Synchrony Financial

Synchrony Financial is a consumer financial services company that offers a range of products and services to help people manage their finances and make purchases. The company primarily focuses on providing credit and payment solutions, including private label credit cards, co-branded credit cards, and installment loans.
Some of the specific products and services offered by Synchrony Financial include:
1. Retail Credit Cards: Synchrony Financial partners with major retailers to offer private label credit cards that can only be used at that specific retailer’s stores. These cards often come with special financing offers and discounts for cardholders.
2. Co-Branded Credit Cards: Synchrony Financial also partners with major brands to offer co-branded credit cards that can be used anywhere the brand’s credit card is accepted. These cards often come with rewards and benefits specific to the brand.
3. Installment Loans: Synchrony Financial offers installment loans for large purchases such as furniture, appliances, and elective medical procedures. These loans allow customers to make fixed monthly payments over a set period of time, typically with no interest if the balance is paid in full within a certain timeframe.
4. Savings and Money Market Accounts: Synchrony Bank, a subsidiary of Synchrony Financial, offers high-yield savings and money market accounts that provide customers with competitive interest rates. These accounts are FDIC-insured and have no monthly fees.
5. Travel Benefits: Synchrony Financial offers travel benefits such as travel insurance, emergency assistance services, and roadside assistance for their credit cardholders.
6. Online and Mobile Banking: Customers can manage their accounts, make payments, and view transactions online or through the Synchrony Bank mobile app.
7. CareCredit: Synchrony Financial’s CareCredit program offers healthcare financing options for medical treatments and procedures not typically covered by insurance.
8. Consumer Lending: Synchrony Financial also offers consumer lending services, including personal loans and lines of credit, to help customers finance larger expenses.
Overall, Synchrony Financial aims to provide convenient and flexible financing options for customers, whether they are making everyday purchases or larger investments.