Great Southern Bancorp

Live  

Great Southern Bancorp is a financial holding company headquartered in Springfield, Missouri. It is the holding company for Great Southern Bank, a regional bank that operates in nine states throughout the midwestern and southeastern United States. The company provides a variety of financial products and services, including consumer and commercial banking, mortgage loans, and insurance services.
Founded in 1923, Great Southern Bank has a long history and strong reputation in the communities it serves. The bank has over 100 branches and a network of ATMs, providing convenience and accessibility to its customers. The company prides itself on its customer service and community involvement, with a commitment to supporting local businesses and organizations.
In addition to its banking services, Great Southern also offers investment and wealth management services through its subsidiary, Great Southern Investment Services. The company is publicly traded on the NASDAQ stock exchange under the ticker symbol GSBC.
Great Southern Bancorp has received numerous awards and recognitions for its financial performance, including being named one of the top 100 community banks in the nation by American Banker magazine. The company also places a strong emphasis on corporate social responsibility and sustainable business practices, earning recognition for its efforts in these areas.
Overall, Great Southern Bancorp is a well-established and reputable financial institution that prides itself on serving its customers and communities with integrity and excellence.

R3JlYXQgU2 91dGhlcm4g QmFuY29ycC BpcyBhIGNv bXBhbnkgdG hhdCBydW5z IGEgYmFuay 4gWW91IGNh biB0aGluay BvZiBhIGJh bmsgbGlrZS BhIHNhZmUg cGxhY2Ugd2 hlcmUgcGVv cGxlIGtlZX AgdGhlaXIg bW9uZXkuIF doZW4geW91 IHB1dCB5b3 VyIG1vbmV5 IGluIHRoZS BiYW5rLCBp dOKAmXMgcH JvdGVjdGVk LCBhbmQgeW 91IGNhbiBh bHNvIHRha2 UgaXQgb3V0 IHdoZW4geW 91IG5lZWQg aXQuPGJyPl RoZSB3YXkg R3JlYXQgU2 91dGhlcm4g QmFuY29ycC BtYWtlcyBt b25leSBpcy BieSBvZmZl cmluZyBzZX J2aWNlcyBs aWtlIHNhdm luZ3MgYWNj b3VudHMgYW 5kIGNoZWNr aW5nIGFjY2 91bnRzLCB3 aGVyZSBwZW 9wbGUgY2Fu IGtlZXAgdG hlaXIgbW9u ZXkuIFRoZX kgYWxzbyBn aXZlIGxvYW 5zIHRvIHBl b3BsZSB3aG 8gd2FudCB0 byBidXkgaG 9tZXMsIGNh cnMsIG9yIH N0YXJ0IGJ1 c2luZXNzZX MuIFdoZW4g dGhlIGJhbm sgZ2l2ZXMg c29tZW9uZS BhIGxvYW4s IHRoYXQgcG Vyc29uIGhh cyB0byBwYX kgYmFjayB0 aGUgbW9uZX kgdGhleSBi b3Jyb3dlZC wgYnV0IHdp dGggYSBsaX R0bGUgZXh0 cmEuIFRoaX MgZXh0cmEg YW1vdW50IG lzIGNhbGxl ZCBpbnRlcm VzdCwgYW5k IGl04oCZcy BvbmUgb2Yg dGhlIG1haW 4gd2F5cyB0 aGUgYmFuay BlYXJucyBt b25leS48Yn I+Tm93LCB3 aHkgaXMgR3 JlYXQgU291 dGhlcm4gQm FuY29ycCBz dWNjZXNzZn VsPyBUaGVy ZSBhcmUgYS BmZXcgcmVh c29ucyEgRm lyc3QsIHRo ZXkgYXJlIG dvb2QgYXQg bWFuYWdpbm cgdGhlaXIg bW9uZXkgYW 5kIGhlbHBp bmcgY3VzdG 9tZXJzIHdp dGggbG9hbn MsIHdoaWNo IG1lYW5zIH Blb3BsZSB0 cnVzdCB0aG VtLiBUaGV5 IGFsc28gbW FrZSBzdXJl IHRvIGZvbG xvdyBydWxl cyB0byBrZW VwIHRoZWly IGJhbmsgc2 FmZSBhbmQg c291bmQsIG FuZCB0aGV5 IHRyeSB0by BvZmZlciBo ZWxwZnVsIH NlcnZpY2Vz IHRoYXQgcG VvcGxlIG5l ZWQuPGJyPk ZvciB0aGUg ZnV0dXJlLC BHcmVhdCBT b3V0aGVybi BCYW5jb3Jw IG1pZ2h0IH N0YXkgc3Vj Y2Vzc2Z1bC BiZWNhdXNl IHRoZXkga2 VlcCB0cnlp bmcgdG8gaW 1wcm92ZSB0 aGVpciBzZX J2aWNlcyBh bmQgdXNlIG 5ldyB0ZWNo bm9sb2d5Li BQZW9wbGUg c3RpbGwgbm VlZCBiYW5r cyBmb3IgaG VscCB3aXRo IHNhdmluZy Btb25leSBh bmQgZ2V0dG luZyBsb2Fu cywgc28gYX MgbG9uZyBh cyB0aGV5IG tlZXAgZG9p bmcgYSBnb2 9kIGpvYiwg dGhleSBjYW 4gY29udGlu dWUgdG8gZ3 JvdyBhbmQg aGVscCBtb3 JlIHBlb3Bs ZSE8YnI+

