Bank of Montreal

-14.68%

Live  

The Bank of Montreal, also known as BMO Financial Group, is a Canadian multinational investment and financial services company. It is one of the Big Five banks in Canada and is headquartered in Toronto, Ontario.
The Bank of Montreal was founded in 1817 and is the oldest bank in Canada. It provides a wide range of services including personal and commercial banking, wealth management, investment banking, and global banking. It operates in Canada, the United States, and internationally, with a presence in over 25 countries.
The company has a strong financial performance and is consistently ranked as one of the top banks in Canada. It has a strong commitment to diversity and inclusion, sustainability, and giving back to the communities it serves.
As of 2021, the Bank of Montreal has over 45,000 employees and serves more than 12 million customers. Its total assets amount to over $950 billion, making it one of the largest banks in North America.

VGhlIEJhbm sgb2YgTW9u dHJlYWwsIG 9mdGVuIGNh bGxlZCBCTU 8sIGlzIGEg YmlnIGJhbm sgaW4gQ2Fu YWRhLiBJbW FnaW5lIGl0 IGFzIGEgZ2 lhbnQgcGln Z3kgYmFuay Bmb3IgcGVv cGxlIGFuZC BidXNpbmVz c2VzLiBXaG VuIHBlb3Bs ZSBoYXZlIG 1vbmV5LCB0 aGV5IGNhbi BrZWVwIGl0 IHNhZmUgaW 4gdGhlaXIg YmFuayBhY2 NvdW50cy4g Qk1PIGhlbH BzIHRoZW0g ZG8gdGhhdC 4gV2hlbiBw ZW9wbGUgbm VlZCBtb25l eSB0byBidX kgdGhpbmdz IGxpa2UgY2 FycyBvciBo b3VzZXMsIE JNTyBjYW4g bGVuZCB0aG VtIG1vbmV5 LiBQZW9wbG UgcHJvbWlz ZSB0byBwYX kgdGhlIGJh bmsgYmFjay BsYXRlciwg dXN1YWxseS B3aXRoIGEg bGl0dGxlIG V4dHJhIG1v bmV5IGNhbG xlZCBpbnRl cmVzdC48Yn I+Qk1PIG1h a2VzIG1vbm V5IGluIGEg ZmV3IHdheX M6PGJyPjEu IDxzdHJvbm c+SW50ZXJl c3QgZnJvbS BMb2Fuczwv c3Ryb25nPj ogV2hlbiBC TU8gbGVuZH MgbW9uZXkg dG8gc29tZW 9uZSwgbGlr ZSBmb3IgYS BuZXcgY2Fy LCBpdCBjaG FyZ2VzIGlu dGVyZXN0Li BUaGlzIGlz IGhvdyB0aG UgYmFuayBl YXJucyBzb2 1lIG9mIGl0 cyBtb25leS 48YnI+Mi4g PHN0cm9uZz 5GZWVzPC9z dHJvbmc+Oi BTb21ldGlt ZXMsIGlmIH Blb3BsZSB1 c2Ugc3BlY2 lhbCBzZXJ2 aWNlcyBsaW tlIHNlbmRp bmcgbW9uZX kgdG8gb3Ro ZXIgY291bn RyaWVzIG9y IGhhdmluZy BhIHNwZWNp YWwgdHlwZS BvZiBhY2Nv dW50LCBCTU 8gY2hhcmdl cyBmZWVzLi BUaGlzIGlz IGFub3RoZX Igd2F5IHRo ZXkgbWFrZS Btb25leS48 YnI+My4gPH N0cm9uZz5J bnZlc3RtZW 50czwvc3Ry b25nPjogVG hlIGJhbmsg Y2FuIGFsc2 8gaW52ZXN0 IG1vbmV5IH dpc2VseSB0 byBlYXJuIG 1vcmUgbW9u ZXkgb3Zlci B0aW1lLjxi cj5CTU8gaX Mgc3VjY2Vz c2Z1bCBmb3 IgYSBmZXcg cmVhc29ucz o8YnI+MS4g PHN0cm9uZz 5UcnVzdDwv c3Ryb25nPj ogUGVvcGxl IGJlbGlldm UgdGhleSBj YW4gdHJ1c3 QgQk1PIHRv IHRha2UgY2 FyZSBvZiB0 aGVpciBtb2 5leS4gVHJ1 c3QgaXMgdm VyeSBpbXBv cnRhbnQsIG VzcGVjaWFs bHkgd2hlbi BpdCBjb21l cyB0byBtb2 5leS48YnI+ Mi4gPHN0cm 9uZz5Hb29k IFNlcnZpY2 VzPC9zdHJv bmc+OiBCTU 8gb2ZmZXJz IGEgbG90IG 9mIGRpZmZl cmVudCBzZX J2aWNlcywg bGlrZSBjaG Vja2luZyBh Y2NvdW50cy wgc2F2aW5n cyBhY2NvdW 50cywgYW5k IGludmVzdG 1lbnQgYWR2 aWNlLiBUaG lzIG1lYW5z IHRoZXkgY2 FuIGhlbHAg YSBsb3Qgb2 YgZGlmZmVy ZW50IHBlb3 BsZS48YnI+ My4gPHN0cm 9uZz5UZWNo bm9sb2d5PC 9zdHJvbmc+ OiBCTU8gdX NlcyB0ZWNo bm9sb2d5LC BsaWtlIGFw cHMgYW5kIG 9ubGluZSBi YW5raW5nLC BzbyBwZW9w bGUgY2FuIG 1hbmFnZSB0 aGVpciBtb2 5leSBlYXNp bHkgZnJvbS B0aGVpciBw aG9uZXMgb3 IgY29tcHV0 ZXJzLiBUaG lzIG1ha2Vz IGN1c3RvbW VycyBoYXBw eSE8YnI+SW 4gdGhlIGZ1 dHVyZSwgQk 1PIGlzIGxp a2VseSB0by BzdGF5IHN1 Y2Nlc3NmdW wgYmVjYXVz ZSBhcyBwZW 9wbGUgY29u dGludWUgdG 8gbmVlZCBi YW5rcyBmb3 Igc2F2aW5n LCBib3Jyb3 dpbmcsIGFu ZCBpbnZlc3 RpbmcgbW9u ZXksIEJNTy B3aWxsIGJl IHRoZXJlIH RvIGhlbHAu IFBsdXMsIH RoZXkga2Vl cCB3b3JraW 5nIG9uIGlt cHJvdmluZy B0aGVpciBz ZXJ2aWNlcy BhbmQgdXNp bmcgbmV3IH RlY2hub2xv Z2llcywgd2 hpY2ggbWVh bnMgdGhleS BjYW4ga2Vl cCB1cCB3aX RoIHdoYXQg cGVvcGxlIH dhbnQuIEl0 4oCZcyBsaW tlIGJlaW5n IGEgZ29vZC BoZWxwZXIg d2hvIGtlZX BzIGxlYXJu aW5nIG5ldy B0aGluZ3Mh PGJyPg==

