Company Overview
General information about the Cembra Money Bank company
Cembra Money Bank is a Swiss financial services company that provides consumer loans, credit cards, and savings accounts to individuals and small businesses. The company was founded in 1950 as a provider of consumer credit and has since expanded its services to include various financial products.
Cembra Money Bank is headquartered in Zurich, Switzerland and has a strong presence in the Swiss market, serving more than 1 million customers. The company has a staff of over 1,000 employees and operates through a network of 25 branches throughout Switzerland.
The company's mission is to help customers manage their financial needs in a responsible and sustainable manner. It focuses on offering tailored financial solutions and exceptional customer service.
As a financial institution, Cembra Money Bank is subject to strict regulations and oversight by the Swiss Financial Market Supervisory Authority (FINMA). The company also has a strong commitment to corporate responsibility and sustainability, integrating these principles into its business operations and decision-making processes.
Some key figures for Cembra Money Bank include a total income of CHF 889 million in 2020 and a net profit of CHF 166 million. The company has a strong capital base, with a common equity Tier 1 ratio of 21.3%, which indicates its financial stability and ability to weather economic challenges.
Overall, Cembra Money Bank is a reputable financial services company that is well-established in Switzerland and aims to provide customers with reliable, innovative, and sustainable financial solutions.
What is special about the Cembra Money Bank company?
1. Leading consumer finance provider: Cembra Money Bank is the leading provider of consumer finance products and services in Switzerland, offering a wide range of products such as personal loans, credit cards, leasing, and insurance.
2. Established history: The company has a long and successful history, tracing its roots back to 1897 when it was founded as the Swiss Credit Office. This long-standing experience in the financial industry has allowed the company to develop a strong reputation and solid financial position.
3. Focused on digitalization and innovation: Cembra Money Bank has been at the forefront of digitalization and innovation in the financial industry. They have continuously invested in technology and digital solutions to improve the customer experience and offer more efficient and convenient services.
4. Customer-focused approach: The company prides itself on its customer-focused approach, offering personalized and tailored solutions to meet the individual needs of their clients. They also have a strong focus on transparency and ethical business practices.
5. Partnership with leading retailers: Cembra Money Bank has established partnerships with leading retailers in Switzerland, such as IKEA, H&M, and MediaMarkt, to offer their customers convenient and flexible financing options.
6. Strong financial performance: The company has a solid track record of delivering strong financial performance, with consistent growth in revenue, profitability, and dividend payments.
7. Commitment to sustainability: Cembra Money Bank is committed to sustainability and has implemented various measures to promote responsible lending practices and reduce their environmental impact, such as offering eco-friendly financing options and reducing their carbon footprint.
8. Award-winning: The company has received numerous awards and accolades, including being named "Best Credit Card Offer" and "Best Personal Loan Offer" by the independent financial comparison website moneyland.ch.
9. Strong corporate values: Cembra Money Bank places a strong emphasis on corporate values such as integrity, respect, teamwork, and customer focus, which guide their business operations and decision-making processes.
10. Solid financial position: With a healthy balance sheet, strong capitalization, and efficient risk management practices, Cembra Money Bank is well positioned to weather any economic challenges and continue to grow and succeed in the long run.
Interesting facts about the Cembra Money Bank company
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What is the Cembra Money Bank company's primary line of business?
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What is the market opportunity of the Cembra Money Bank company?