MS4gTG9uZy 1zdGFuZGlu ZyBoaXN0b3 J5OiBHcmVh dCBTb3V0aG VybiBCYW5j b3JwLCBJbm MuIHdhcyBm b3VuZGVkIG luIDE5MjMg YW5kIGhhcy BhIGxvbmct c3RhbmRpbm cgaGlzdG9y eSBvZiBvdm VyIDk3IHll YXJzIGluIH RoZSBiYW5r aW5nIGluZH VzdHJ5Ljxi cj4yLiBTdH JvbmcgZmlu YW5jaWFsIH BlcmZvcm1h bmNlOiBUaG UgY29tcGFu eSBoYXMgY2 9uc2lzdGVu dGx5IGRlbG l2ZXJlZCBz dHJvbmcgZm luYW5jaWFs IHJlc3VsdH MgYW5kIGhh cyBiZWVuIH Byb2ZpdGFi bGUgZm9yID MwIGNvbnNl Y3V0aXZlIH llYXJzLjxi cj4zLiBDb2 1tdW5pdHkt Zm9jdXNlZD ogR3JlYXQg U291dGhlcm 4gcGxhY2Vz IGEgc3Ryb2 5nIGVtcGhh c2lzIG9uIG NvbW11bml0 eSBpbnZvbH ZlbWVudCBh bmQgaGFzIG EgbG9uZyBo aXN0b3J5IG 9mIGdpdmlu ZyBiYWNrIH RvIHRoZSBj b21tdW5pdG llcyBpdCBz ZXJ2ZXMuPG JyPjQuIERp dmVyc2lmaW VkIHBvcnRm b2xpbzogVG hlIGNvbXBh bnkgaGFzIG EgZGl2ZXJz aWZpZWQgcG 9ydGZvbGlv IG9mIGJhbm tpbmcgYW5k IGZpbmFuY2 lhbCBzZXJ2 aWNlcyBpbm NsdWRpbmcg Y29tbWVyY2 lhbCBhbmQg Y29uc3VtZX IgbGVuZGlu ZywgbW9ydG dhZ2UgYmFu a2luZywgYW 5kIGludmVz dG1lbnQgc2 VydmljZXMu PGJyPjUuIE N1c3RvbWVy LWNlbnRyaW MgYXBwcm9h Y2g6IEdyZW F0IFNvdXRo ZXJuIGlzIG NvbW1pdHRl ZCB0byBwcm 92aWRpbmcg b3V0c3Rhbm RpbmcgY3Vz dG9tZXIgc2 VydmljZSBh bmQgdGFpbG 9ycyBpdHMg cHJvZHVjdH MgYW5kIHNl cnZpY2VzIH RvIG1lZXQg dGhlIHVuaX F1ZSBuZWVk cyBvZiBpdH MgY3VzdG9t ZXJzLjxicj 42LiBTdHJv bmcgbGVhZG Vyc2hpcDog VGhlIGNvbX BhbnkgaGFz IGEgZGVkaW NhdGVkIGFu ZCBleHBlcm llbmNlZCBs ZWFkZXJzaG lwIHRlYW0g dGhhdCBoYX MgaGVscGVk IGRyaXZlIG l0cyBzdWNj ZXNzIGFuZC Bncm93dGgg b3ZlciB0aG UgeWVhcnMu PGJyPjcuIE ZvY3VzIG9u IHRlY2hub2 xvZ3k6IEdy ZWF0IFNvdX RoZXJuIGhh cyBlbWJyYW NlZCB0ZWNo bm9sb2d5IG FuZCBvZmZl cnMgb25saW 5lIGJhbmtp bmcsIG1vYm lsZSBiYW5r aW5nLCBhbm Qgb3RoZXIg ZGlnaXRhbC BzZXJ2aWNl cyB0byBtYW tlIGJhbmtp bmcgbW9yZS Bjb252ZW5p ZW50IGZvci BjdXN0b21l cnMuPGJyPj guIFN0cm9u ZyBjb3Jwb3 JhdGUgY3Vs dHVyZTogVG hlIGNvbXBh bnkgaGFzIG Egc3Ryb25n IGFuZCBpbm NsdXNpdmUg Y29ycG9yYX RlIGN1bHR1 cmUgZm9jdX NlZCBvbiBh Y2NvdW50YW JpbGl0eSwg aW50ZWdyaX R5LCBhbmQg c2VydmljZS B0byBvdGhl cnMuPGJyPj kuIFJlY29n bml0aW9ucy BhbmQgYXdh cmRzOiBHcm VhdCBTb3V0 aGVybiBoYX MgYmVlbiBy ZWNvZ25pem VkIGZvciBp dHMgZmluYW 5jaWFsIHBl cmZvcm1hbm NlLCBjb21t dW5pdHkgaW 52b2x2ZW1l bnQsIGFuZC BlbXBsb3ll ZSBzYXRpc2 ZhY3Rpb24g d2l0aCBudW 1lcm91cyBh d2FyZHMgYW 5kIGFjY29s YWRlcy48Yn I+MTAuIENv bW1pdG1lbn QgdG8gc3Vz dGFpbmFiaW xpdHk6IEdy ZWF0IFNvdX RoZXJuIGlz IGNvbW1pdH RlZCB0byBz dXN0YWluYW JpbGl0eSBh bmQgaGFzIG ltcGxlbWVu dGVkIHZhcm lvdXMgaW5p dGlhdGl2ZX MgdG8gcmVk dWNlIGl0cy BlbnZpcm9u bWVudGFsIG ltcGFjdCBh bmQgcHJvbW 90ZSBzb2Np YWwgcmVzcG 9uc2liaWxp dHku

