National Australia Bank

Live  

The National Australia Bank (NAB) is one of the largest financial institutions in Australia, offering a wide range of financial services and products such as personal and business banking, wealth management, and insurance. It was founded in 1858 and is headquartered in Melbourne, Australia.
NAB operates in Australia, New Zealand, and the United States, and has a significant presence in Asia. The bank has over 30,000 employees and serves over 9 million customers globally.
NAB is committed to helping individuals, businesses, and communities grow and prosper. The bank offers innovative and tailored solutions for its customers, and is focused on providing excellent customer service and fostering a diverse and inclusive workplace culture.
NAB also has a strong commitment to sustainability and is working towards reducing its carbon footprint and supporting environmentally friendly practices. The bank has received numerous awards and recognition for its efforts in sustainability and responsible investing.
NAB is listed on the Australian Securities Exchange (ASX) and is part of the S&P/ASX 20 index, representing the top 20 largest companies by market capitalization on the exchange.
Overall, NAB is a well-established, reputable company that is dedicated to providing quality financial services and making a positive impact in the communities it serves.

TmF0aW9uYW wgQXVzdHJh bGlhIEJhbm ssIG9yIE5B QiBmb3Igc2 hvcnQsIGlz IGEgYmlnIG JhbmsgaW4g QXVzdHJhbG lhLiBCYW5r cyBhcmUgbG lrZSBwbGFj ZXMgd2hlcm UgcGVvcGxl IGtlZXAgdG hlaXIgbW9u ZXkgc2FmZS wgYm9ycm93 IG1vbmV5IH doZW4gdGhl eSBuZWVkIG l0LCBhbmQg bGVhcm4gaG 93IHRvIG1h bmFnZSB0aG VpciBmaW5h bmNlcy4gTk FCIGhlbHBz IHBlb3BsZS BhbmQgYnVz aW5lc3Nlcy B3aXRoIHRo ZXNlIHRoaW 5ncy4gPGJy PldoZW4geW 91IHB1dCB5 b3VyIG1vbm V5IGluIE5B QiwgbGlrZS BpbiBhIHNh dmluZ3MgYW Njb3VudCwg dGhlIGJhbm sga2VlcHMg aXQgc2FmZS 4gTkFCIGFs c28gdXNlcy Bzb21lIG9m IHRoYXQgbW 9uZXkgdG8g bGVuZCB0by BvdGhlciBw ZW9wbGUgYW 5kIGJ1c2lu ZXNzZXMgd2 hvIG5lZWQg dG8gYm9ycm 93LiBXaGVu IHNvbWVvbm UgYm9ycm93 cyBtb25leS Bmcm9tIE5B QiwgdGhleS BoYXZlIHRv IHBheSBpdC BiYWNrIHdp dGggYSBsaX R0bGUgZXh0 cmEgbW9uZX kgY2FsbGVk IGludGVyZX N0LiBUaGlz IGlzIG9uZS B3YXkgTkFC IG1ha2VzIG l0cyBtb25l eS4gPGJyPk Jlc2lkZXMg bGVuZGluZy wgTkFCIGhh cyBvdGhlci BzZXJ2aWNl cyBsaWtlIG hlbHBpbmcg cGVvcGxlIG J1eSBob21l cywgZ2l2aW 5nIGFkdmlj ZSBvbiBob3 cgdG8gaW52 ZXN0IG1vbm V5LCBhbmQg cHJvdmlkaW 5nIGJ1c2lu ZXNzIGxvYW 5zLiBUaGV5 IGFsc28gaG F2ZSBzcGVj aWFsIHRvb2 xzIGxpa2Ug b25saW5lIG Jhbmtpbmcg dGhhdCBtYW tlcyBpdCBl YXNpZXIgZm 9yIGN1c3Rv bWVycyB0by BtYW5hZ2Ug dGhlaXIgbW 9uZXkuPGJy Pk5BQiBpcy BzdWNjZXNz ZnVsIGZvci BhIGZldyBy ZWFzb25zLi BGaXJzdCwg aXQgaGFzIG JlZW4gYXJv dW5kIGZvci BhIGxvbmcg dGltZSBhbm QgaGFzIG1h bnkgY3VzdG 9tZXJzIHdo byB0cnVzdC BpdCB3aXRo IHRoZWlyIG 1vbmV5LiBJ dOKAmXMga2 5vd24gZm9y IGJlaW5nIH JlbGlhYmxl IGFuZCBoZW xwZnVsLiBB bHNvLCBhcy B0aGUgZWNv bm9teSBncm 93cywgcGVv cGxlIGFuZC BidXNpbmVz c2VzIG5lZW QgbW9yZSBz ZXJ2aWNlcy wgd2hpY2gg aGVscHMgTk FCIGdyb3cs IHRvby4gVG hleSBrZWVw IHVwIHdpdG ggdGVjaG5v bG9neSBhbm QgYXJlIGFs d2F5cyBmaW 5kaW5nIG5l dyB3YXlzIH RvIG1ha2Ug YmFua2luZy BlYXNpZXIg YW5kIGZhc3 RlciBmb3Ig ZXZlcnlvbm UuPGJyPklu IHRoZSBmdX R1cmUsIGFz IHBlb3BsZS Bjb250aW51 ZSB0byBuZW VkIGJhbmtp bmcgc2Vydm ljZXMsIE5B QiBpcyBsaW tlbHkgdG8g ZG8gd2VsbC 4gVGhleSBh cmUgYWx3YX lzIHdvcmtp bmcgdG8gaW 1wcm92ZSBh bmQgc3RheS BhaGVhZCwg c28gdGhleS BjYW4gY29u dGludWUgdG 8gaGVscCB0 aGVpciBjdX N0b21lcnMg YW5kIG1ha2 UgbW9uZXkg YXQgdGhlIH NhbWUgdGlt ZS48YnI+

