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โ Due DiligenceRisks
1. Credit Risk: Cembra Money Bank AG may take on too much credit risk when issuing loans and other credit products, which may lead to increased losses and unstable income.
2. Interest Rate Risk: Changes in benchmark interest rates can affect Cembra Money Bank AGโs profitability as the interest rates used to price its lending products may be subject to market volatility.
3. Currency Risk: Exposure to fluctuations in foreign currencies can cause losses for Cembra Money Bank AG.
4. Regulatory/Legal Risk: Cembra Money Bank AG may face stiff fines and penalties if it fails to comply with applicable regulatory and legal requirements in its operations.
5. Reputation Risk: Damaging public reports, negative press coverage, or legal action could damage Cembra Money Bank AGโs reputation and lead to a decrease in customers.