VGhlIEdyZW F0IFNvdXRo ZXJuIEJhbm NvcnAgaXMg YSBmaW5hbm NpYWwgaG9s ZGluZyBjb2 1wYW55IHRo YXQgcHJvdm lkZXMgYmFu a2luZyBhbm Qgb3RoZXIg ZmluYW5jaW FsIHNlcnZp Y2VzIHRvIG luZGl2aWR1 YWxzIGFuZC BidXNpbmVz c2VzLiBJdH MgYnVzaW5l c3MgbW9kZW wgaXMgYmFz ZWQgb24gYS Bjb21tdW5p dHkgYmFua2 luZyBhcHBy b2FjaCwgd2 hlcmUgaXQg Zm9jdXNlcy BvbiBidWls ZGluZyByZW xhdGlvbnNo aXBzIHdpdG ggaXRzIGN1 c3RvbWVycy BhbmQgbWVl dGluZyB0aG VpciBmaW5h bmNpYWwgbm VlZHMuPGJy PkdyZWF0IF NvdXRoZXJu IEJhbmNvcn Agb2ZmZXJz IGEgd2lkZS ByYW5nZSBv ZiBiYW5raW 5nIHByb2R1 Y3RzIGFuZC BzZXJ2aWNl cywgaW5jbH VkaW5nIGNo ZWNraW5nIG FuZCBzYXZp bmdzIGFjY2 91bnRzLCBs b2FucywgbW 9ydGdhZ2Vz LCBjcmVkaX QgY2FyZHMs IGFuZCBpbn Zlc3RtZW50 IHNlcnZpY2 VzLiBJdCBh bHNvIHByb3 ZpZGVzIG9u bGluZSBhbm QgbW9iaWxl IGJhbmtpbm cgY2FwYWJp bGl0aWVzIH RvIG1ha2Ug aXQgZWFzaW VyIGZvciBj dXN0b21lcn MgdG8gbWFu YWdlIHRoZW lyIGZpbmFu Y2VzLjxicj 5UaGUgY29t cGFueeKAmX MgYnVzaW5l c3MgbW9kZW wgYWxzbyBp bmNsdWRlcy BkaXZlcnNp ZnlpbmcgaX RzIHJldmVu dWUgc3RyZW FtcyB0aHJv dWdoIHZhcm lvdXMgYnVz aW5lc3Mgc2 VnbWVudHMs IHN1Y2ggYX MgY29tbWVy Y2lhbCBhbm QgY29uc3Vt ZXIgbGVuZG luZywgaW5z dXJhbmNlLC BhbmQgaW52 ZXN0bWVudC BzZXJ2aWNl cy4gVGhpcy BoZWxwcyB0 byBtaXRpZ2 F0ZSBwb3Rl bnRpYWwgcm lza3MgYW5k IGZsdWN0dW F0aW9ucyBp biBvbmUgc3 BlY2lmaWMg YXJlYSBvZi B0aGUgYnVz aW5lc3MuPG JyPkdyZWF0 IFNvdXRoZX JuIEJhbmNv cnAgcHJpZG VzIGl0c2Vs ZiBvbiBpdH MgY29tbWl0 bWVudCB0by Bjb21tdW5p dHkgaW52b2 x2ZW1lbnQg YW5kIHN1cH BvcnQsIHdo aWNoIGlzIG FuIGludGVn cmFsIHBhcn Qgb2YgaXRz IGJ1c2luZX NzIG1vZGVs LiBUaGUgY2 9tcGFueSBi ZWxpZXZlcy BpbiBnaXZp bmcgYmFjay B0byB0aGUg Y29tbXVuaX RpZXMgaXQg c2VydmVzIG FuZCBoYXMg YSBzdHJvbm cgZm9jdXMg b24gY29ycG 9yYXRlIHNv Y2lhbCByZX Nwb25zaWJp bGl0eS48Yn I+T3ZlcmFs bCwgdGhlIE dyZWF0IFNv dXRoZXJuIE JhbmNvcnDi gJlzIGJ1c2 luZXNzIG1v ZGVsIGlzIG J1aWx0IG9u IHRoZSBwcm luY2lwbGVz IG9mIHByb3 ZpZGluZyBl eGNlbGxlbn QgY3VzdG9t ZXIgc2Vydm ljZSwgbWFp bnRhaW5pbm cgYSBzdHJv bmcgYW5kIG RpdmVyc2Ug ZmluYW5jaW FsIHBvcnRm b2xpbywgYW 5kIGdpdmlu ZyBiYWNrIH RvIHRoZSBj b21tdW5pdH ku

AI has the potential to impact financial institutions like Great Southern Bancorp in various ways. Here are some considerations regarding how AI could pose threats through substitution, disintermediation, or margin pressure:
1. Substitution: AI technologies can enable new financial products and services that may serve as substitutes for traditional banking services. For example, fintech companies leveraging AI can offer digital wallets, peer-to-peer lending, and robo-advisors that may attract customers away from traditional banks. If such services are more convenient or cost-effective, they could adversely affect Great Southern Bancorp’s core offerings.
2. Disintermediation: AI can facilitate direct connections between consumers and financial service providers, effectively disintermediating traditional banks. This disintermediation may occur through platforms that enable individuals to bypass banks for loans or investment opportunities. As customers increasingly seek online and app-based services, Great Southern Bancorp might face challenges in maintaining its role as an intermediary.
3. Margin Pressure: The adoption of AI can lead to increased competition, as new entrants utilize technology to deliver services at lower costs. If competitors implement AI solutions effectively, they may be able to reduce operational costs, thereby offering more competitive pricing to consumers. This could lead to margin pressure for Great Southern Bancorp, forcing it to lower fees or interest rates to remain competitive.