MS4gT2xkZX N0IEJhbmsg aW4gQ2FuYW RhOiBUaGUg QmFuayBvZi BNb250cmVh bCB3YXMgZm 91bmRlZCBp biAxODE3LC BtYWtpbmcg aXQgdGhlIG 9sZGVzdCBi YW5rIGluIE NhbmFkYSBh bmQgb25lIG 9mIHRoZSBv bGRlc3QgaW 4gTm9ydGgg QW1lcmljYS 48YnI+Mi4g TmF0aW9uYW wgUHJlc2Vu Y2U6IFRoZS BCYW5rIG9m IE1vbnRyZW FsIGhhcyBh IHN0cm9uZy BwcmVzZW5j ZSBhY3Jvc3 MgQ2FuYWRh IHdpdGggb3 ZlciA5MDAg YnJhbmNoZX MgYW5kIGFw cHJveGltYX RlbHkgNDUs MDAwIGVtcG xveWVlcy48 YnI+My4gSW 50ZXJuYXRp b25hbCBSZW FjaDogVGhl IGJhbmsgaG FzIGludGVy bmF0aW9uYW wgb3BlcmF0 aW9ucyBpbi B0aGUgVW5p dGVkIFN0YX RlcyBhbmQg b3ZlciAzNS BvdGhlciBj b3VudHJpZX MsIHByb3Zp ZGluZyBhIG dsb2JhbCBw bGF0Zm9ybS Bmb3IgaXRz IGNsaWVudH MuPGJyPjQu IFJhbmdlIG 9mIFNlcnZp Y2VzOiBUaG UgQmFuayBv ZiBNb250cm VhbCBvZmZl cnMgYSB3aW RlIHJhbmdl IG9mIGZpbm FuY2lhbCBz ZXJ2aWNlcy BpbmNsdWRp bmcgcGVyc2 9uYWwgYW5k IGNvbW1lcm NpYWwgYmFu a2luZywgd2 VhbHRoIG1h bmFnZW1lbn QsIGFuZCBp bnZlc3RtZW 50IGJhbmtp bmcuPGJyPj UuIElubm92 YXRpdmUgUH JvZHVjdHM6 IFRoZSBiYW 5rIGhhcyBh IGhpc3Rvcn kgb2YgaW5u b3ZhdGlvbi wgd2l0aCBh IHN0cm9uZy Bmb2N1cyBv biBkaWdpdG FsIGJhbmtp bmcgYW5kIG ludmVzdGlu ZyBpbiBuZX cgdGVjaG5v bG9naWVzIH RvIHByb3Zp ZGUgdGhlIG Jlc3QgcHJv ZHVjdHMgYW 5kIHNlcnZp Y2VzIHRvIG l0cyBjdXN0 b21lcnMuPG JyPjYuIENv bW1pdG1lbn QgdG8gU3Vz dGFpbmFiaW xpdHk6IFRo ZSBCYW5rIG 9mIE1vbnRy ZWFsIGlzIG NvbW1pdHRl ZCB0byBlbn Zpcm9ubWVu dGFsIHN1c3 RhaW5hYmls aXR5IGFuZC BoYXMgaW1w bGVtZW50ZW QgdmFyaW91 cyBpbml0aW F0aXZlcyB0 byByZWR1Y2 UgaXRzIGNh cmJvbiBmb2 90cHJpbnQg YW5kIHN1cH BvcnQgZ3Jl ZW4gaW52ZX N0bWVudHMu PGJyPjcuIF N0cm9uZyBG aW5hbmNpYW wgUGVyZm9y bWFuY2U6IF RoZSBiYW5r IGhhcyBjb2 5zaXN0ZW50 bHkgcGVyZm 9ybWVkIHdl bGwgZmluYW 5jaWFsbHks IHdpdGggc3 Ryb25nIHBy b2ZpdHMgYW 5kIHN0YWJs ZSBjcmVkaX QgcmF0aW5n cywgbWFraW 5nIGl0IGEg cmVsaWFibG UgYW5kIHRy dXN0ZWQgaW 5zdGl0dXRp b24uPGJyPj guIENvbW11 bml0eSBJbn ZvbHZlbWVu dDogVGhlIE Jhbmsgb2Yg TW9udHJlYW wgaGFzIGEg bG9uZyBoaX N0b3J5IG9m IGdpdmluZy BiYWNrIHRv IHRoZSBjb2 1tdW5pdGll cyBpdCBzZX J2ZXMgdGhy b3VnaCB2YX Jpb3VzIHBo aWxhbnRocm 9waWMgaW5p dGlhdGl2ZX MgYW5kIHBh cnRuZXJzaG lwcyB3aXRo IG5vbi1wcm 9maXQgb3Jn YW5pemF0aW 9ucy48YnI+ OS4gRGl2ZX JzZSBhbmQg SW5jbHVzaX ZlIFdvcmtw bGFjZTogVG hlIGJhbmsg aGFzIGEgc3 Ryb25nIGNv bW1pdG1lbn QgdG8gZGl2 ZXJzaXR5IG FuZCBpbmNs dXNpb24sIH Byb21vdGlu ZyBhbiBpbm NsdXNpdmUg d29ya3BsYW NlIGN1bHR1 cmUgd2hlcm UgZW1wbG95 ZWVzIGZlZW wgdmFsdWVk IGFuZCByZX NwZWN0ZWQu PGJyPjEwLi BTdHJvbmcg Q29ycG9yYX RlIEdvdmVy bmFuY2U6IF RoZSBCYW5r IG9mIE1vbn RyZWFsIGhh cyBhIHNvbG lkIGNvcnBv cmF0ZSBnb3 Zlcm5hbmNl IHN0cnVjdH VyZSBpbiBw bGFjZSwgZW 5zdXJpbmcg dHJhbnNwYX JlbnQgYW5k IGV0aGljYW wgYnVzaW5l c3MgcHJhY3 RpY2VzLCBh bmQgdGhlIH Byb3RlY3Rp b24gb2YgaX RzIHNoYXJl aG9sZGVycy cgaW50ZXJl c3RzLg==

VGhlIEJhbm sgb2YgTW9u dHJlYWwgKE JNTykgaXMg YSBkaXZlcn NpZmllZCBm aW5hbmNpYW wgc2Vydmlj ZXMgcHJvdm lkZXIgdGhh dCBvcGVyYX RlcyBwcmlt YXJpbHkgaW 4gTm9ydGgg QW1lcmljYS 4gSXRzIGJ1 c2luZXNzIG 1vZGVsIGlz IGZvY3VzZW Qgb24gcHJv dmlkaW5nIG Egd2lkZSBy YW5nZSBvZi BmaW5hbmNp YWwgcHJvZH VjdHMgYW5k IHNlcnZpY2 VzIHRvIGlu ZGl2aWR1YW wgYW5kIGNv bW1lcmNpYW wgY3VzdG9t ZXJzLCBhcy B3ZWxsIGFz IGluc3RpdH V0aW9uYWwg Y2xpZW50cy 48YnI+Qk1P J3MgbWFpbi Bzb3VyY2Vz IG9mIHJldm VudWUgaW5j bHVkZSB0cm FkaXRpb25h bCBiYW5raW 5nIHNlcnZp Y2VzIHN1Y2 ggYXMgY29u c3VtZXIgYW 5kIGJ1c2lu ZXNzIGxvYW 5zLCBkZXBv c2l0IGFjY2 91bnRzLCBh bmQgY3JlZG l0IGNhcmRz LiBJdCBhbH NvIGdlbmVy YXRlcyBpbm NvbWUgdGhy b3VnaCB3ZW FsdGggbWFu YWdlbWVudC BhbmQgY2Fw aXRhbCBtYX JrZXRzIG9w ZXJhdGlvbn Mgb2ZmZXJp bmcgaW52ZX N0bWVudCBw cm9kdWN0cy wgYnJva2Vy YWdlIHNlcn ZpY2VzLCBh bmQgY29ycG 9yYXRlIGJh bmtpbmcgc2 9sdXRpb25z Ljxicj5Jbi BhZGRpdGlv biwgQk1PIG hhcyBhIHN0 cm9uZyBmb2 N1cyBvbiB0 ZWNobm9sb2 d5IGFuZCBk aWdpdGFsIG Jhbmtpbmcs IGludmVzdG luZyBoZWF2 aWx5IGluIG RldmVsb3Bp bmcgaW5ub3 ZhdGl2ZSBz b2x1dGlvbn MgdG8gZW5o YW5jZSBjdX N0b21lciBl eHBlcmllbm NlIGFuZCBp bXByb3ZlIG 9wZXJhdGlv bmFsIGVmZm ljaWVuY3ku PGJyPlRoZS Bjb21wYW55 IGFsc28gaG FzIGEgc2ln bmlmaWNhbn QgcHJlc2Vu Y2UgaW4gdG hlIGluc3Vy YW5jZSBpbm R1c3RyeSwg b2ZmZXJpbm cgcHJvcGVy dHkgYW5kIG Nhc3VhbHR5 IGluc3VyYW 5jZSwgbGlm ZSBpbnN1cm FuY2UsIGFu ZCByZWluc3 VyYW5jZSBz ZXJ2aWNlcy B0byBpbmRp dmlkdWFscy BhbmQgYnVz aW5lc3Nlcy 48YnI+T3Zl cmFsbCwgdG hlIEJhbmsg b2YgTW9udH JlYWwncyBi dXNpbmVzcy Btb2RlbCBp cyBjZW50ZX JlZCBvbiBw cm92aWRpbm cgY29tcHJl aGVuc2l2ZS BmaW5hbmNp YWwgc2Vydm ljZXMgdG8g YSBkaXZlcn NpZmllZCBj bGllbnQgYm FzZSwgd2hp bGUgbGV2ZX JhZ2luZyB0 ZWNobm9sb2 d5IGFuZCBp bm5vdmF0aW 9uIHRvIGRy aXZlIGdyb3 d0aCBhbmQg cHJvZml0YW JpbGl0eS4=