MS4gSGlzdG 9yeSBhbmQg SGVyaXRhZ2 U6IE5hdGlv bmFsIEF1c3 RyYWxpYSBC YW5rIChOQU IpIHdhcyBl c3RhYmxpc2 hlZCBpbiAx ODM0LCBtYW tpbmcgaXQg b25lIG9mIH RoZSBvbGRl c3QgYmFua3 MgaW4gQXVz dHJhbGlhLi BJdCBoYXMg YSBsb25nIG FuZCByaWNo IGhpc3Rvcn ksIHdpdGgg cm9vdHMgdH JhY2luZyBi YWNrIHRvIH RoZSBlYXJs eSBkYXlzIG 9mIHNldHRs ZW1lbnQgaW 4gQXVzdHJh bGlhLjxicj 4yLiBTaXpl IGFuZCBSZW FjaDogTkFC IGlzIG9uZS BvZiB0aGUg Zm91ciBsYX JnZXN0IGJh bmtzIGluIE F1c3RyYWxp YSBhbmQgaG FzIGEgc2ln bmlmaWNhbn QgcHJlc2Vu Y2UgaW4gdG hlIEF1c3Ry YWxpYW4gYm Fua2luZyBz ZWN0b3IuIE l0IG9wZXJh dGVzIGluIG 1vcmUgdGhh biA5MDAgbG 9jYXRpb25z LCBpbmNsdW RpbmcgYnJh bmNoZXMsIE FUTXMsIGFu ZCBidXNpbm VzcyBiYW5r aW5nIGNlbn RlcnMsIGFu ZCBzZXJ2ZX Mgb3ZlciA5 IG1pbGxpb2 4gY3VzdG9t ZXJzLjxicj 4zLiBEaXZl cnNlIFJhbm dlIG9mIFBy b2R1Y3RzIG FuZCBTZXJ2 aWNlczogTk FCIG9mZmVy cyBhIGNvbX ByZWhlbnNp dmUgcmFuZ2 Ugb2YgZmlu YW5jaWFsIH Byb2R1Y3Rz IGFuZCBzZX J2aWNlcywg aW5jbHVkaW 5nIHBlcnNv bmFsIGFuZC BidXNpbmVz cyBiYW5raW 5nLCB3ZWFs dGggbWFuYW dlbWVudCwg YW5kIGludm VzdG1lbnQg c29sdXRpb2 5zLiBJdCBh bHNvIGhhcy BhIHByZXNl bmNlIGluIE 5ldyBaZWFs YW5kLCBBc2 lhLCB0aGUg VUssIGFuZC B0aGUgVVMu PGJyPjQuIE NvbW1pdG1l bnQgdG8gSW 5ub3ZhdGlv bjogTkFCIG hhcyBhIHN0 cm9uZyBmb2 N1cyBvbiBp bm5vdmF0aW 9uIGFuZCB0 ZWNobm9sb2 d5IHRvIGVu aGFuY2UgaX RzIHNlcnZp Y2VzIGFuZC BpbXByb3Zl IHRoZSBjdX N0b21lciBl eHBlcmllbm NlLiBJdCBo YXMgaW52ZX N0ZWQgaW4g ZGlnaXRhbC BwbGF0Zm9y bXMgYW5kIH Rvb2xzIHRv IG1ha2UgYm Fua2luZyBt b3JlIGNvbn ZlbmllbnQg YW5kIGFjY2 Vzc2libGUg Zm9yIGl0cy BjdXN0b21l cnMuPGJyPj UuIFNvY2lh bCBSZXNwb2 5zaWJpbGl0 eTogTkFCIG lzIGNvbW1p dHRlZCB0by BiZWluZyBh IHJlc3Bvbn NpYmxlIGNv cnBvcmF0ZS BjaXRpemVu IGFuZCBoYX MgaW5pdGlh dGl2ZXMgZm 9jdXNlZCBv biBzdXBwb3 J0aW5nIHRo ZSBjb21tdW 5pdHksIHBy b3RlY3Rpbm cgdGhlIGVu dmlyb25tZW 50LCBhbmQg cHJvbW90aW 5nIGRpdmVy c2l0eSBhbm QgaW5jbHVz aW9uLjxicj 42LiBTdHJv bmcgRmluYW 5jaWFsIFBl cmZvcm1hbm NlOiBOQUIg aGFzIGEgc3 Ryb25nIGZp bmFuY2lhbC B0cmFjayBy ZWNvcmQgYW 5kIGhhcyBj b25zaXN0ZW 50bHkgZGVs aXZlcmVkIH NvbGlkIGVh cm5pbmdzIG FuZCBkaXZp ZGVuZHMgdG 8gaXRzIHNo YXJlaG9sZG Vycy48YnI+ Ny4gQ3VzdG 9tZXItQ2Vu dHJpYyBBcH Byb2FjaDog TkFCIHB1dH MgaXRzIGN1 c3RvbWVycy BhdCB0aGUg Y29yZSBvZi BpdHMgb3Bl cmF0aW9ucy BhbmQgYWlt cyB0byBidW lsZCBsb25n LWxhc3Rpbm cgcmVsYXRp b25zaGlwcy B3aXRoIHRo ZW0uIEl0IG 9mZmVycyBw ZXJzb25hbG l6ZWQgYW5k IHRhaWxvcm VkIHNvbHV0 aW9ucyB0by BtZWV0IHRo ZSBkaXZlcn NlIG5lZWRz IG9mIGl0cy BjdXN0b21l cnMuPGJyPj guIFN1c3Rh aW5hYmlsaX R5IEluaXRp YXRpdmVzOi BOQUIgaXMg Y29tbWl0dG VkIHRvIHN1 c3RhaW5hYm lsaXR5IGFu ZCBoYXMgc2 V0IHRhcmdl dHMgdG8gcm VkdWNlIGl0 cyBlbnZpcm 9ubWVudGFs IGltcGFjdC wgc3VwcG9y dCByZW5ld2 FibGUgZW5l cmd5LCBhbm QgcHJvbW90 ZSBzdXN0YW luYWJsZSBs ZW5kaW5nIH ByYWN0aWNl cy48YnI+OS 4gU3Ryb25n IENvcnBvcm F0ZSBHb3Zl cm5hbmNlOi BOQUIgaGFz IGEgcm9idX N0IGdvdmVy bmFuY2UgZn JhbWV3b3Jr IGFuZCBpcy Bjb21taXR0 ZWQgdG8gdX Bob2xkaW5n IHRoZSBoaW doZXN0IHN0 YW5kYXJkcy BvZiBldGhp Y2FsIGNvbm R1Y3QgYW5k IGNvcnBvcm F0ZSByZXNw b25zaWJpbG l0eS48YnI+ MTAuIEF3YX JkLVdpbm5p bmc6IE5BQi BoYXMgcmVj ZWl2ZWQgbn VtZXJvdXMg YXdhcmRzIG FuZCByZWNv Z25pdGlvbi Bmb3IgaXRz IHByb2R1Y3 RzIGFuZCBz ZXJ2aWNlcy wgY3VzdG9t ZXIgc2Vydm ljZSwgYW5k IGNvcnBvcm F0ZSBzb2Np YWwgcmVzcG 9uc2liaWxp dHkgZWZmb3 J0cy4gVGhp cyBpbmNsdW RlcyBiZWlu ZyBuYW1lZC B0aGUgbW9z dCBzdXN0YW luYWJsZSBi YW5rIGluIH RoZSB3b3Js ZCBieSB0aG UgRG93IEpv bmVzIFN1c3 RhaW5hYmls aXR5IEluZG V4Lg==