While AI presents challenges, it also offers opportunities for innovation and improvement in customer service, operational efficiency, and risk management. To mitigate potential threats, Great Southern Bancorp may need to invest in AI technologies and enhance its digital offerings to remain competitive in a rapidly evolving landscape.

The sensitivity of Great Southern Bancorp’s earnings, cash flow, and valuation to changes in interest rates can be analyzed from multiple perspectives.
1. Earnings Sensitivity: Great Southern Bancorp, like most banks, typically sees its earnings affected by changing interest rates due to its interest income and interest expense dynamics. When interest rates rise, the bank can benefit from higher interest income on loans, particularly if it has a steep yield curve. However, if the bank has a large volume of fixed-rate loans, it may miss out on potential benefits until those loans mature or are refinanced. Conversely, falling interest rates can compress the margins if deposit rates decline more slowly than loan rates, negatively impacting earnings.
2. Cash Flow Sensitivity: Cash flows within the bank can be sensitive to interest rate changes due to the timing of interest income and expense recognition. In an environment of rising interest rates, if the bank’s assets reprice quicker than liabilities, it can increase cash flows. On the other hand, falling rates can lead to reduced interest income and can impact cash inflows from loan repayments and refinancing activities.
3. Valuation Sensitivity: The valuation of Great Southern Bancorp can be significantly impacted by interest rate fluctuations, mainly through discounted cash flow models that rely on future cash flow projections. Higher interest rates can increase the discount rate used in these models, potentially leading to a lower present value of future cash flows, thus decreasing the overall valuation. Conversely, if rates are lower, the discount rate decreases, which may enhance the valuation.
In summary, Great Southern Bancorp’s earnings, cash flow, and valuation are all interlinked and exhibit sensitivity to changes in interest rates, depending on the structure of its loan and deposit portfolios, the overall interest rate environment, and the bank’s ability to manage interest rate risk effectively.

QSByZWFsaX N0aWMgc2Nl bmFyaW8gdG hhdCBjb3Vs ZCBwZXJtYW 5lbnRseSBp bXBhaXIgR3 JlYXQgU291 dGhlcm4gQm FuY29ycOKA mXMgZWNvbm 9taWNzIG92 ZXIgdGhlIG 5leHQgM+KA kzUgeWVhcn MgbWlnaHQg aW52b2x2ZS BhIHNpZ25p ZmljYW50IG FuZCBzdXN0 YWluZWQgZW Nvbm9taWMg ZG93bnR1cm 4sIHN1Y2gg YXMgYSByZW Nlc3Npb24g ZHJpdmVuIG J5IGEgY29t YmluYXRpb2 4gb2Ygcmlz aW5nIGludG VyZXN0IHJh dGVzLCBpbm ZsYXRpb24s IGFuZCBhIH NpZ25pZmlj YW50IHNsb3 dkb3duIGlu IHRoZSBob3 VzaW5nIG1h