AI does pose potential threats to the Bank of Montreal (BMO) in several ways, primarily through substitution, disintermediation, and margin pressure.
Firstly, in terms of substitution, AI can create alternative financial services that may reduce the need for traditional banking products. For instance, fintech companies leveraging AI technology can offer loans, investment advice, and payment solutions more efficiently or at lower costs than traditional banks. This could attract customers away from BMO and similar institutions.
Secondly, disintermediation is another concern, as AI enables direct interactions between consumers and services without traditional intermediaries. For example, peer-to-peer lending platforms or robo-advisors can provide financial services without involving established banks. This could challenge BMO’s market position and lead to a reduced share of financial transactions.
Lastly, margin pressure can arise as competition intensifies. If AI-driven companies can operate with lower overheads and provide more personalized services at a lower cost, traditional banks like BMO may need to decrease their fees or interest rates to remain competitive. This could impact profit margins and overall financial performance.
In summary, while AI offers opportunities for innovation and efficiency within banking, it also poses material threats to BMO’s products, services, and competitive positioning through potential substitution, disintermediation, and margin pressure. The bank will need to adapt by investing in technology and innovation to mitigate these risks and maintain its market position.

The Bank of Montreal’s earnings, cash flow, and valuation are significantly sensitive to changes in interest rates due to its operations in the financial services sector, particularly in lending and borrowing activities.
1. Earnings: Interest rates directly influence the net interest margin, which is the difference between the interest income generated from lending activities and the interest paid on deposits. When interest rates rise, the bank can charge higher rates on loans while potentially maintaining lower rates on deposits for a period, boosting earnings. Conversely, falling rates can compress these margins, leading to reduced earnings.
2. Cash Flow: Cash flow is affected by interest rate changes as they can impact the volume of loans and deposits. Higher interest rates may slow down borrowing demand, leading to reduced cash inflows from new loans. Additionally, if rates increase significantly, customers may prioritize paying down existing debt, affecting the bank’s cash flow dynamics. On the other hand, in a lower interest rate environment, increased borrowing activity can enhance cash flows from lending.
3. Valuation: The bank’s valuation is often tied to its earnings projections, which are influenced by interest rate trends. Analysts typically use discounted cash flow (DCF) models, where future cash flows are discounted back to present value using an interest rate. Changes in interest rates can affect the discount rate applied, altering the valuation. Additionally, as interest rates impact profitability and growth potential, they can affect investor sentiment and the bank’s market valuation.
In summary, the Bank of Montreal’s financial performance and valuation are closely tied to interest rate fluctuations, affecting its earnings through net interest margins, impacting cash flow from lending activity, and influencing overall valuation through changes in market perceptions and discount rates used in financial modeling.