VGhlIE5hdG lvbmFsIEF1 c3RyYWxpYS BCYW5rIChO QUIpIGlzIG EgZmluYW5j aWFsIHNlcn ZpY2VzIGNv bXBhbnkgdG hhdCBvZmZl cnMgYSByYW 5nZSBvZiBi YW5raW5nIG FuZCBmaW5h bmNpYWwgcH JvZHVjdHMg YW5kIHNlcn ZpY2VzIHRv IGl0cyBjdX N0b21lcnMu IEl0cyBidX NpbmVzcyBt b2RlbCBjYW 4gYmUgc3Vt bWFyaXplZC BhcyBmb2xs b3dzOjxicj 4xLiBSZXRh aWwgQmFua2 luZzo8YnI+ TkFCIHByb3 ZpZGVzIHRy YWRpdGlvbm FsIGJhbmtp bmcgc2Vydm ljZXMgc3Vj aCBhcyBzYX ZpbmdzIGFu ZCB0cmFuc2 FjdGlvbiBh Y2NvdW50cy wgY3JlZGl0 IGNhcmRzLC BwZXJzb25h bCBsb2Fucy wgaG9tZSBs b2FucywgYW 5kIHdlYWx0 aCBtYW5hZ2 VtZW50IHBy b2R1Y3RzIH RvIGluZGl2 aWR1YWxzIG FuZCBzbWFs bCBidXNpbm Vzc2VzLjxi cj4yLiBCdX NpbmVzcyBC YW5raW5nOj xicj5OQUIg b2ZmZXJzIG EgcmFuZ2Ug b2YgZmluYW 5jaWFsIHBy b2R1Y3RzIG FuZCBzZXJ2 aWNlcyB0by BidXNpbmVz c2VzIG9mIG FsbCBzaXpl cywgaW5jbH VkaW5nIGJ1 c2luZXNzIG xvYW5zLCBi dXNpbmVzcy BjcmVkaXQg Y2FyZHMsIH RyYW5zYWN0 aW9uIGFuZC BzYXZpbmdz IGFjY291bn RzLCBhbmQg Zm9yZWlnbi BleGNoYW5n ZSBzZXJ2aW Nlcy48YnI+ My4gQ29ycG 9yYXRlIEJh bmtpbmc6PG JyPk5BQiBw cm92aWRlcy BmaW5hbmNp YWwgc29sdX Rpb25zIHRv IGxhcmdlIG NvcnBvcmF0 aW9ucywgaW 5jbHVkaW5n IGFkdmlzb3 J5LCBmaW5h bmNpbmcsIG FuZCByaXNr IG1hbmFnZW 1lbnQgc2Vy dmljZXMuPG JyPjQuIElu c3RpdHV0aW 9uYWwgQmFu a2luZzo8Yn I+TkFCIG9m ZmVycyBzcG VjaWFsaXpl ZCBmaW5hbm NpYWwgc2Vy dmljZXMsIH N1Y2ggYXMg Y2FwaXRhbC BtYXJrZXQg c29sdXRpb2 5zLCB0cmFk ZSBhbmQgd2 9ya2luZyBj YXBpdGFsIH NlcnZpY2Vz LCBhbmQgYX NzZXQgYW5k IGVxdWlwbW VudCBmaW5h bmNpbmcsIH RvIGluc3Rp dHV0aW9uYW wgY2xpZW50 cy48YnI+NS 4gV2VhbHRo IE1hbmFnZW 1lbnQ6PGJy Pk5BQiBwcm 92aWRlcyB3 ZWFsdGggbW FuYWdlbWVu dCBzZXJ2aW NlcywgaW5j bHVkaW5nIG ZpbmFuY2lh bCBwbGFubm luZywgaW52 ZXN0bWVudC BtYW5hZ2Vt ZW50LCBhbm Qgc3VwZXJh bm51YXRpb2 4gc29sdXRp b25zLCB0by BoZWxwIGN1 c3RvbWVycy BidWlsZCBh bmQgcHJvdG VjdCB0aGVp ciB3ZWFsdG guPGJyPjYu IEludGVybm F0aW9uYWwg T3BlcmF0aW 9uczo8YnI+ TkFCIGhhcy BhIGdsb2Jh bCBwcmVzZW 5jZSBhbmQg cHJvdmlkZX MgaW50ZXJu YXRpb25hbC BiYW5raW5n IHNlcnZpY2 VzIHRvIGN1 c3RvbWVycy B0aHJvdWdo IGl0cyBuZX R3b3JrIG9m IGJyYW5jaG VzLCBzdWJz aWRpYXJpZX MsIGFuZCBh ZmZpbGlhdG lvbnMgYXJv dW5kIHRoZS B3b3JsZC48 YnI+Ny4gRG lnaXRhbCBC YW5raW5nOj xicj5OQUIg aGFzIGludm VzdGVkIGhl YXZpbHkgaW 4gZGlnaXRh bCB0ZWNobm 9sb2d5IGFu ZCBvZmZlcn MgYSByYW5n ZSBvZiBvbm xpbmUgYW5k IG1vYmlsZS BiYW5raW5n IHNlcnZpY2 VzIHRvIGN1 c3RvbWVycy Bmb3IgY29u dmVuaWVudC BhbmQgZWZm aWNpZW50IG Jhbmtpbmcu PGJyPjguIF Jpc2sgTWFu YWdlbWVudD o8YnI+Umlz ayBtYW5hZ2 VtZW50IGlz IGEgY3JpdG ljYWwgcGFy dCBvZiBOQU IncyBidXNp bmVzcyBtb2 RlbC4gVGhl IGNvbXBhbn kgaGFzIGEg ZGVkaWNhdG VkIHJpc2sg bWFuYWdlbW VudCBmcmFt ZXdvcmsgdG 8gaWRlbnRp ZnksIGFzc2 VzcywgYW5k IG1pdGlnYX RlIHJpc2tz IGFzc29jaW F0ZWQgd2l0 aCBpdHMgb3 BlcmF0aW9u cy48YnI+OS 4gRGl2ZXJz aWZpY2F0aW 9uOjxicj5O QUIgZGl2ZX JzaWZpZXMg aXRzIHJldm VudWUgc3Ry ZWFtcyBieS BvZmZlcmlu ZyBhIHZhcm lldHkgb2Yg ZmluYW5jaW FsIHByb2R1 Y3RzIGFuZC BzZXJ2aWNl cyB0byBkaW ZmZXJlbnQg Y3VzdG9tZX Igc2VnbWVu dHMsIHJlZH VjaW5nIGl0 cyByZWxpYW 5jZSBvbiBh IHNpbmdsZS Bzb3VyY2Ug b2YgaW5jb2 1lLjxicj5P dmVyYWxsLC BOQUIncyBi dXNpbmVzcy Btb2RlbCBm b2N1c2VzIG 9uIHByb3Zp ZGluZyBhIH dpZGUgcmFu Z2Ugb2YgZm luYW5jaWFs IHNlcnZpY2 VzIHRvIGEg ZGl2ZXJzZS BjdXN0b21l ciBiYXNlLC B1c2luZyBh ZHZhbmNlZC B0ZWNobm9s b2d5LCBhbm QgbWFuYWdp bmcgcmlza3 MgZWZmZWN0 aXZlbHkgdG 8gbWFpbnRh aW4gaXRzIH Bvc2l0aW9u IGFzIG9uZS BvZiBBdXN0 cmFsaWEncy BsZWFkaW5n IGJhbmtzLg ==

AI does pose potential threats to National Australia Bank (NAB) in several ways, particularly through substitution, disintermediation, and margin pressure.