cmtldC4gPG JyPkluIHRo aXMgc2Nlbm FyaW8sIHRo ZSBmb2xsb3 dpbmcgaW1w YWN0cyBjb3 VsZCBiZSBl eHBlY3RlZD o8YnI+MS4g PHN0cm9uZz 5NYXJnaW5z PC9zdHJvbm c+OiBHcmVh dCBTb3V0aG VybiBCYW5j b3JwIGNvdW xkIGV4cGVy aWVuY2UgZG VjbGluaW5n IHByb2ZpdC BtYXJnaW5z IGR1ZSB0by BzZXZlcmFs IGZhY3Rvcn MuIEFzIGlu dGVyZXN0IH JhdGVzIHJp c2UgaW4gcm VzcG9uc2Ug dG8gaW5mbG F0aW9uLCBj dXN0b21lcn MgbWF5IGJv cnJvdyBsZX NzLCBsZWFk aW5nIHRvIG xvd2VyIGxv YW4gb3JpZ2 luYXRpb24g dm9sdW1lcy 4gRXhpc3Rp bmcgbG9hbn MgbWF5IGFs c28gYmUgcH Jlc3N1cmVk IGlmIGJvcn Jvd2VycyBm YWNlIGluY3 JlYXNlZCBm aW5hbmNpYW wgc3RyYWlu LCBsZWFkaW 5nIHRvIGhp Z2hlciBkZW ZhdWx0IHJh dGVzLiBDb2 5zZXF1ZW50 bHksIG5ldC BpbnRlcmVz dCBpbmNvbW UgY291bGQg ZGVjcmVhc2 UsIGNvbXBy ZXNzaW5nIH Byb2ZpdCBt YXJnaW5zLi BBZGRpdGlv bmFsbHksIG luY3JlYXNl ZCBjb21wZX RpdGlvbiBm cm9tIGJvdG ggdHJhZGl0 aW9uYWwgYW 5kIGZpbnRl Y2ggbGVuZG VycyBjb3Vs ZCBmdXJ0aG VyIHByZXNz dXJlIHByaW NpbmcuPGJy PjIuIDxzdH Jvbmc+Q2Fz aCBGbG93PC 9zdHJvbmc+ OiBPdmVyYW xsIGNhc2gg ZmxvdyBjb3 VsZCBkZWNs aW5lIHNpZ2 5pZmljYW50 bHkuIExvYW 4gcmVwYXlt ZW50cyBtYX kgc2xvdyBh cyBib3Jyb3 dlcnMgc3Ry dWdnbGUgdG 8gbWVldCB0 aGVpciBvYm xpZ2F0aW9u cywgcmVzdW x0aW5nIGlu IGxvd2VyIG Nhc2ggaW5m bG93cyBmcm 9tIGludGVy ZXN0IHBheW 1lbnRzLiBB dCB0aGUgc2 FtZSB0aW1l LCBvcGVyYX Rpb25hbCBj b3N0cyBtYX kgcmlzZSBk dWUgdG8gaG lnaGVyIGNv bXBsaWFuY2 UgY29zdHMg YW5kIHBvdG VudGlhbCBp bmNyZWFzZX MgaW4gbG9h biBsb3NzIH Byb3Zpc2lv bnMgYXMgZG VmYXVsdHMg cmlzZS4gVG hlIGNvbWJp bmF0aW9uIG 9mIGRlY2xp bmluZyByZX ZlbnVlcyBh bmQgaW5jcm Vhc2VkIGNv c3RzIHdvdW xkIHN0cmFp biBjYXNoIG Zsb3csIHBv dGVudGlhbG x5IGxlYWRp bmcgdG8gbG lxdWlkaXR5 IGlzc3Vlcy 48YnI+My4g PHN0cm9uZz 5CYWxhbmNl IFNoZWV0PC 9zdHJvbmc+ OiBUaGUgYm FsYW5jZSBz aGVldCBtYX kgc2hvdyBz aWducyBvZi BzdHJlc3Ms IHJlZmxlY3 RlZCBpbiBh IGhpZ2hlci ByYXRpbyBv ZiBub3Blcm Zvcm1pbmcg bG9hbnMgdG 8gdG90YWwg bG9hbnMgYX MgYm9ycm93 ZXJzIGRlZm F1bHQuIFRo aXMgY291bG QgcmVzdWx0 IGluIGEgbm VjZXNzYXJ5 IGluY3JlYX NlIGluIHJl c2VydmVzIG ZvciBsb2Fu IGxvc3Nlcy wgZnVydGhl ciBhZmZlY3 RpbmcgcmV0 YWluZWQgZW FybmluZ3Mg YW5kIGVxdW l0eS4gV2l0 aCBsb3dlci BlcXVpdHkg YW5kIHBvc3 NpYmx5IGEg ZGVjbGluZS BpbiBhc3Nl dCB2YWx1ZX MgKHBhcnRp Y3VsYXJseS Bmcm9tIHJl YWwgZXN0YX RlIGFzc2V0 cyksIHRoZS BvdmVyYWxs IGZpbmFuY2 lhbCBwb3Np dGlvbiBvZi B0aGUgYmFu ayBjb3VsZC B3ZWFrZW4u IEFkZGl0aW 9uYWxseSwg aWYgdGhlIG JhbmsgbmVl ZHMgdG8gcm Fpc2UgY2Fw aXRhbCB0by BidWZmZXIg YWdhaW5zdC Bsb2FuIGxv c3NlcyBvci BsaXF1aWRp dHkgbmVlZH MsIGl0IG1h eSBkbyBzby BhdCB1bmZh dm9yYWJsZS B0ZXJtcywg ZnVydGhlci BkaWx1dGlu ZyBleGlzdG luZyBzaGFy ZWhvbGRlcn MuPGJyPklu IHN1bW1hcn ksIGlmIHRo aXMgc2Nlbm FyaW8gb2Yg YSBwcm9sb2 5nZWQgZWNv bm9taWMgZG 93bnR1cm4g d2VyZSB0by BtYXRlcmlh bGl6ZSwgR3 JlYXQgU291 dGhlcm4gQm FuY29ycCBj b3VsZCBmaW 5kIGl0cyBt YXJnaW5zIH NxdWVlemVk LCBjYXNoIG Zsb3cgbmVn YXRpdmVseS BpbXBhY3Rl ZCwgYW5kIG JhbGFuY2Ug c2hlZXQgaG VhbHRoIGNv bXByb21pc2 VkLCBwb3Rl bnRpYWxseS BsZWFkaW5n IHRvIGxvbm ctdGVybSBv cGVyYXRpb2 5hbCBjaGFs bGVuZ2VzIG FuZCBhIG5l ZWQgZm9yIH N0cmF0ZWdp YyByZXBvc2 l0aW9uaW5n Ljxicj4=

