Visa

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Visa is a multinational financial services company that connects consumers, businesses, banks, and governments in over 200 countries and territories worldwide through electronic payments. It was originally founded in 1958 as BankAmericard, the first consumer credit card program, by Bank of America and expanded internationally in the 1970s. In 1976, the company was renamed Visa as part of a global rebranding effort.
Today, Visa is the largest payment network in the world, processing over 100 billion transactions each year and handling trillions of dollars in payments. It offers credit, debit, and prepaid cards under the Visa brand, as well as services such as fraud detection and prevention, mobile payments, and data analytics.
Visa does not issue cards directly to consumers or set interest rates or fees, but rather partners with banks and financial institutions to offer their products. Merchants who accept Visa cards pay a small fee, known as an interchange fee, for each transaction, while cardholders may be charged fees by their issuer. Visa also earns revenue through network fees and data processing.
In addition to its core payment services, Visa is also committed to promoting financial inclusion and sustainability. It has initiatives to help underserved populations access financial services and promotes the use of electronic payments to reduce the environmental impact of cash and checks.
Visa's headquarters are located in Foster City, California, and it has regional headquarters in cities such as London, Dubai, and Singapore. Its current CEO is Alfred F. Kelly Jr. and its board of directors is made up of leaders from various industries and organizations.
As of 2021, Visa's market capitalization is over $500 billion, making it one of the most valuable financial services companies in the world.

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