QSByZWFsaX N0aWMgc2Nl bmFyaW8gdG hhdCBjb3Vs ZCBwZXJtYW 5lbnRseSBp bXBhaXIgdG hlIGVjb25v bWljcyBvZi B0aGUgQmFu ayBvZiBNb2 50cmVhbCAo Qk1PKSBvdm VyIHRoZSBu ZXh0IDMtNS B5ZWFycyBj b3VsZCBpbn ZvbHZlIGEg c2lnbmlmaW NhbnQgZWNv bm9taWMgZG 93bnR1cm4g Y291cGxlZC B3aXRoIGEg c2V2ZXJlIH JlY2Vzc2lv biBpbiBDYW 5hZGEgYW5k IHRoZSBVLl MuIHRyaWdn ZXJlZCBieS BhIGNvbWJp bmF0aW9uIG 9mIGZhY3Rv cnMgc3VjaC Bhczo8YnI+ MS4gQSBwcm 9sb25nZWQg cGVyaW9kIG 9mIHJpc2lu ZyBpbnRlcm VzdCByYXRl cyBhaW1lZC BhdCBjb250 cm9sbGluZy BpbmZsYXRp b24gdGhhdC BsZWFkcyB0 byBpbmNyZW FzZWQgZGVm YXVsdHMgb2 4gbG9hbnMg YW5kIGEgZG V0ZXJpb3Jh dGlvbiBpbi Bhc3NldCBx dWFsaXR5Lj xicj4yLiBB IG1ham9yIG Rvd250dXJu IGluIHRoZS Bob3VzaW5n IG1hcmtldC wgcGFydGlj dWxhcmx5IG luIG1ham9y IG1ldHJvcG 9saXRhbiBh cmVhcywgd2 hpY2ggYWZm ZWN0cyBCTU /igJlzIG1v cnRnYWdlIG J1c2luZXNz IGFuZCBsZW FkcyB0byBz dWJzdGFudG lhbCBsb3Nz ZXMgaW4gaX RzIHJlYWwg ZXN0YXRlIH BvcnRmb2xp by48YnI+My 4gUmVndWxh dG9yeSBjaG FuZ2VzIHRo YXQgaW1wb3 NlIHN0cmlj dGVyIGNhcG l0YWwgcmVx dWlyZW1lbn RzIG9yIGxp bWl0IHRyYW RpdGlvbmFs IGJhbmtpbm cgYWN0aXZp dGllcywgdW x0aW1hdGVs eSBzcXVlZX ppbmcgcHJv Zml0IG1hcm dpbnMuPGJy PkluIHN1Y2 ggYSBzY2Vu YXJpbywgQk 1P4oCZcyBt YXJnaW5zIG NvdWxkIGV4 cGVyaWVuY2 Ugc2lnbmlm aWNhbnQgY2 9tcHJlc3Np b24uIFRoZS BiYW5rIHdv dWxkIGxpa2 VseSBzZWUg YW4gaW5jcm Vhc2UgaW4g bG9hbiBsb3 NzIHByb3Zp c2lvbnMgYX MgZGVmYXVs dHMgcmlzZS wgaW1wYWN0 aW5nIG5ldC BpbmNvbWUu IEludGVyZX N0IGluY29t ZSBtaWdodC BhbHNvIGJl IHByZXNzdX JlZCBhcyB0 aGUgYmFuay BtYXkgaGF2 ZSB0byBvZm ZlciBjb21w ZXRpdGl2ZS ByYXRlcyB0 byByZXRhaW 4gZXhpc3Rp bmcgY3VzdG 9tZXJzIHdo aWxlIG5ldy Bsb2FuIGdy b3d0aCBzdG FsbHMuIFRo aXMgY29tYm luYXRpb24g b2YgcmVkdW NlZCBpbmNv bWUgYW5kIG luY3JlYXNl ZCBleHBlbn NlcyB3b3Vs ZCBzcXVlZX plIG9wZXJh dGluZyBtYX JnaW5zIHRv IHBvdGVudG lhbGx5IHVu c3VzdGFpbm FibGUgbGV2 ZWxzLjxicj 5DYXNoIGZs b3cgd291bG QgYmUgbmVn YXRpdmVseS BhZmZlY3Rl ZCBhcyBCTU 8gbWlnaHQg ZW5jb3VudG VyIHJpc2lu ZyBvcGVyYX Rpb25hbCBj b3N0cyBhbm QgaW5jcmVh c2VkIHByb3 Zpc2lvbnMg Zm9yIGNyZW RpdCBsb3Nz ZXMuIElmIH RoZSBkb3du dHVybiBwZX JzaXN0cywg dGhlIGJhbm sgY291bGQg c2VlIGEgZG VjbGluZSBp biBjdXN0b2 1lciBkZXBv c2l0cyBhbm QgaW52ZXN0 bWVudCBpbm NvbWUsIGZ1 cnRoZXIgYW ZmZWN0aW5n IGxpcXVpZG l0eS4gVGhl IGFiaWxpdH kgdG8gZ2Vu ZXJhdGUgZn JlZSBjYXNo IGZsb3cgd2 91bGQgYmUg aW1wYWlyZW QsIGxlYWRp bmcgdG8gcG 90ZW50aWFs IGZ1bmRpbm cgY29uc3Ry YWludHMgZm 9yIGJ1c2lu ZXNzIG9wZX JhdGlvbnMg YW5kIGdyb3 d0aCBpbml0 aWF0aXZlcy 48YnI+T24g dGhlIGJhbG FuY2Ugc2hl ZXQgc2lkZS wgQk1PIGNv dWxkIHNlZS BhIHNpZ25p ZmljYW50IG luY3JlYXNl IGluIG5vcG VyZm9ybWlu ZyBhc3NldH MgZHVlIHRv IHJpc2luZy BkZWxpbnF1 ZW5jeSByYX Rlcywgd2hp Y2ggd291bG QgZGV0ZXJp b3JhdGUgYX NzZXQgcXVh bGl0eS4gVG hlIGJhbmvi gJlzIGNhcG l0YWwgcmF0 aW9zIG1pZ2 h0IHRoZW4g ZGVjbGluZS BhcyBsb2Fu IGxvc3Mgcm VzZXJ2ZXMg aW5jcmVhc2 UsIHBvdGVu dGlhbGx5IG JyaW5naW5n IHRoZW0gYm Vsb3cgcmVn dWxhdG9yeS ByZXF1aXJl bWVudHMuIF RoaXMgY291 bGQgbGVhZC B0byBmdXJ0 aGVyIGNvbn N0cmFpbnRz LCBsaW1pdG luZyBCTU/i gJlzIGFiaW xpdHkgdG8g