CiAgICAgIC AgICAgIDxk aXYgc3R5bG U9J3dpZHRo OiAxMDAlOy BkaXNwbGF5 OiBmbGV4Oy BqdXN0aWZ5 LWNvbnRlbn Q6IGNlbnRl cjsnPgogIC AgICAgICAg ICAgICAgPG RpdiBzdHls ZT0nCiAgIC AgICAgICAg ICAgICAgIC AgZGlzcGxh eTogZmxleD sKICAgICAg ICAgICAgIC AgICAgICBh bGlnbi1pdG VtczogY2Vu dGVyOwogIC AgICAgICAg ICAgICAgIC AgIGJhY2tn cm91bmQtY2 9sb3I6ICNm MGY0Zjg7Ci AgICAgICAg ICAgICAgIC AgICAgYm9y ZGVyOiAxcH ggc29saWQg I2QxZTNmMD sKICAgICAg ICAgICAgIC AgICAgICBi b3JkZXItcm FkaXVzOiAx MHB4OwogIC AgICAgICAg ICAgICAgIC AgIHBhZGRp bmc6IDEwcH g7CiAgICAg ICAgICAgIC AgICAgICAg bWFyZ2luOi AyMHB4IDA7 CiAgICAgIC AgICAgICAg ICAgICAgZm 9udC1mYW1p bHk6ICJTZW dvZSBVSSIs IFJvYm90by wgc2Fucy1z ZXJpZjsKIC AgICAgICAg ICAgICAgIC AgICBib3gt c2hhZG93Oi AwIDJweCA2 cHggcmdiYS gwLCAwLCAw LCAwLjA1KT sKICAgICAg ICAgICAgIC AgICAgICBt YXgtd2lkdG g6IDkwMHB4 OwogICAgIC AgICAgICAg ICAgICAgIH dpZHRoOiAx MDAlOyc+Cg ogICAgICAg ICAgICAgIC AgICAgIDxp bWcgc3JjPS Jhc3NldHMv bG9nb3MvWm JwZFd0QnYw cU9UM090Tm 9YTngud2Vi cCIgYWx0PS JHcmVhdCBT b3V0aGVybi BCYW5jb3Jw IiB0aXRsZT 0iR3JlYXQg U291dGhlcm 4gQmFuY29y cCIgIGNsYX NzPSJpbWct Zmx1aWQiIG hlaWdodD01 MCB3aWR0aD 01MCBsb2Fk aW5nPSdsYX p5JyBzdHls ZT0nYm9yZG VyLXJhZGl1 czogNnB4Oy c+CgogICAg ICAgICAgIC AgICAgICAg IDxkaXYgc3 R5bGU9J2Zs ZXg6IDE7IH RleHQtYWxp Z246IGNlbn RlcjsgbWFy Z2luLWxlZn Q6IDVweDsn PgogICAgIC AgICAgICAg ICAgICAgIC AgICA8cCBz dHlsZT0nZm 9udC1zaXpl OiAyNnB4Oy Bjb2xvcjog IzMzMzsgbW FyZ2luLWJv dHRvbTogMT VweDsnPgog ICAgICAgIC AgICAgICAg ICAgICAgIC AgICAg8J+T iCBXYW50IH RvIHJlYWQg bW9yZSBhYm 91dCBHcmVh dCBTb3V0aG VybiBCYW5j b3JwPwogIC AgICAgICAg ICAgICAgIC AgICAgICA8 L3A+CgogIC AgICAgICAg ICAgICAgIC AgICAgICA8 YSBocmVmPS dpbmRleC5w aHA/cGFnZT 1zaWdudXAn IHN0eWxlPS cKICAgICAg ICAgICAgIC AgICAgICAg ICAgICAgIG JhY2tncm91 bmQtY29sb3 I6ICMwMDdC RkY7CiAgIC AgICAgICAg ICAgICAgIC AgICAgICAg ICBjb2xvcj ogI2ZmZjsK ICAgICAgIC AgICAgICAg ICAgICAgIC AgICAgIHBh ZGRpbmc6ID EwcHggMjBw eDsKICAgIC AgICAgICAg ICAgICAgIC AgICAgICAg IGJvcmRlci 1yYWRpdXM6 IDVweDsKIC AgICAgICAg ICAgICAgIC AgICAgICAg ICAgIHRleH QtZGVjb3Jh dGlvbjogbm 9uZTsKICAg ICAgICAgIC AgICAgICAg ICAgICAgIC AgIGZvbnQt d2VpZ2h0Oi Bib2xkOwog ICAgICAgIC AgICAgICAg ICAgICAgIC AgICAgbWFy Z2luLXJpZ2 h0OiAxMHB4 OwogICAgIC AgICAgICAg ICAgICAgIC AgICAgICAg dHJhbnNpdG lvbjogYmFj a2dyb3VuZC 1jb2xvciAw LjNzIGVhc2 U7JwogICAg ICAgICAgIC AgICAgICAg ICAgICAgIC Agb25tb3Vz ZW92ZXI9J3 RoaXMuc3R5 bGUuYmFja2 dyb3VuZENv bG9yPSIjMD A1NmIzIicK ICAgICAgIC AgICAgICAg ICAgICAgIC AgICAgIG9u bW91c2VvdX Q9J3RoaXMu c3R5bGUuYm Fja2dyb3Vu ZENvbG9yPS IjMDA3QkZG Iic+CiAgIC AgICAgICAg ICAgICAgIC AgICAgICAg ICBTaWduIH VwIGZvciBm cmVlCiAgIC AgICAgICAg