1. Substitution: As AI continues to advance, there is a growing trend of automated financial services that could substitute traditional banking products. For example, robo-advisors can offer automated investment advice at a lower cost compared to human financial advisors. This can lead to a significant shift in consumer behavior, especially among tech-savvy and younger customers who may prefer digital solutions over traditional banking services.
2. Disintermediation: AI facilitates direct transactions between consumers and service providers, which can lead to disintermediation in the financial services industry. For instance, peer-to-peer lending platforms and blockchain technologies allow individuals to lend and borrow without going through traditional banks. As more consumers learn about and utilize these alternatives, NAB might face a decline in its customer base and revenue from various financial products.
3. Margin Pressure: The integration of AI into financial services can also lead to margin pressure. AI technologies can drastically reduce operational costs by automating processes such as risk assessment, customer service, and fraud detection. This level of efficiency may pressure traditional banks like NAB to lower their fees and interest rates to remain competitive. Furthermore, the competition from fintech companies that leverage AI for lower-cost solutions can further squeeze margins.
In summary, while AI offers opportunities for innovation and improved efficiency in banking, it also represents a material threat to NAB’s traditional products, services, and competitive positioning. The bank will need to adapt to these challenges by embracing digital transformation and exploring ways to integrate AI technologies into its own offerings.

The sensitivity of National Australia Bank’s earnings, cash flow, and valuation to changes in interest rates is significant due to its role as a major financial institution. Here are several key factors contributing to this sensitivity:
1. Interest Margin: A substantial portion of the bank’s income comes from the interest rate spread between what it pays on deposits and what it earns from loans. When interest rates rise, the bank can increase lending rates, which may enhance the net interest margin and boost earnings. Conversely, a decrease in interest rates could compress margins and reduce profitability.
2. Loan Demand and Credit Risk: Higher interest rates can dampen demand for loans, as borrowing costs increase for consumers and businesses. This can lead to a decline in loan origination volumes and impact cash flows. Additionally, rising rates may heighten credit risk, potentially leading to higher provisions for bad debts if borrowers struggle to service their loans.
3. Valuation Impact: Valuations of banks are often determined using discounted cash flow models, where future cash flows are discounted at a rate that reflects interest rates. Rising rates can lead to a higher discount rate, which may reduce the present value of future earnings, negatively impacting the bank’s overall valuation.
4. Funding Costs: Changes in interest rates can also affect the bank’s funding costs. A rise in rates may increase costs associated with wholesale funding sources, which can further squeeze net interest margins if the bank is unable to pass these costs onto customers.