bGVuZCBhbm QgaW52ZXN0 LCB0aGVyZW J5IGltcGFj dGluZyBmdX R1cmUgcHJv Zml0YWJpbG l0eS48YnI+ T3ZlcmFsbC wgYSBjb21i aW5hdGlvbi BvZiB0aGVz ZSBmYWN0b3 JzIGNvdWxk IGxlYWQgdG 8gYSBsb25n LWxhc3Rpbm cgZGV0cmlt ZW50YWwgaW 1wYWN0IG9u IEJNT+KAmX MgY29tcGV0 aXRpdmVuZX NzLCBwcm9m aXRhYmlsaX R5LCBhbmQg ZmluYW5jaW FsIHN0YWJp bGl0eSwgcm VzdWx0aW5n IGluIGEgcm VldmFsdWF0 aW9uIG9mIG l0cyBtYXJr ZXQgcG9zaX Rpb25pbmcg YW5kIHN0cm F0ZWdpYyBw cmlvcml0aW VzLjxicj4=

CiAgICAgIC AgICAgIDxk aXYgc3R5bG U9J3dpZHRo OiAxMDAlOy BkaXNwbGF5 OiBmbGV4Oy BqdXN0aWZ5 LWNvbnRlbn Q6IGNlbnRl cjsnPgogIC AgICAgICAg ICAgICAgPG RpdiBzdHls ZT0nCiAgIC AgICAgICAg ICAgICAgIC AgZGlzcGxh eTogZmxleD sKICAgICAg ICAgICAgIC AgICAgICBh bGlnbi1pdG VtczogY2Vu dGVyOwogIC AgICAgICAg ICAgICAgIC AgIGJhY2tn cm91bmQtY2 9sb3I6ICNm MGY0Zjg7Ci AgICAgICAg ICAgICAgIC AgICAgYm9y ZGVyOiAxcH ggc29saWQg I2QxZTNmMD sKICAgICAg ICAgICAgIC AgICAgICBi b3JkZXItcm FkaXVzOiAx MHB4OwogIC AgICAgICAg ICAgICAgIC AgIHBhZGRp bmc6IDEwcH g7CiAgICAg ICAgICAgIC AgICAgICAg bWFyZ2luOi AyMHB4IDA7 CiAgICAgIC AgICAgICAg ICAgICAgZm 9udC1mYW1p bHk6ICJTZW dvZSBVSSIs IFJvYm90by wgc2Fucy1z ZXJpZjsKIC AgICAgICAg ICAgICAgIC AgICBib3gt c2hhZG93Oi AwIDJweCA2 cHggcmdiYS gwLCAwLCAw LCAwLjA1KT sKICAgICAg ICAgICAgIC AgICAgICBt YXgtd2lkdG g6IDkwMHB4 OwogICAgIC AgICAgICAg ICAgICAgIH dpZHRoOiAx MDAlOyc+Cg ogICAgICAg ICAgICAgIC AgICAgIDxp bWcgc3JjPS Jhc3NldHMv bG9nb3MvUF VJTTRLRGpq a3FFaUVRcF dPOTEud2Vi cCIgYWx0PS JCYW5rIG9m IE1vbnRyZW FsIiB0aXRs ZT0iQmFuay BvZiBNb250 cmVhbCIgIG NsYXNzPSJp bWctZmx1aW QiIGhlaWdo dD01MCB3aW R0aD01MCBs b2FkaW5nPS dsYXp5JyBz dHlsZT0nYm 9yZGVyLXJh ZGl1czogNn B4Oyc+Cgog ICAgICAgIC AgICAgICAg ICAgIDxkaX Ygc3R5bGU9 J2ZsZXg6ID E7IHRleHQt YWxpZ246IG NlbnRlcjsg bWFyZ2luLW xlZnQ6IDVw eDsnPgogIC AgICAgICAg ICAgICAgIC AgICAgICA8 cCBzdHlsZT 0nZm9udC1z aXplOiAyNn B4OyBjb2xv cjogIzMzMz sgbWFyZ2lu LWJvdHRvbT ogMTVweDsn PgogICAgIC AgICAgICAg ICAgICAgIC AgICAgICAg 8J+TiCBXYW 50IHRvIHJl YWQgbW9yZS BhYm91dCBC YW5rIG9mIE 1vbnRyZWFs PwogICAgIC AgICAgICAg ICAgICAgIC AgICA8L3A+ CgogICAgIC AgICAgICAg ICAgICAgIC AgICA8YSBo cmVmPSdpbm RleC5waHA/ cGFnZT1zaW dudXAnIHN0 eWxlPScKIC AgICAgICAg ICAgICAgIC AgICAgICAg ICAgIGJhY2 tncm91bmQt Y29sb3I6IC MwMDdCRkY7 CiAgICAgIC AgICAgICAg ICAgICAgIC AgICAgICBj b2xvcjogI2 ZmZjsKICAg ICAgICAgIC AgICAgICAg ICAgICAgIC AgIHBhZGRp bmc6IDEwcH ggMjBweDsK ICAgICAgIC AgICAgICAg ICAgICAgIC AgICAgIGJv cmRlci1yYW RpdXM6IDVw eDsKICAgIC AgICAgICAg ICAgICAgIC AgICAgICAg IHRleHQtZG Vjb3JhdGlv bjogbm9uZT sKICAgICAg ICAgICAgIC AgICAgICAg ICAgICAgIG ZvbnQtd2Vp Z2h0OiBib2 xkOwogICAg ICAgICAgIC AgICAgICAg ICAgICAgIC AgbWFyZ2lu LXJpZ2h0Oi AxMHB4Owog ICAgICAgIC AgICAgICAg ICAgICAgIC AgICAgdHJh bnNpdGlvbj ogYmFja2dy b3VuZC1jb2 xvciAwLjNz IGVhc2U7Jw ogICAgICAg ICAgICAgIC AgICAgICAg ICAgICAgb2 5tb3VzZW92 ZXI9J3RoaX Muc3R5bGUu YmFja2dyb3 VuZENvbG9y PSIjMDA1Nm IzIicKICAg ICAgICAgIC AgICAgICAg ICAgICAgIC AgIG9ubW91 c2VvdXQ9J3 RoaXMuc3R5 bGUuYmFja2 dyb3VuZENv bG9yPSIjMD