ICAgICAgIC AgICAgIDwv YT4KCiAgIC AgICAgICAg ICAgICAgIC AgICAgIDxz cGFuIHN0eW xlPSdtYXJn aW46IDAgOH B4OyBjb2xv cjogIzU1NT snPm9yPC9z cGFuPgoKIC AgICAgICAg ICAgICAgIC AgICAgICAg PGEgaHJlZj 0naW5kZXgu cGhwP3BhZ2 U9bG9naW4n IHN0eWxlPS cKICAgICAg ICAgICAgIC AgICAgICAg ICAgICAgIG NvbG9yOiAj MDA3QkZGOw ogICAgICAg ICAgICAgIC AgICAgICAg ICAgICAgdG V4dC1kZWNv cmF0aW9uOi B1bmRlcmxp bmU7CiAgIC AgICAgICAg ICAgICAgIC AgICAgICAg ICBmb250LX dlaWdodDog NTAwOyc+Ci AgICAgICAg ICAgICAgIC AgICAgICAg ICAgICBsb2 cgaW4KICAg ICAgICAgIC AgICAgICAg ICAgICAgPC 9hPgoKCiAg ICAgICAgIC AgICAgICAg ICAgICAgID xwIHN0eWxl PSdtYXJnaW 4tdG9wOiAx NXB4OyBmb2 50LXNpemU6 IDEzcHg7IG ZvbnQtd2Vp Z2h0OiBib2 xkOyBjb2xv cjogI2QzMm YyZjsnPgog ICAgICAgIC AgICAgICAg ICAgICAgIC AgICAg4pyN 77iPIFNpZ2 4gdXAgdG8g Z2V0IDxpPi JUaGUgQ2hl Y2tsaXN0IF ZhbHVlIElu dmVzdG9yIO KAlCBBIFNt YXJ0ZXIgV2 F5IHRvIFBp Y2sgU3RvY2 tzIjwvaT4g Zm9yIGZyZW UKICAgICAg ICAgICAgIC AgICAgICAg ICAgPC9wPg oKICAgICAg ICAgICAgIC AgICAgICAg ICAgPCEtLQ ogICAgICAg ICAgICAgIC AgICAgICAg ICA8ZGl2IH N0eWxlPSdt YXJnaW4tdG 9wOiAxMnB4 OyBmb250LX NpemU6IDEz cHg7IGNvbG 9yOiAjNDQ0 Oyc+CiAgIC AgICAgICAg ICAgICAgIC AgICAgICAg ICBTaWduIH VwIG5vdyBh bmQgZ2V0IG 91ciBmcmVl IGVCb29rIA ogICAgICAg ICAgICAgIC AgICAgICAg ICAgICAgPG I+VGhlIENo ZWNrbGlzdC BWYWx1ZSBJ bnZlc3Rvci DigJQgQSBT bWFydGVyIF dheSB0byBQ aWNrIFN0b2 NrczwvYj4K ICAgICAgIC AgICAgICAg ICAgICAgIC AgPC9kaXY+ CiAgICAgIC AgICAgICAg ICAgICAgIC AgIC0tPgog ICAgICAgIC AgICAgICAg ICAgICAgIC A8IS0tCiAg ICAgICAgIC AgICAgICAg ICAgICAgID xkaXYgc3R5 bGU9J21hcm dpbi10b3A6 IDE2cHg7IG ZvbnQtc2l6 ZTogMTRweD sgY29sb3I6 ICM0NDQ7IG ZvbnQtZmFt aWx5OiAtYX BwbGUtc3lz dGVtLCBCbG lua01hY1N5 c3RlbUZvbn QsIFNlZ29l IFVJLCBSb2 JvdG8sIEhl bHZldGljYS BOZXVlLCBz YW5zLXNlcm lmOyBsaW5l LWhlaWdodD ogMS42Oyc+ CiAgICAgIC AgICAgICAg ICAgICAgIC AgICAgICBI YXZlIHlvdS BoZWFyZCBh Ym91dCBvdX Igc2hvcnQg PHN0cm9uZy BzdHlsZT0n Zm9udC13ZW lnaHQ6IDYw MDsnPkRhaW x5IFZpZGVv IE5ld3NsZX R0ZXI8L3N0 cm9uZz4/Ci AgICAgICAg ICAgICAgIC AgICAgICAg ICAgICA8YS BocmVmPSdo dHRwczovL3 d3dy5pbnNp Z2h0ZnVsdm FsdWUuY29t L25ld3NsZX R0ZXIucGhw JyB0YXJnZX Q9J19ibGFu aycgc3R5bG U9J2NvbG9y OiAjMDA3Qk ZGOyB0ZXh0 LWRlY29yYX Rpb246IG5v bmU7IGZvbn Qtd2VpZ2h0 OiA1MDA7IG 1hcmdpbi1s ZWZ0OiA2cH g7Jz4KICAg ICAgICAgIC AgICAgICAg ICAgICAgIC AgICAgICBG aW5kIG91dC Btb3JlCiAg ICAgICAgIC AgICAgICAg ICAgICAgIC AgICA8L2E+ CiAgICAgIC AgICAgICAg ICAgICAgIC AgIDwvZGl2 PgogICAgIC AgICAgICAg ICAgICAgIC AgICAtLT4K ICAgICAgIC AgICAgICAg ICAgICA8L2 Rpdj4KICAg ICAgICAgIC AgICAgIDwv ZGl2PgogIC AgICAgICAg ICA8L2Rpdj 4KICAgICAg ICAgICAgCi AgICAgICAg CiAgICAgIC AgPHNwYW4g Y2xhc3M9J2 JsdXJyZWQt dGV4dCc+Ci AgICAgICAg ICAgIE1TNG dSM0psWVgg UWdVMjkxZE dobCBjbTRn UW1GdVkyID l5Y0N3Z1NX NWogTGl3Z2 QyRnpJRyBa dmRXNWtaV1 FnIGFXNGdN VGt5TXkgQm hjeUIwYUdV ZyBRbUZ1YX lCdlppIEJC