5. Economic Environment: The broader economic environment influenced by interest rates can also play a significant role. For instance, higher rates may slow down economic growth, impacting overall banking activity and ultimately affecting earnings and cash flows negatively.
In summary, National Australia Bank’s earnings, cash flow, and valuation are quite sensitive to changes in interest rates, with the impact varying depending on the direction and magnitude of those changes, as well as the overall economic context.

QSByZWFsaX N0aWMgc2Nl bmFyaW8gdG hhdCBjb3Vs ZCBwZXJtYW 5lbnRseSBp bXBhaXIgdG hlIE5hdGlv bmFsIEF1c3 RyYWxpYSBC YW5r4oCZcy AoTkFCKSBl Y29ub21pY3 Mgb3ZlciB0 aGUgbmV4dC Az4oCTNSB5 ZWFycyBpcy BhIHNpZ25p ZmljYW50IG Rvd250dXJu IGluIHRoZS BBdXN0cmFs aWFuIGhvdX NpbmcgbWFy a2V0LCBjb2 1iaW5lZCB3 aXRoIGEgcH JvdHJhY3Rl ZCBwZXJpb2 Qgb2YgZWNv bm9taWMgc3 RhZ25hdGlv biBhbmQgaW 5jcmVhc2Vk IHJlZ3VsYX RvcnkgcHJl c3N1cmVzLi BUaGlzIHNj ZW5hcmlvIG NvdWxkIGJl IGRyaXZlbi BieSBzZXZl cmFsIGZhY3 RvcnMsIGlu Y2x1ZGluZy ByaXNpbmcg aW50ZXJlc3 QgcmF0ZXMs IGEgc2xvd2 Rvd24gaW4g cG9wdWxhdG lvbiBncm93 dGgsIGFuZC BpbnRlcm5h dGlvbmFsIG Vjb25vbWlj IGluc3RhYm lsaXR5IGFm ZmVjdGluZy Bkb21lc3Rp YyBkZW1hbm QuPGJyPklu IHRoaXMgc2 NlbmFyaW8s IGhvdXNpbm cgcHJpY2Vz IGNvdWxkIH NlZSBhIHN1 YnN0YW50aW FsIGRlY2xp bmUsIGxlYW RpbmcgdG8g YSByaXNlIG luIG1vcnRn YWdlIGRlZm F1bHRzLiBB cyBhIG1ham 9yIGxlbmRl ciwgTkFC4o CZcyBsb2Fu IHBvcnRmb2 xpbyB3b3Vs ZCBzdWZmZX IgZHVlIHRv IGluY3JlYX NlZCBjcmVk aXQgbG9zc2 VzLCByZXN1 bHRpbmcgaW 4gaW1wYWly ZWQgYXNzZX RzIG9uIGl0 cyBiYWxhbm NlIHNoZWV0 LiBUaGlzIG NvdWxkIGxl YWQgdG8gaG lnaGVyIHBy b3Zpc2lvbn MgZm9yIGJh ZCBkZWJ0cy wgc3Vic3Rh bnRpYWxseS BpbXBhY3Rp bmcgdGhlIG JhbmvigJlz IHByb2ZpdG FiaWxpdHku PGJyPk1hcm dpbnMgd291 bGQgbGlrZW x5IGJlIHNx dWVlemVkIG FzIHRoZSBi YW5rIGF0dG VtcHRzIHRv IG1haW50YW luIGNvbXBl dGl0aXZlIG ludGVyZXN0 IHJhdGVzIH RvIGF0dHJh Y3Qgb3Igcm V0YWluIGN1 c3RvbWVycy BkZXNwaXRl IHJpc2luZy BjcmVkaXQg cmlza3MuIF RoZSBjb3N0 IG9mIGZ1bm RpbmcgY291 bGQgYWxzby BpbmNyZWFz ZSBpZiBpbn Zlc3RvcnMg ZGVtYW5kIG hpZ2hlciB5 aWVsZHMgZH VlIHRvIHBl cmNlaXZlZC ByaXNrcyBh c3NvY2lhdG VkIHdpdGgg dGhlIEF1c3 RyYWxpYW4g aG91c2luZy BtYXJrZXQg YW5kIHRoZS Bicm9hZGVy IGVjb25vbW ljIGVudmly b25tZW50Li BBcyBmdW5k aW5nIGNvc3 RzIHJpc2Ug YW5kIHJldm VudWVzIGZy b20gbGVuZG luZyBkZWNs aW5lIGR1ZS B0byBoaWdo ZXIgZGVmYX VsdCByYXRl cywgdGhlIG JhbmvigJlz IG5ldCBpbn RlcmVzdCBt YXJnaW4gd2 91bGQgY29u dHJhY3QuPG JyPkNhc2gg ZmxvdyB3b3 VsZCBiZSBu ZWdhdGl2ZW x5IGFmZmVj dGVkIGFzIH RoZSBiYW5r IHdvcmtzIH RvIG1hbmFn ZSBkZWZhdW x0cyBhbmQg Y29udHJvbC ByaXNpbmcg b3BlcmF0aW 9uYWwgY29z dHMgYXNzb2 NpYXRlZCB3 aXRoIG1haW 50YWluaW5n IGNvbXBsaW FuY2Ugd2l0 aCByZWd1bG F0b3J5IHJl cXVpcmVtZW 50cy4gRGVj cmVhc2VkIG xlbmRpbmcg YWN0aXZpdH kgYW5kIGhp Z2hlciBwcm 92aXNpb25p bmcgY29zdH MgY291bGQg bGVhZCB0by Bsb3dlciBj YXNoIGZsb3 cgZnJvbSBv cGVyYXRpb2 5zLCBmdXJ0 aGVyIHByZX NzdXJpbmcg dGhlIGJhbm vigJlzIGFi aWxpdHkgdG 8gcmVpbnZl c3QgaW4gZ3 Jvd3RoIG9y IHBheSBkaX ZpZGVuZHMu PGJyPk9uIH RoZSBiYWxh bmNlIHNoZW V0LCBub3Bl cmZvcm1pbm cgbG9hbnMg d291bGQgaW 5jcmVhc2Us IGxlYWRpbm cgdG8gYSBk ZXRlcmlvcm F0aW9uIGlu IGFzc2V0IH F1YWxpdHku IFRoZSBiYW 5r4oCZcyBl cXVpdHkgY2 91bGQgYmUg ZnVydGhlci BzdHJhaW5l ZCBhcyBpdC B3cml0ZXMg ZG93biB0aG UgdmFsdWUg b2YgaW1wYW lyZWQgbG9h bnMgYW5kIG luY3JlYXNl cyBpdHMgcH JvdmlzaW9u cy4gVGhpcy Bjb3VsZCBw b3RlbnRpYW xseSBsZWFk IHRvIGEgZG 93bmdyYWRl IGluIGl0cy BjcmVkaXQg cmF0aW5nLC ByYWlzaW5n IHRoZSBjb3 N0IG9mIGNh cGl0YWwgYW 5kIGZ1cnRo ZXIgbGltaX RpbmcgdGhl IGJhbmvigJ lzIGZpbmFu Y2lhbCBmbG