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Risks
The primary risks related to Kearny Financial Corp include increased competition in the banking industry, rising interest rates, cyber attacks, financial regulation, and change in consumer behavior. Kearny Financial Corp may also be exposed to high non-performing loans and increased operational costs due to changing technology. Kearny Financial Corp may also need to update its operating systems and processes in order to better serve their customers. In addition, Kearny Financial Corp may be exposed to political or economic instability if conditions in the markets shift.