A3QkZGIic+ CiAgICAgIC AgICAgICAg ICAgICAgIC AgICAgICBT aWduIHVwIG ZvciBmcmVl CiAgICAgIC AgICAgICAg ICAgICAgIC AgIDwvYT4K CiAgICAgIC AgICAgICAg ICAgICAgIC AgIDxzcGFu IHN0eWxlPS dtYXJnaW46 IDAgOHB4Oy Bjb2xvcjog IzU1NTsnPm 9yPC9zcGFu PgoKICAgIC AgICAgICAg ICAgICAgIC AgICAgPGEg aHJlZj0naW 5kZXgucGhw P3BhZ2U9bG 9naW4nIHN0 eWxlPScKIC AgICAgICAg ICAgICAgIC AgICAgICAg ICAgIGNvbG 9yOiAjMDA3 QkZGOwogIC AgICAgICAg ICAgICAgIC AgICAgICAg ICAgdGV4dC 1kZWNvcmF0 aW9uOiB1bm RlcmxpbmU7 CiAgICAgIC AgICAgICAg ICAgICAgIC AgICAgICBm b250LXdlaW dodDogNTAw Oyc+CiAgIC AgICAgICAg ICAgICAgIC AgICAgICAg ICBsb2cgaW 4KICAgICAg ICAgICAgIC AgICAgICAg ICAgPC9hPg oKCiAgICAg ICAgICAgIC AgICAgICAg ICAgIDxwIH N0eWxlPSdt YXJnaW4tdG 9wOiAxNXB4 OyBmb250LX NpemU6IDEz cHg7IGZvbn Qtd2VpZ2h0 OiBib2xkOy Bjb2xvcjog I2QzMmYyZj snPgogICAg ICAgICAgIC AgICAgICAg ICAgICAgIC Ag8J+TmiBZ b3VyIGZyZW UgY29weSBv ZiA8aT4iVG hlIENoZWNr bGlzdCBWYW x1ZSBJbnZl c3RvciDigJ QgQSBTbWFy dGVyIFdheS B0byBQaWNr IFN0b2Nrcy I8L2k+IGlz IHdhaXRpbm cKICAgICAg ICAgICAgIC AgICAgICAg ICAgPC9wPg oKICAgICAg ICAgICAgIC AgICAgICAg ICAgPCEtLQ ogICAgICAg ICAgICAgIC AgICAgICAg ICA8ZGl2IH N0eWxlPSdt YXJnaW4tdG 9wOiAxMnB4 OyBmb250LX NpemU6IDEz cHg7IGNvbG 9yOiAjNDQ0 Oyc+CiAgIC AgICAgICAg ICAgICAgIC AgICAgICAg ICBTaWduIH VwIG5vdyBh bmQgZ2V0IG 91ciBmcmVl IGVCb29rIA ogICAgICAg ICAgICAgIC AgICAgICAg ICAgICAgPG I+VGhlIENo ZWNrbGlzdC BWYWx1ZSBJ bnZlc3Rvci DigJQgQSBT bWFydGVyIF dheSB0byBQ aWNrIFN0b2 NrczwvYj4K ICAgICAgIC AgICAgICAg ICAgICAgIC AgPC9kaXY+ CiAgICAgIC AgICAgICAg ICAgICAgIC AgIC0tPgog ICAgICAgIC AgICAgICAg ICAgICAgIC A8IS0tCiAg ICAgICAgIC AgICAgICAg ICAgICAgID xkaXYgc3R5 bGU9J21hcm dpbi10b3A6 IDE2cHg7IG ZvbnQtc2l6 ZTogMTRweD sgY29sb3I6 ICM0NDQ7IG ZvbnQtZmFt aWx5OiAtYX BwbGUtc3lz dGVtLCBCbG lua01hY1N5 c3RlbUZvbn QsIFNlZ29l IFVJLCBSb2 JvdG8sIEhl bHZldGljYS BOZXVlLCBz YW5zLXNlcm lmOyBsaW5l LWhlaWdodD ogMS42Oyc+ CiAgICAgIC AgICAgICAg ICAgICAgIC AgICAgICBI YXZlIHlvdS BoZWFyZCBh Ym91dCBvdX Igc2hvcnQg PHN0cm9uZy BzdHlsZT0n Zm9udC13ZW lnaHQ6IDYw MDsnPkRhaW x5IFZpZGVv IE5ld3NsZX R0ZXI8L3N0 cm9uZz4/Ci AgICAgICAg ICAgICAgIC AgICAgICAg ICAgICA8YS BocmVmPSdo dHRwczovL3 d3dy5pbnNp Z2h0ZnVsdm FsdWUuY29t L25ld3NsZX R0ZXIucGhw JyB0YXJnZX Q9J19ibGFu aycgc3R5bG U9J2NvbG9y OiAjMDA3Qk ZGOyB0ZXh0 LWRlY29yYX Rpb246IG5v bmU7IGZvbn Qtd2VpZ2h0 OiA1MDA7IG 1hcmdpbi1s ZWZ0OiA2cH g7Jz4KICAg ICAgICAgIC AgICAgICAg ICAgICAgIC AgICAgICBG aW5kIG91dC Btb3JlCiAg ICAgICAgIC AgICAgICAg ICAgICAgIC AgICA8L2E+ CiAgICAgIC AgICAgICAg ICAgICAgIC AgIDwvZGl2 PgogICAgIC AgICAgICAg ICAgICAgIC AgICAtLT4K ICAgICAgIC AgICAgICAg ICAgICA8L2 Rpdj4KICAg ICAgICAgIC AgICAgIDwv ZGl2PgogIC AgICAgICAg ICA8L2Rpdj 4KICAgICAg ICAgICAgCi AgICAgICAg CiAgICAgIC AgPHNwYW4g Y2xhc3M9J2 JsdXJyZWQt dGV4dCc+Ci AgICAgICAg ICAgIE1TNG dWR2hsSUUg SmhibXNnYj JZZyBUVzl1 ZEhKbFlXIH dzSUdGc2My OGcgYTI1dm QyNGdZWCBN Z1FrMVBJRV pwIGJtRnVZ MmxoYkMgQk hjbTkxY0N3 ZyBhWE1nYj I1bElHIDlt SUhSb1pTQn YgYkdSbGMz UWdZbSBGdW EzTWdhVzRn IFRtOXlkR2 