V4aWJpbGl0 eS48YnI+SW 4gc3VtbWFy eSwgaWYgdG hlIEF1c3Ry YWxpYW4gaG 91c2luZyBt YXJrZXQgd2 VyZSB0byBl eHBlcmllbm NlIGEgc2V2 ZXJlIGRvd2 50dXJuIGNv dXBsZWQgd2 l0aCBlY29u b21pYyBzdG FnbmF0aW9u IGFuZCBlbm hhbmNlZCBy ZWd1bGF0b3 J5IHNjcnV0 aW55LCBOQU Igd291bGQg ZmFjZSBzaW duaWZpY2Fu dCBjaGFsbG VuZ2VzLiBJ dHMgcHJvZm l0YWJpbGl0 eSB3b3VsZC BkZWNsaW5l LCBtYXJnaW 5zIHdvdWxk IGNvbXByZX NzLCBjYXNo IGZsb3dzIH dvdWxkIHRp Z2h0ZW4sIG FuZCB0aGUg YmFsYW5jZS BzaGVldCB3 b3VsZCByZW ZsZWN0IGlu Y3JlYXNlZC ByaXNrcyBh bmQgcG90ZW 50aWFsIGlt cGFpcm1lbn QsIGxlYWRp bmcgdG8gYS Bsb25nLWxh c3RpbmcgaW 1wYWN0IG9u IHRoZSBiYW 5r4oCZcyBv dmVyYWxsIG Vjb25vbWlj cy48YnI+

CiAgICAgIC AgICAgIDxk aXYgc3R5bG U9J3dpZHRo OiAxMDAlOy BkaXNwbGF5 OiBmbGV4Oy BqdXN0aWZ5 LWNvbnRlbn Q6IGNlbnRl cjsnPgogIC AgICAgICAg ICAgICAgPG RpdiBzdHls ZT0nCiAgIC AgICAgICAg ICAgICAgIC AgZGlzcGxh eTogZmxleD sKICAgICAg ICAgICAgIC AgICAgICBh bGlnbi1pdG VtczogY2Vu dGVyOwogIC AgICAgICAg ICAgICAgIC AgIGJhY2tn cm91bmQtY2 9sb3I6ICNm MGY0Zjg7Ci AgICAgICAg ICAgICAgIC AgICAgYm9y ZGVyOiAxcH ggc29saWQg I2QxZTNmMD sKICAgICAg ICAgICAgIC AgICAgICBi b3JkZXItcm FkaXVzOiAx MHB4OwogIC AgICAgICAg ICAgICAgIC AgIHBhZGRp bmc6IDEwcH g7CiAgICAg ICAgICAgIC AgICAgICAg bWFyZ2luOi AyMHB4IDA7 CiAgICAgIC AgICAgICAg ICAgICAgZm 9udC1mYW1p bHk6ICJTZW dvZSBVSSIs IFJvYm90by wgc2Fucy1z ZXJpZjsKIC AgICAgICAg ICAgICAgIC AgICBib3gt c2hhZG93Oi AwIDJweCA2 cHggcmdiYS gwLCAwLCAw LCAwLjA1KT sKICAgICAg ICAgICAgIC AgICAgICBt YXgtd2lkdG g6IDkwMHB4 OwogICAgIC AgICAgICAg ICAgICAgIH dpZHRoOiAx MDAlOyc+Cg ogICAgICAg ICAgICAgIC AgICAgIDxp bWcgc3JjPS Jhc3NldHMv bG9nb3MvS0 ZjSVhNSkFS V25wRGRkOD d3ME0ud2Vi cCIgYWx0PS JOYXRpb25h bCBBdXN0cm FsaWEgQmFu ayIgdGl0bG U9Ik5hdGlv bmFsIEF1c3 RyYWxpYSBC YW5rIiAgY2 xhc3M9Imlt Zy1mbHVpZC IgaGVpZ2h0 PTUwIHdpZH RoPTUwIGxv YWRpbmc9J2 xhenknIHN0 eWxlPSdib3 JkZXItcmFk aXVzOiA2cH g7Jz4KCiAg ICAgICAgIC AgICAgICAg ICAgPGRpdi BzdHlsZT0n ZmxleDogMT sgdGV4dC1h bGlnbjogY2 VudGVyOyBt YXJnaW4tbG VmdDogNXB4 Oyc+CiAgIC AgICAgICAg ICAgICAgIC AgICAgIDxw IHN0eWxlPS dmb250LXNp emU6IDI2cH g7IGNvbG9y OiAjMzMzOy BtYXJnaW4t Ym90dG9tOi AxNXB4Oyc+ CiAgICAgIC AgICAgICAg ICAgICAgIC AgICAgICDw n5OIIFdhbn QgdG8gcmVh ZCBtb3JlIG Fib3V0IE5h dGlvbmFsIE F1c3RyYWxp YSBCYW5rPw ogICAgICAg ICAgICAgIC AgICAgICAg ICA8L3A+Cg ogICAgICAg ICAgICAgIC AgICAgICAg ICA8YSBocm VmPSdpbmRl eC5waHA/cG FnZT1zaWdu dXAnIHN0eW xlPScKICAg ICAgICAgIC AgICAgICAg ICAgICAgIC AgIGJhY2tn cm91bmQtY2 9sb3I6ICMw MDdCRkY7Ci AgICAgICAg ICAgICAgIC AgICAgICAg ICAgICBjb2 xvcjogI2Zm ZjsKICAgIC AgICAgICAg ICAgICAgIC AgICAgICAg IHBhZGRpbm c6IDEwcHgg MjBweDsKIC AgICAgICAg ICAgICAgIC AgICAgICAg ICAgIGJvcm Rlci1yYWRp dXM6IDVweD sKICAgICAg ICAgICAgIC AgICAgICAg ICAgICAgIH RleHQtZGVj b3JhdGlvbj ogbm9uZTsK ICAgICAgIC AgICAgICAg ICAgICAgIC AgICAgIGZv bnQtd2VpZ2 h0OiBib2xk OwogICAgIC AgICAgICAg ICAgICAgIC AgICAgICAg bWFyZ2luLX JpZ2h0OiAx MHB4OwogIC AgICAgICAg ICAgICAgIC AgICAgICAg ICAgdHJhbn NpdGlvbjog YmFja2dyb3 VuZC1jb2xv ciAwLjNzIG Vhc2U7Jwog ICAgICAgIC AgICAgICAg ICAgICAgIC AgICAgb25t b3VzZW92ZX I9J3RoaXMu c3R5bGUuYm Fja2dyb3Vu ZENvbG9yPS IjMDA1NmIz IicKICAgIC AgICAgICAg ICAgICAgIC AgICAgICAg IG9ubW91c2 VvdXQ9J3Ro aXMuc3R5bG UuYmFja2dy b3VuZENvbG 9yPSIjMDA3 QkZGIic+Ci AgICAgICAg ICAgICAgIC AgICAgICAg ICAgICBTaW duIHVwIGZv ciBmcmVlCi AgICAgICAg ICAgICAgIC AgICAgICAg IDwvYT4KCi AgICAgICAg ICAgICAgIC AgICAgICAg IDxzcGFuIH N0eWxlPSdt YXJnaW46ID AgOHB4OyBj b2xvcjogIz U1NTsnPm9y PC9zcGFuPg oKICAgICAg ICAgICAgIC AgICAgICAg ICAgPGEgaH JlZj0naW5k