YzJnZ1IzSn YgZG1VZ2FX NGdRWCBOb0 lFZHliM1ps IExDQk5hWE 56YjMgVnlh UzQ4WW5JKy BNaTRnU1c0 Z01UIGs0T1 N3Z2RHaGwg SUdOdmJYQm hibiBrZ1ky aGhibWRsIF pDQnBkSE1n Ym0gRnRaU0 IwYnlCSCBj bVZoZENCVG IzIFYwYUdW eWJpQkMgWV c1amIzSndM QyBCSmJtTX VJR0Z1IFpD QmlaV05oYl cgVWdZU0J3 ZFdKcyBhV0 5zZVNCMGNt IEZrWldRZ1 kyOXQgY0dG dWVTNDhZbi BJK015NGdS M0psIFlYUW dVMjkxZEcg aGxjbTRnUW 1GdSBZMjl5 Y0NCcGN5IE IwYUdVZ2FH OXMgWkdsdV p5QmpiMiAx d1lXNTVJR1 p2IGNpQkhj bVZoZEMgQl RiM1YwYUdW eSBiaUJDWV c1ckxDIEIz YUdsamFDQn YgY0dWeVlY UmxjeSBBNU 5DQmlZVzVy IGFXNW5JR0 5sYm4gUmxj bk1nYVc0Zy BibWx1WlNC emRHIEYwWl hNdVBHSnkg UGpRdUlGUm 9aUyBCaVlX NXI0b0NaIG N5QndjbTlr ZFcgTjBjeU JoYm1RZyBj MlZ5ZG1sal pYIE1nYVc1 amJIVmsgWl NCamFHVmph MiBsdVp5Qm hibVFnIGMy RjJhVzVuY3 kgQmhZMk52 ZFc1MCBjeX dnYkc5aGJu IE1zSUcxdm NuUm4gWVdk bGN5d2dZVy A1a0lHbHVj M1Z5IFlXNW paUzQ4WW4g SStOUzRnUj NKbCBZWFFn VTI5MWRHIG hsY200Z1Ft RnUgWTI5eW NDQnBjeSBC eVlXNXJaV1 FnIFlYTWdi MjVsSUcgOW 1JSFJvWlNC MCBiM0FnY0 dWeVptIDl5 YldsdVp5Qm kgWVc1cmN5 QnBiaSBCMG FHVWdWVzVw IGRHVmtJRk 4wWVggUmxj eUJpZVNCVC BUa3dnUm1s dVlXIDVqYV dGc0xqeGkg Y2o0MkxpQl VhRyBVZ1ky OXRjR0Z1IG VTQm9ZWE1n WW0gVmxiaU J5WldOdiBa MjVwZW1Wa0 lHIEZ6SUc5 dVpTQnYgWm lCMGFHVWdO VCBBZ1FtVn pkQ0JEIGIy MXdZVzVwWl ggTWdkRzhn VjI5eSBheU JHYjNJZ1lu IGtnUm05eW RIVnUgWlNC TllXZGhlbS BsdVpTQmhi bVFnIGIyNW xJRzltSUgg Um9aU0F4TU RBZyBRbVZ6 ZENCUWJHIE ZqWlhNZ2RH OGcgVjI5eW F5QnBiaSBC Q1lXNXJhVz VuIElHSjVJ RUZ0WlggSn BZMkZ1SUVK aCBibXRsY2 k0OFluIEkr Tnk0Z1IzSm wgWVhRZ1Uy OTFkRyBobG NtNGdRbUZ1 IFkyOXljQ0 JvWVggTWdZ bVZsYmlCcy BhWE4wWldR Z2IyIDRnZE dobElFNUIg VTBSQlVTQk hiRyA5aVlX d2dVMlZzIF pXTjBJRTFo Y20gdGxkQ0 J6YVc1aiBa U0F4T1RrME xqIHhpY2o0 NExpQkogYm lBeU1ERXlM QyBCMGFHVW dZMjl0IGNH RnVlU0IzWV ggTWdibUZ0 WldRZyBZWE 1nYjI1bElH IDltSUVGdF pYSnAgWTJI aWdKbHpJRS AxdmMzUWdW SEoxIGMzUj NiM0owYUgg a2dRMjl0Y0 dGdSBhV1Z6 SUdKNUlFIF p2Y21KbGN5 Qk4gWVdkaG VtbHVaUyA0 OFluSStPUz RnIFIzSmxZ WFFnVTIgOT FkR2hsY200 ZyBRbUZ1WT I5eWNPIEtB bVhNZ2JXbH ogYzJsdmJp QnBjeSBCMG J5QmlaU0Jo IElHTnZiVz ExYm0gbDBl U0JpWVc1ci BJSEJ5YjNa cFpHIGx1Wn lCbWNtbGwg Ym1Sc2VTQm hibSBRZ2NH VnljMjl1IF lXeHBlbVZr SUggTmxjbl pwWTJVZyBk R2h5YjNWbm FDIEJwYm01 dmRtRjAgYV habElIQnli MiBSMVkzUn pJR1JsIGJH bDJaWEpsWk MgQnBiaUJo SUhOaCBabV VnWVc1a0lI IE52ZFc1a0 lHMWggYm01 bGNpNDhZbi BJK01UQXVJ RlJvIFpTQm piMjF3WVcg NTVJR2x6SU dOdiBiVzFw ZEhSbFpDIE IwYnlCbmFY WnAgYm1jZ1 ltRmpheSBC MGJ5QjBhR1 VnIFkyOXRi WFZ1YVggUn BaWE1nYVhR ZyBjMlZ5ZG 1WeklIIFJv Y205MVoyZ2 cgWkc5dVlY UnBiMiA1ek xDQnpjRzl1 IGMyOXljMm hwY0ggTXNJ R0Z1WkNCMi BiMngxYm5S bFpYIElnWl dabWIzSjAg Y3k0Z1NXNG dNaiBBeU1D d2dkR2hsIE lHTnZiWEJo Ym4ga2daRz l1WVhSbCBa Q0J2ZG1WeU lDIFF4TGpN Z2JXbHMgYk dsdmJpQjBi eSBCMllYSn BiM1Z6IElH Tm9ZWEpwZE cgRmliR1Vn YjNKbiBZVz VwZW1GMGFX IDl1Y3k0PQ ogICAgICAg IDwvc3Bhbj 4KICAgICAg ICAKICAgIC AgICA=