed to help individuals and businesses manage their finances efficiently and achieve their financial goals.
2. Online and Mobile Banking: The company offers online and mobile banking services, allowing customers to manage their accounts and make transactions from the convenience of their devices. This includes features such as account balance monitoring, fund transfers, and bill payments.
3. Investment Services: Pathfinder Bancorp provides investment services such as brokerage and advisory services, mutual funds, annuities, and retirement planning. These services are designed to help customers grow and protect their wealth for the future.
4. Trust and Estate Services: The company offers trust and estate services, including trust administration, estate settlement, and investment management. These services are designed to help individuals and families manage and distribute their assets according to their wishes.
5. Insurance Services: Pathfinder Bancorp works with various insurance providers to offer insurance products to its customers. These include homeowners, auto, life, and health insurance, among others.
6. Cash Management Services: The company offers cash management services to help businesses manage their cash flow, pay bills, and collect payments more efficiently. These services include merchant services, remote deposit capture, and ACH origination.
7. Commercial Lending: Pathfinder Bancorp provides a variety of commercial lending services, including lines of credit, term loans, and commercial real estate loans. These services are tailored to meet the specific financing needs of businesses.
8. Treasury Management: The company offers treasury management services to help businesses optimize their liquidity and manage their cash flow. These services include electronic payments, lockbox services, and account reconciliation.
Overall, Pathfinder Bancorp offers a comprehensive range of financial products and services to cater to the diverse needs of its customers. It strives to provide personalized and efficient solutions to help individuals and businesses achieve their financial objectives.