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SWOT analysis of the Cembra Money Bank company
CiAgICAgIC AgICAgIDxk aXYgc3R5bG U9J3dpZHRo OiAxMDAlOy BkaXNwbGF5 OiBmbGV4Oy BqdXN0aWZ5 LWNvbnRlbn Q6IGNlbnRl cjsnPgogIC AgICAgICAg ICAgICAgPG RpdiBzdHls ZT0nCiAgIC AgICAgICAg ICAgICAgIC AgZGlzcGxh eTogZmxleD sKICAgICAg ICAgICAgIC AgICAgICBh bGlnbi1pdG VtczogY2Vu dGVyOwogIC AgICAgICAg ICAgICAgIC AgIGJhY2tn cm91bmQtY2 9sb3I6ICNm MGY0Zjg7Ci AgICAgICAg ICAgICAgIC AgICAgYm9y ZGVyOiAxcH ggc29saWQg I2QxZTNmMD sKICAgICAg ICAgICAgIC AgICAgICBi b3JkZXItcm FkaXVzOiAx MHB4OwogIC AgICAgICAg ICAgICAgIC AgIHBhZGRp bmc6IDIwcH g7CiAgICAg ICAgICAgIC AgICAgICAg bWFyZ2luOi AyMHB4IDA7 CiAgICAgIC AgICAgICAg ICAgICAgZm 9udC1mYW1p bHk6ICJTZW dvZSBVSSIs IFJvYm90by wgc2Fucy1z ZXJpZjsKIC AgICAgICAg ICAgICAgIC AgICBib3gt c2hhZG93Oi AwIDJweCA2 cHggcmdiYS gwLCAwLCAw LCAwLjA1KT sKICAgICAg ICAgICAgIC AgICAgICBt YXgtd2lkdG g6IDkwMHB4 OwogICAgIC AgICAgICAg ICAgICAgIH dpZHRoOiAx MDAlOyc+Cg ogICAgICAg ICAgICAgIC AgICAgIDxp bWcgc3JjPS Jhc3NldHMv bG9nb3MvU0 dEb2V4UFhQ bWczaXFuZz czcG8ud2Vi cCIgYWx0PS JDZW1icmEg TW9uZXkgQm FuayIgdGl0 bGU9IkNlbW JyYSBNb25l eSBCYW5rIi AgY2xhc3M9 ImltZy1mbH VpZCIgaGVp Z2h0PTkwIH dpZHRoPTkw IGxvYWRpbm c9J2xhenkn IHN0eWxlPS dib3JkZXIt cmFkaXVzOi A2cHg7Jz4K CiAgICAgIC AgICAgICAg ICAgICAgPG RpdiBzdHls ZT0nZmxleD ogMTsgdGV4 dC1hbGlnbj ogY2VudGVy OyBtYXJnaW 4tbGVmdDog NXB4Oyc+Ci AgICAgICAg ICAgICAgIC AgICAgICAg IDxwIHN0eW xlPSdmb250 LXNpemU6ID I2cHg7IGNv bG9yOiAjMz MzOyBtYXJn aW4tYm90dG 9tOiAxNXB4 Oyc+CiAgIC AgICAgICAg ICAgICAgIC AgICAgICAg ICDwn5OW8J +RgCBXYW50 IHRvIHJlYW QgbW9yZSBh Ym91dCBDZW 1icmEgTW9u ZXkgQmFuaz 8KICAgICAg ICAgICAgIC AgICAgICAg ICAgPC9wPg oKICAgICAg ICAgICAgIC AgICAgICAg ICAgPGEgaH JlZj0naW5k ZXgucGhwP3 BhZ2U9c2ln bnVwJyBzdH lsZT0nCiAg ICAgICAgIC AgICAgICAg ICAgICAgIC AgICBiYWNr Z3JvdW5kLW NvbG9yOiAj MDA3QkZGOw ogICAgICAg ICAgICAgIC AgICAgICAg ICAgICAgY2 9sb3I6ICNm ZmY7CiAgIC AgICAgICAg ICAgICAgIC AgICAgICAg ICBwYWRkaW 5nOiAxMHB4 IDIwcHg7Ci AgICAgICAg ICAgICAgIC AgICAgICAg ICAgICBib3 JkZXItcmFk aXVzOiA1cH g7CiAgICAg ICAgICAgIC AgICAgICAg ICAgICAgIC B0ZXh0LWRl Y29yYXRpb2 46IG5vbmU7 CiAgICAgIC AgICAgICAg ICAgICAgIC AgICAgICBm b250LXdlaW dodDogYm9s ZDsKICAgIC AgICAgICAg ICAgICAgIC AgICAgICAg IG1hcmdpbi 1yaWdodDog MTBweDsKIC AgICAgICAg ICAgICAgIC AgICAgICAg ICAgIHRyYW 5zaXRpb246 IGJhY2tncm 91bmQtY29s b3IgMC4zcy BlYXNlOycK ICAgICAgIC AgICAgICAg