First Farmers and Merchants

1. Checking and savings accounts: The company offers various types of checking and savings accounts for individuals and businesses, with competitive interest rates and low fees.
2. Loans: First Farmers and Merchants provides a variety of loan options, including home, auto, personal, and business loans. They also offer competitive interest rates and flexible repayment terms.
3. Credit cards: The company offers credit cards with different reward programs and benefits, such as cashback or travel rewards.
4. Online and mobile banking: Customers can access their accounts and manage their finances through the company’s online and mobile banking platforms, which offer features like bill pay, money transfers, and mobile deposit.
5. Investment and wealth management services: First Farmers and Merchants offers investment and wealth management services, including retirement planning, trust management, and portfolio management.
6. Insurance services: The company provides various insurance options, such as life, home, auto, and business insurance, to protect customers and their assets.
7. Merchant services: First Farmers and Merchants offers merchant services to businesses, including credit card processing and point-of-sale solutions.
8. Agricultural services: Being founded as a farmers’ bank, the company also offers specialized services for agricultural businesses, including farm loans, crop insurance, and farm management services.
9. Education and financial literacy programs: The company provides financial education and literacy programs to help individuals and businesses make informed financial decisions.
10. Other services: First Farmers and Merchants also offers other services, such as safe deposit boxes, notary services, and wire transfers.