ESSA Bancorp

ESSA Bancorp is a financial services company that primarily operates through its banking subsidiary, ESSA Bank & Trust. The company offers a range of personal and commercial banking products and services, including:
1. Checking accounts: ESSA Bank & Trust offers various checking account options, including free checking, interest-bearing checking, and checking for students and seniors.
2. Savings accounts: Customers can choose from different savings account options, such as statement savings, money market, and health savings accounts.
3. Certificates of deposit (CDs): ESSA offers CDs with competitive rates and flexible terms, allowing customers to save for a specific period and earn a higher interest rate.
4. Loans: ESSA provides various loan options for both personal and business needs, including home mortgages, home equity loans, personal loans, and commercial loans.
5. Credit cards: The company offers different credit card options with competitive interest rates and reward programs.
6. Online and mobile banking: ESSA Bank & Trust provides customers with secure and convenient online and mobile banking services, allowing them to manage their accounts, pay bills, and transfer funds.
7. Investment and wealth management: The company has a subsidiary, ESSA Advisory Services, LLC, that offers investment and wealth management services to individuals, businesses, and institutions.
8. Insurance products: ESSA Bancorp also offers various insurance products, such as life insurance, disability insurance, and long-term care insurance, through its subsidiary, ESSA Financial Services.
9. Trust and estate planning: ESSA Trust Services, a subsidiary of ESSA Bancorp, provides trust and estate planning services to help customers manage and protect their assets.
10. Business services: ESSA Bank & Trust offers a range of banking solutions for businesses, including business checking and savings accounts, cash management services, and business loans.