ICAgICAgIC AgICAgIG9u bW91c2Vvdm VyPSd0aGlz LnN0eWxlLm JhY2tncm91 bmRDb2xvcj 0iIzAwNTZi MyInCiAgIC AgICAgICAg ICAgICAgIC AgICAgICAg ICBvbm1vdX Nlb3V0PSd0 aGlzLnN0eW xlLmJhY2tn cm91bmRDb2 xvcj0iIzAw N0JGRiInPg ogICAgICAg ICAgICAgIC AgICAgICAg ICAgICAgU2 lnbiB1cCBm b3IgZnJlZQ ogICAgICAg ICAgICAgIC AgICAgICAg ICA8L2E+Cg ogICAgICAg ICAgICAgIC AgICAgICAg ICA8c3Bhbi BzdHlsZT0n bWFyZ2luOi AwIDhweDsg Y29sb3I6IC M1NTU7Jz5v cjwvc3Bhbj 4KCiAgICAg ICAgICAgIC AgICAgICAg ICAgIDxhIG hyZWY9J2lu ZGV4LnBocD 9wYWdlPWxv Z2luJyBzdH lsZT0nCiAg ICAgICAgIC AgICAgICAg ICAgICAgIC AgICBjb2xv cjogIzAwN0 JGRjsKICAg ICAgICAgIC AgICAgICAg ICAgICAgIC AgIHRleHQt ZGVjb3JhdG lvbjogdW5k ZXJsaW5lOw ogICAgICAg ICAgICAgIC AgICAgICAg ICAgICAgZm 9udC13ZWln aHQ6IDUwMD snPgogICAg ICAgICAgIC AgICAgICAg ICAgICAgIC AgbG9nIGlu CiAgICAgIC AgICAgICAg ICAgICAgIC AgIDwvYT4K CiAgICAgIC AgICAgICAg ICAgICAgIC AgIDxkaXYg c3R5bGU9J2 1hcmdpbi10 b3A6IDEycH g7IGZvbnQt c2l6ZTogMT NweDsgY29s b3I6ICM0ND Q7Jz4KICAg ICAgICAgIC AgICAgICAg ICAgICAgIC AgIEhhdmUg eW91IGhlYX JkIGFib3V0 IG91ciBzaG 9ydCA8Yj5E YWlseSBWaW RlbyBOZXdz bGV0dGVyPC 9iPj8KICAg ICAgICAgIC AgICAgICAg ICAgICAgIC AgIDxhIGhy ZWY9J2h0dH BzOi8vd3d3 Lmluc2lnaH RmdWx2YWx1 ZS5jb20vbm V3c2xldHRl ci5waHAnIH RhcmdldD0n X2JsYW5rJy BzdHlsZT0n Y29sb3I6IC MwMDdCRkY7 IHRleHQtZG Vjb3JhdGlv bjogbm9uZT sgZm9udC13 ZWlnaHQ6ID UwMDsgbWFy Z2luLWxlZn Q6IDVweDsn PgogICAgIC AgICAgICAg ICAgICAgIC AgICAgICAg ICAgIEZpbm Qgb3V0IG1v cmUKICAgIC AgICAgICAg ICAgICAgIC AgICAgICAg IDwvYT4KIC AgICAgICAg ICAgICAgIC AgICAgICAg PC9kaXY+Ci AgICAgICAg ICAgICAgIC AgICAgPC9k aXY+CiAgIC AgICAgICAg ICAgICA8L2 Rpdj4KICAg ICAgICAgIC AgPC9kaXY+ CiAgICAgIC AgICAgIA==
Porter's Five Forces analysis for the Cembra Money Bank company
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What is the Cembra Money Bank company's business model?
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What is the Cembra Money Bank company's unique selling proposition?
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How does the Cembra Money Bank company differentiate itself in the market?
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What are the Cembra Money Bank company's potential challenges in the industry?
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What challenges did the Cembra Money Bank company face in the recent years?
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