ZXgucGhwP3 BhZ2U9bG9n aW4nIHN0eW xlPScKICAg ICAgICAgIC AgICAgICAg ICAgICAgIC AgIGNvbG9y OiAjMDA3Qk ZGOwogICAg ICAgICAgIC AgICAgICAg ICAgICAgIC AgdGV4dC1k ZWNvcmF0aW 9uOiB1bmRl cmxpbmU7Ci AgICAgICAg ICAgICAgIC AgICAgICAg ICAgICBmb2 50LXdlaWdo dDogNTAwOy c+CiAgICAg ICAgICAgIC AgICAgICAg ICAgICAgIC Bsb2cgaW4K ICAgICAgIC AgICAgICAg ICAgICAgIC AgPC9hPgoK CiAgICAgIC AgICAgICAg ICAgICAgIC AgIDxwIHN0 eWxlPSdtYX JnaW4tdG9w OiAxNXB4Oy Bmb250LXNp emU6IDEzcH g7IGZvbnQt d2VpZ2h0Oi Bib2xkOyBj b2xvcjogI2 QzMmYyZjsn PgogICAgIC AgICAgICAg ICAgICAgIC AgICAgICAg 8J+TpSBHZX Qgb3VyIGZy ZWUgZUJvb2 sgbm93OiA8 aT4iVGhlIE NoZWNrbGlz dCBWYWx1ZS BJbnZlc3Rv ciDigJQgQS BTbWFydGVy IFdheSB0by BQaWNrIFN0 b2NrcyI8L2 k+CiAgICAg ICAgICAgIC AgICAgICAg ICAgIDwvcD 4KCiAgICAg ICAgICAgIC AgICAgICAg ICAgIDwhLS 0KICAgICAg ICAgICAgIC AgICAgICAg ICAgPGRpdi BzdHlsZT0n bWFyZ2luLX RvcDogMTJw eDsgZm9udC 1zaXplOiAx M3B4OyBjb2 xvcjogIzQ0 NDsnPgogIC AgICAgICAg ICAgICAgIC AgICAgICAg ICAgU2lnbi B1cCBub3cg YW5kIGdldC BvdXIgZnJl ZSBlQm9vay AKICAgICAg ICAgICAgIC AgICAgICAg ICAgICAgID xiPlRoZSBD aGVja2xpc3 QgVmFsdWUg SW52ZXN0b3 Ig4oCUIEEg U21hcnRlci BXYXkgdG8g UGljayBTdG 9ja3M8L2I+ CiAgICAgIC AgICAgICAg ICAgICAgIC AgIDwvZGl2 PgogICAgIC AgICAgICAg ICAgICAgIC AgICAtLT4K ICAgICAgIC AgICAgICAg ICAgICAgIC AgPCEtLQog ICAgICAgIC AgICAgICAg ICAgICAgIC A8ZGl2IHN0 eWxlPSdtYX JnaW4tdG9w OiAxNnB4Oy Bmb250LXNp emU6IDE0cH g7IGNvbG9y OiAjNDQ0Oy Bmb250LWZh bWlseTogLW FwcGxlLXN5 c3RlbSwgQm xpbmtNYWNT eXN0ZW1Gb2 50LCBTZWdv ZSBVSSwgUm 9ib3RvLCBI ZWx2ZXRpY2 EgTmV1ZSwg c2Fucy1zZX JpZjsgbGlu ZS1oZWlnaH Q6IDEuNjsn PgogICAgIC AgICAgICAg ICAgICAgIC AgICAgICAg SGF2ZSB5b3 UgaGVhcmQg YWJvdXQgb3 VyIHNob3J0 IDxzdHJvbm cgc3R5bGU9 J2ZvbnQtd2 VpZ2h0OiA2 MDA7Jz5EYW lseSBWaWRl byBOZXdzbG V0dGVyPC9z dHJvbmc+Pw ogICAgICAg ICAgICAgIC AgICAgICAg ICAgICAgPG EgaHJlZj0n aHR0cHM6Ly 93d3cuaW5z aWdodGZ1bH ZhbHVlLmNv bS9uZXdzbG V0dGVyLnBo cCcgdGFyZ2 V0PSdfYmxh bmsnIHN0eW xlPSdjb2xv cjogIzAwN0 JGRjsgdGV4 dC1kZWNvcm F0aW9uOiBu b25lOyBmb2 50LXdlaWdo dDogNTAwOy BtYXJnaW4t bGVmdDogNn B4Oyc+CiAg ICAgICAgIC AgICAgICAg ICAgICAgIC AgICAgICAg RmluZCBvdX QgbW9yZQog ICAgICAgIC AgICAgICAg ICAgICAgIC AgICAgPC9h PgogICAgIC AgICAgICAg ICAgICAgIC AgICA8L2Rp dj4KICAgIC AgICAgICAg ICAgICAgIC AgICAgLS0+ CiAgICAgIC AgICAgICAg ICAgICAgPC 9kaXY+CiAg ICAgICAgIC AgICAgICA8 L2Rpdj4KIC AgICAgICAg ICAgPC9kaX Y+CiAgICAg ICAgICAgIA ogICAgICAg IAogICAgIC AgIDxzcGFu IGNsYXNzPS dibHVycmVk LXRleHQnPg ogICAgICAg ICAgICBNUz RnVkdobElF IDVoZEdsdm JtRnMgSUVG MWMzUnlZVy B4cFlTQkNZ VzVyIElDaE 9RVUlwSUcg bHpJRzl1Wl NCdiBaaUIw YUdVZ2JHIE Z5WjJWemRD Qm0gYVc1aG JtTnBZVyB3 Z2FXNXpkR2 wwIGRYUnBi MjV6SUcgbH VJRUYxYzNS eSBZV3hwWV N3Z2QyIGww YUNCaElHaH AgYzNSdmNu a2daRyBGMG FXNW5JR0po IFkyc2dkRz hnTVQgZ3pO QzQ4WW5JKy BNaTRnVkdo bElHIEpoYm 1zZ2QyRnog SUc5eWFXZH BibSBGc2JI a2dabTkxIG JtUmxaQ0Jo Y3kgQjBhR1 VnVG1GMCBh Vzl1WVd3Z1 FtIEZ1YXlC dlppQkIgZF hOMGNtRnNZ WCBOcFlTd2 dZVzVrIElI ZGhjeUJ5Wl cgNWhiV1Zr SUhSdiBJR2 wwY3lCamRY IEp5Wlc1ME lHNWggYldV Z2FXNGdNVC BrNE1pNDhZ bkkrIE15NG dUa0ZDSUcg bHpJRzl1Wl NCdiBaaUIw YUdVZ1FtIG xuSUVadmRY SWcgWW1GdW EzTWdhVyA0 Z1FYVnpkSE poIGJHbGhM Q0JoYkcgOX VaM05wWkdV ZyBRMjl0Yl c5dWQyIFZo YkhSb0lFSm ggYm1zc0lF Rk9XaSBCaG JtUWdWMlZ6 IGRIQmhZeT RnVkcgaGxj MlVnWm05MS BjaUJpWVc1 cmN5IEJoY2 1VZ2NtVnog Y0c5dWMybG liRyBVZ1pt OXlJSFJvIF pTQnRZV3B2 Y20gbDBlU0 J2WmlCMCBh R1VnUVhWem RIIEpoYkds aGJpQmkgWV c1cmFXNW5J SCBObFkzUn ZjaTQ4IFlu SStOQzRnVk cgaGxJR052 YlhCaCBibm tnYUdGeklH IEVnYzNSeW