dnUVcgMWxj bWxqWVN3Zy BkMmwwYUNC aElHIGhwYz NSdmNua2cg WkdGMGFXNW 5JRyBKaFky c2dkRzhnIE 1UZ3hOeTQ4 WW4gSStNaT RnU1hRZyBh WE1nZEdobE lHIFp2ZFhK MGFDQnMgWV hKblpYTjBJ RyBKaGJtc2 dhVzRnIFEy RnVZV1JoSU cgSjVJR0Z6 YzJWMCBjeX dnWVc1a0lI IFJvWlNCbG FXZG8gZEdn Z2JHRnlaMi BWemRDQnBi aUJPIGIzSj BhQ0JCYlcg VnlhV05oTG p4aSBjajR6 TGlCVWFHIF VnUW1GdWF5 QnYgWmlCTm IyNTBjbSBW aGJDQndiR0 Y1IFpXUWdZ U0J6YVcgZH VhV1pwWTJG dSBkQ0J5Yj J4bElHIGx1 SUhSb1pTQm sgWlhabGJH OXdiVyBWdW RDQnZaaUJE IFlXNWhaR0 VzSUggQnli M1pwWkdsdS BaeUJtYVc1 aGJtIE5wYm 1jZ1lXNWsg SUdKaGJtdH BibSBjZ2My VnlkbWxqIF pYTWdkRzhn WlcgRnliSG tnYVc1ayBk WE4wY21sbG N5IEJ6ZFdO b0lHRnogSU daMWNpQjBj bSBGa2FXNW 5JR0Z1IFpD QnphR2x3Y0 cgbHVaeTQ4 WW5JKyBOQz RnU1c0Z01U IGcwTml3Z2 RHaGwgSUVK aGJtc2diMi BZZ1RXOXVk SEpsIFlXd2 dZbVZqWVcg MWxJSFJvWl NCbSBhWEp6 ZENCRFlXID VoWkdsaGJp QmkgWVc1ck lIUnZJRyA5 d1pXNGdZU0 JpIGNtRnVZ MmdnYVcgNG dkR2hsSUZW dSBhWFJsWk NCTGFXIDVu Wkc5dExDQn AgYmlCeVpY TndiMiA1el pTQjBieUIw IGFHVWdaM0 p2ZDIgbHVa eUIwY21Gay BaU0JpWlhS M1pXIFZ1SU hSb1pTQjAg ZDI4Z1kyOT FibiBSeWFX VnpManhpIG NqNDFMaUJV YUcgVWdZbU Z1YXlCcCBj M04xWldRZ1 EyIEZ1WVdS aDRvQ1ogY3 lCbWFYSnpk QyBCQ1lXNX JJRTV2IGRH VWdhVzRnTV QgZ3hOeXdn WVc1ayBJR0 52Ym5ScGJu IFZsY3lCMG J5QmkgWlNC aElHeGxZVy BSbGNpQnBi aUJqIGRYSn laVzVqZVMg QmhibVFnYm 05MCBaU0J3 Y21sdWRHIG x1Wnk0OFlu SSsgTmk0Z1 ZHaGxJRyBs amIyNXBZeU J5IFpXUWdZ VzVrSUcgSn NkV1VnNG9D YyBUUzFpWV hMaWdKIDBn Ykc5bmJ5Qn YgWmlCMGFH VWdRbSBGdW F5QnZaaUJO IGIyNTBjbV ZoYkMgQjNZ WE1nWm1seS BjM1FnZFhO bFpDIEJwYm lBeE9UWTUg SUdGdVpDQm 9ZWCBNZ1lt VmpiMjFsIE lHOXVaU0J2 WmkgQjBhR1 VnYlc5eiBk Q0J5WldOdl oyIDVwZW1W a0lHTnYgY2 5CdmNtRjBa UyBCc2IyZH ZjeUJwIGJp QkRZVzVoWk cgRXVQR0p5 UGpjdSBJRl JvWlNCQ1lX IDVySUc5bU lFMXYgYm5S eVpXRnNJSC BkaGN5QjBh R1VnIFptbH ljM1FnUTIg RnVZV1JwWV c0ZyBZbUZ1 YXlCMGJ5IE JwYm5SeWIy UjEgWTJVZ2 IyNXNhVyA1 bElHSmhibX RwIGJtY2dh VzRnTVQgaz RPQ3dnWVc1 ayBJSGRoY3 lCaGJIIE52 SUc5dVpTQn YgWmlCMGFH VWdabSBseW MzUWdZbUZ1 IGEzTWdhVz RnZEcgaGxJ SGR2Y214ay BJSFJ2SUdG a2IzIEIwSU hSb1pTQmog YUdsd0lHRn VaQyBCUVNV NGdkR1ZqIG FHNXZiRzlu ZVMgQm1iM0 lnWkdWaSBh WFFnWVc1a0 lHIE55WldS cGRDQmogWV hKa2N5NDhZ biBJK09DNG dWR2hsIElF SmhibXNnYj IgWWdUVzl1 ZEhKbCBZV3 dnYUdGeklH IEVnYUdsem RHOXkgZVNC dlppQndhRy Bsc1lXNTBh SEp2IGNIa2 dZVzVrSUcg TnZiVzExYm 1sMCBlU0Jw Ym5admJIIF psYldWdWRD d2cgZDJsMG FDQjBhRyBW cGNpQm1hWE p6IGRDQnla V052Y20gUm xaQ0JrYjI1 aCBkR2x2Ym lCaVpXIGx1 WnlCbmFYWm wgYmlCMGJ5 QjBhRyBVZ1 VHRjBjbWx2 IGRHbGpJRV oxYm0gUWda SFZ5YVc1bi BJSFJvWlNC WFlYIElnYj JZZ01UZ3gg TWk0OFluSS tPUyA0Z1ZH aGxJRUpoIG Jtc2diMlln VFcgOXVkSE psWVd3ZyBh R0Z6SUdFZ2 MzIFJ5YjI1 bklIQnkgWl hObGJtTmxJ RyBsdUlIUm 9aU0JWIGJt bDBaV1FnVT MgUmhkR1Z6 TENCMyBhWF JvSUdsMGN5 IEJ6ZFdKem FXUnAgWVhK NUlFSk5UeS BCSVlYSnlh WE1nIFFtRn VheUJ2Y0cg VnlZWFJwYm 1jZyBhVzRn Ym1sdVpTIE JWTGxNdUlI TjAgWVhSbG N5QmhibSBR Z2NISnZkbW xrIGFXNW5J SE5sY24gWn BZMlZ6SUhS diBJRzkyWl hJZ01pIEJ0 YVd4c2FXOX UgSUdOMWMz UnZiVyBWeW N5NDhZbkkr IE1UQXVJRl JvWlMgQkNZ VzVySUc5bS