Japan Post Insurance

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Japan Post Insurance Co. Ltd. (日本郵政株式会社) is a major life insurance company in Japan, and a subsidiary of the government-owned Japan Post Holdings Co. Ltd. The company was formed after the privatization of the Japan Post in 2007, which separated the postal service and its related businesses into separate entities.
As of 2021, Japan Post Insurance is the largest life insurer in Japan in terms of total assets, with over 75 million policies in force. The company provides a range of insurance products, including individual and group life insurance, health and nursing care insurance, annuities, and accident insurance.
Japan Post Insurance has a widespread network of offices and agencies throughout Japan, and also offers its services through its parent company’s extensive postal network. The company’s mission is to contribute to the well-being and security of Japanese society by providing reliable and high-quality insurance services.
History of Japan Post Insurance
Japan Post Insurance has a long history dating back to 1872 when the Japanese government established a postal insurance system to protect postal workers and their families from financial hardship. Over the years, the insurance system expanded to cover the general public, and in 2007 it was spun off from the postal service and rebranded as Japan Post Insurance.
In 2012, Japan Post Insurance marked its 140th anniversary and reaffirmed its commitment to providing reliable insurance services to the public. In recent years, the company has faced some challenges, including a scandal involving improper sales practices and the impact of a declining population and low interest rates on its business.
Despite these challenges, Japan Post Insurance remains a trusted and stable player in the Japanese insurance market, with a strong focus on customer service and social responsibility.
Products and services offered by Japan Post Insurance
Japan Post Insurance offers a variety of insurance products and services to meet the needs of its diverse customer base. Its main products include:
1. Individual life insurance:Japan Post Insurance offers whole life, term life, and endowment insurance policies for individuals. These policies provide coverage for death, disability, and critical illness, as well as options for savings and investment.
2. Group life insurance: The company also offers group life insurance for businesses, organizations, and government agencies. These policies provide coverage for employees and members, including death, disability, and critical illness benefits.
3. Health insurance: Japan Post Insurance offers health insurance policies that cover medical expenses, including hospitalization, surgery, and prescription drugs. The company also offers specialized policies for seniors and people with disabilities.
4. Nursing care insurance: The company provides nursing care insurance, which covers long-term care services for individuals with disabilities or those in need of assistance due to aging.
5. Accident insurance: Japan Post Insurance offers accident insurance policies that provide financial protection in the event of an accident, injury, or disability.
In addition to insurance products, Japan Post Insurance also offers a variety of financial services, such as annuities, investment products, loans, and more.
Conclusion
Japan Post Insurance is a leading life insurance company in Japan, with a long history and strong commitment to providing reliable insurance services to the public. The company offers a wide range of insurance products and services to meet the diverse needs of its customers and is dedicated to contributing to the well-being and security of Japanese society.

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See Company Q&A