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Old Republic International 
Insurance and reinsurance / Property insurance
Risks
1. Regulatory Risk: Old Republic International Corporation is subject to regulations from multiple levels of government including state governments, federal government, and international bodies. The company can incur significant fines and penalties if it fails to follow regulatory requirements.
2. Credit Risk: Old Republic International Corporation may assume credit risk when providing financing to customers or when investing in securities that are backed by receivables or other debt instruments.
3. Currency Risk: The company may be exposed to currency risk, which arises from its exposure to fluctuating foreign exchange rates.
4. Interest Rate Risk: Old Republic International Corporation may be exposed to interest rate risk, which can arise from shifts in the prevailing interest rates in the market.
5. Operational Risk: Old Republic International Corporation is subject to operational risk, which can arise from systemic or internal factors such as inadequate controls, inadequate procedures, and internal fraud.
6. Reputation Risk: Reputation risk arises from negative public perception of the company and its products or services, which could lead to loss of customers or business opportunities.