BJRTF2Ym5S eVpXIEZzSU dseklHRnMg YzI4Z1lXNG dhVyA1MFpY SnVZWFJwIG IyNWhiQ0Jz WlcgRmtaWE lnYVc0ZyBj M1Z6ZEdGcG JtIEZpYkdV Z1ltRnUgYT JsdVp5d2dZ bSBWcGJtY2 diMjVsIElH OW1JSFJvWl MgQm1hWEp6 ZENCRCBZVz VoWkdsaGJp IEJpWVc1cm N5QjAgYnlC bGMzUmhZbS B4cGMyZ2dZ VzRnIFpXNT JhWEp2Ym0g MWxiblJoYk NCdyBiMnhw WTNrZ2FXID RnTVRrNU1p NGcgVkdobG VTQm9ZWCBa bElHRnNjMj hnIFltVmxi aUJ5WlcgTn ZaMjVwZW1W ayBJR0o1SU hSb1pTIEJE YjNKd2IzSm ggZEdVZ1My NXBaMiBoMG N5QmhjeUJ2 IGJtVWdiMl lnZEcgaGxJ RzF2YzNRZy BjM1Z6ZEdG cGJtIEZpYk dVZ1kyOXkg Y0c5eVlYUn BiMiA1eklH bHVJSFJvIF pTQjNiM0pz WkMgNDhZbk krTVRFdSBJ RWx1SURJd0 1UIFlzSUhS b1pTQkMgWV c1cklHOW1J RSAxdmJuUn laV0ZzIElH TmxiR1ZpY2 0gRjBaV1Fn YVhSeiBJRE l3TUhSb0lH IEZ1Ym1sMl pYSnogWVhK NUxDQnRZVy B0cGJtY2dh WFFnIGIyNW xJRzltSUgg Um9aU0J2Yk dSbCBjM1Fn WTI5dWRHIG x1ZFc5MWMy eDUgSUc5d1 pYSmhkRyBs dVp5QmlZVz VyIGN5QnBi aUIwYUcgVW dkMjl5YkdR dSBQR0p5UG pFeUxpIEJV YUdVZ1FtRn UgYXlCdlpp Qk5iMiA1MG NtVmhiQ0Jw IGN5QnJibT kzYmkgQm1i M0lnYVhSei BJSFZ1YVhG MVpTIEJoY2 5RZ1kyOXMg YkdWamRHbH ZiaSB3Z2Qy aHBZMmdnIF ltVm5ZVzRn YVcgNGdNVG t5T1NCMyBh WFJvSUdFZ1 pHIDl1WVhS cGIyNGcgYj JZZ1pXbG5h SCBRZ2NHRn BiblJwIGJt ZHpMaUJVYU cgVWdZMjlz YkdWaiBkR2 x2YmlCb1lY IE1nYzJsdV kyVWcgWjNK dmQyNGdkRy A4Z2IzWmxj aUEzIExEQX dNQ0IzYjMg SnJjeXdnYV c1aiBiSFZr YVc1bklIIE JwWldObGN5 QmkgZVNCeV pXNXZkMiA1 bFpDQmhjbl JwIGMzUnpJ SE4xWTIgZ2 dZWE1nVm1s dSBZMlZ1ZE NCMllXIDRn UjI5bmFDd2 cgVFdGeVl5 QkRhRyBGbl lXeHNMQ0Jo IGJtUWdVbV Z0WW4gSmhi bVIwTGp4aS BjajR4TXk0 Z1ZHIGhsSU VKaGJtc2cg YjJZZ1RXOX VkSCBKbFlX emlnSmx6IE lHaGxZV1Fn YjIgWm1hV0 5sY3lCaCBj bVVnYkc5al lYIFJsWkNC cGJpQjAgYU dVZ2FHbHpk RyA5eWFXTW dZblZwIGJH UnBibWNnWV ggUWdNVEF3 SUV0cCBibW NnVTNSeVpX IFYwSUZkbG MzUWcgYVc0 Z1ZHOXliMi A1MGJ5d2dk MmhwIFkyZ2 dkMkZ6SUcg UmxjMmxuYm 1WayBJR0o1 SUhSb1pTIE JoY21Ob2FY UmwgWTNSMW NtRnNJRyBa cGNtMGdiMl lnIFJHRnli R2x1WnkgQm hibVFnVUdW aCBjbk52Ym lCaGJtIFFn WTI5dGNHeG wgZEdWa0lH bHVJRCBFNE 9EVXVJRWww IElIZGhjeU JrWlggTnBa MjVoZEdWay BJR0VnVG1G MGFXIDl1WV d3Z1NHbHog ZEc5eWFXTW dVMiBsMFpT QnZaaUJEIF lXNWhaR0Vn YVcgNGdNVG szTnk0OCBZ bkkrTVRRdU lGIFJvWlNC Q1lXNXIgSU c5bUlFMXZi biBSeVpXRn NJR2hoIGN5 QmlaV1Z1SU cgWmxZWFIx Y21WayBJRz l1SUcxMWJI IFJwY0d4bE lHSmggYm10 dWIzUmxjeS BCMGFISnZk V2RvIGIzVj BJRU5oYm0g RmthV0Z1SU docCBjM1J2 Y25rc0lHIG x1WTJ4MVpH bHUgWnlCMG FHVWdNVCBr M01TQmhibV FnIE1qQXhN U0FrTVQgQW dZVzVrSUNR MSBNQ0J1Yj NSbGN5IHdn WVc1a0lIUm 8gWlNBeE9U TTFJRyBGdV pDQXhPVFUw IElDUTFJRz V2ZEcgVnpM anhpY2o0eC BOUzRnU1c0 Z01qIEF4Tn l3Z2RHaGwg SUVKaGJtc2 diMiBZZ1RX OXVkSEpsIF lXd2dkMkZ6 SUcgNWhiV1 ZrSUc5dSBa U0J2WmlCMG FHIFVnVjI5 eWJHVGkgZ0 pseklFMXZj MyBRZ1JYUm 9hV05oIGJD QkRiMjF3WV cgNXBaWE1n WW5rZyBkR2 hsSUVWMGFH IGx6Y0dobG NtVWcgU1c1 emRHbDBkWC BSbElHWnZj aUIwIGFHVW dabWxtZEcg Z2dZMjl1Yz JWaiBkWFJw ZG1VZ2VXIF ZoY2l3Z2JX RnIgYVc1bk lHbDBJSCBS b1pTQnZibX g1IElFTmhi bUZrYVcgRn VJR0poYm1z ZyBkRzhnY2 1WalpXIGwy WlNCMGFHbH ogSUhKbFky OW5ibSBsMG FXOXVMZz09 CiAgICAgIC AgPC9zcGFu PgogICAgIC AgIAogICAg ICAgIA==