IyNW4gSUds dWRHVnlibS BGMGFXOXVZ V3dnIGNISm xjMlZ1WTIg VXNJSGRwZE dnZyBZbkpo Ym1Ob1pYIE 1nWVc1a0lH OXcgWlhKaG RHbHZibiBN Z2FXNGdUbV YzIElGcGxZ V3hoYm0gUX NJRUZ6YVdF cyBJSFJvWl NCVmJtIGww WldRZ1MybH UgWjJSdmJT QmhibSBRZ2 RHaGxJRlZ1 IGFYUmxaQ0 JUZEcgRjBa WE11UEdKeS BQalV1SUVs dUlEIEl3TU RBc0lFNUIg UWlCaFkzRj FhWCBKbFpD QkRhR0ZzIG JHVnVaMlZ5 SUUgWnBibU Z1WTJsaCBi Q0JUWlhKMm FXIE5sY3lC SGNtOTEgY0 N3Z2JXRnJh VyA1bklHbD BJSFJvIFpT QnNZWEpuWl ggTjBJSEps ZEdGcCBiQ0 JtZFc1a2N5 IEJ0WVc1aF oyVnkgSUds dUlFRjFjMy BSeVlXeHBZ U0JoIGRDQj BhR1VnZEcg bHRaUzQ4WW 5JKyBOaTRn VGtGQ0lHIG x6SUdFZ2JH VmggWkdWeU lHbHVJSCBO MWMzUmhhVz VoIFltbHNh WFI1SUcgRn VaQ0JvWVhN ZyBZbVZsYm lCdVlXIDFs WkNCMGFHVW cgYlc5emRD QnpkWCBOMF lXbHVZV0pz IFpTQmlZVz VySUcgZHNi MkpoYkd4NS BJR0o1SUhS b1pTIEJFYj NjZ1NtOXUg WlhNZ1UzVn pkRyBGcGJt RmlhV3hwIG RIa2dTVzVr WlggZ2dabT l5SURFdyBJ R052Ym5ObF kzIFYwYVha bElIbGwgWV hKekxqeGlj aiA0M0xpQl VhR1VnIFlt RnVheUIzWV ggTWdhVzUy YjJ4MiBaV1 FnYVc0Z1lT IEJ0WVdwdm NpQm0gYjNK bGFXZHVJRy BWNFkyaGhi bWRsIElIUn lZV1JwYm0g Y2djMk5oYm 1SaCBiQ0Jw YmlCMGFHIF VnYkdGMFpT QXkgTURBd2 N5d2djbSBW emRXeDBhVz VuIElHbHVJ SE5wWjIgNX BabWxqWVc1 MCBJR1pwYm 1GdVkyIGxo YkNCc2IzTn ogWlhNZ1lX NWtJRyAxaG JtRm5aVzFs IGJuUWdZMm hoYm0gZGxj eTQ4WW5JKy BPQzRnVGtG QzRvIENaY3 lCc2IyZHYg SUdabFlYUj FjbSBWeklH RWdjbVZrIE lHRnVaQ0Jp YkggVmxJRl V0YzJoaCBj R1ZrSUdSbG MyIGxuYml3 Z2QyaHAgWT JnZ2NtVndj bSBWelpXNT BjeUJoIElI TjBlV3hwZW 0gVmtJSEps Y0hKbCBjMl Z1ZEdGMGFX IDl1SUc5bU lHRWcgWW05 dmJXVnlZVy A1bkxDQnpl VzFpIGIyeH BlbWx1Wnkg QjBhR1VnWW 1GdSBhK0tB bVhNZ1kyID l1Ym1WamRH bHYgYmlCMG J5QkJkWCBO MGNtRnNhV0 V1IFBHSnlQ amt1SUYgUm 9aU0JPWVhS cCBiMjVoYk NCQmRYIE4w Y21Gc2FXRW cgUW1GdWF5 QkhjbSA5MW NPS0FtWE1n IFluSmhibV J6SUcgbHVZ MngxWkdVZy BRbUZ1YXlC dlppIEJPWl hjZ1dtVmgg YkdGdVpDd2 dUVSB4RElF eHBiV2wwIF pXUXNJR0Z1 WkMgQk9RVU lnVjJWaCBi SFJvTGp4aW NqIDR4TUM0 Z1RrRkMgSU doaGN5QmhJ SCBOMGNtOX VaeUJqIGIy MXRhWFJ0Wl cgNTBJSFJ2 SUdScCBkbV Z5YzJsMGVT IEJoYm1RZ2 FXNWogYkhW emFXOXVMQy BCM2FYUm9J R2x1IGFYUn BZWFJwZG0g VnpJSE4xWT JnZyBZWE1n WVNCU1pXIE 52Ym1OcGJH bGggZEdsdm JpQkJZMyBS cGIyNGdVR3 hoIGJpQmhi bVFnWVMgQk haVzVrWlhJ ZyBSWEYxWV d4cGRIIGtn VTNSeVlYUm wgWjNrZ2FX NGdjRyB4aF kyVXVQR0p5 IFBqRXhMaU JVYUcgVWdZ bUZ1YXlCcC BjeUJoSUcx aGFtIDl5SU hOd2IyNXog YjNJZ2IyWW djMiBWMlpY SmhiQ0J6IG NHOXlkSE1n ZEcgVmhiWE 1nWVc1ayBJ R1YyWlc1MG N5IEJwYmlC QmRYTjAgY2 1Gc2FXRXNJ RyBsdVkyeD FaR2x1IFp5 QjBhR1VnUV ggVnpkSEpo YkdsaCBiaU JHYjI5MFlt IEZzYkNCTV pXRm4gZFdV Z1lXNWtJSC BSb1pTQkJk WE4wIGNtRn NhV0Z1SUUg OXdaVzRnZE dWdSBibWx6 SUhSdmRYIE p1WVcxbGJu UXUgUEdKeV BqRXlMaSBC T1FVSWdhR0 Z6IElHRWdj MmxuYm0gbG 1hV05oYm5R ZyBabTlqZF hNZ2IyIDRn YVc1dWIzWm ggZEdsdmJp d2dkMiBsMG FDQmhJR1Js IFpHbGpZWF JsWkMgQnBi aTFvYjNWei BaU0IwWldG dElIIEpsYz NCdmJuTnAg WW14bElHWn ZjaSBCbGVI QnNiM0pwIG JtY2dZVzVr SUcgbHRjR3 hsYldWdSBk R2x1WnlCdV pYIGNnZEdW amFHNXYgYk c5bmFXVnpJ RyBGdVpDQn djbTlqIFpY TnpaWE11UE cgSnlQakV6 TGlCVSBhR1 VnWTI5dGNH IEZ1ZVNCb1 lYTWcgWW1W bGJpQnVZVy AxbFpDQnZi bVVnIGIyWW dkR2hsSUYg ZHZjbXhrNG 9DWiBjeUJO YjNOMElFIF YwYUdsallX d2cgUTI5dG NHRnVhVyBW eklHSjVJSF JvIFpTQkZk R2hwYzMgQm 9aWEpsSUVs dSBjM1JwZE hWMFpTIEJt YjNJZ2MybD QgSUdOdmJu TmxZMyBWMG FYWmxJSGxs IFlYSnpMan hpY2ogNHhO QzRnVGtGQy BJR2hoY3lC aElIIE4wY2 05dVp5Qmog YjNKd2IzSm hkRyBVZ2My OWphV0ZzIE lISmxjM0J2 Ym4gTnBZbW xzYVhSNSBJ SEJ5YjJkeV lXIDBnWVc1 a0lITjEgY0 hCdmNuUnpJ RyA1MWJXVn liM1Z6IElH Tm9ZWEpwZE cgbGxjeUJo Ym1RZyBZMj l0YlhWdWFY IFI1SUdsdW FYUnAgWVhS cGRtVnpMai B4aWNqNHhO UzRnIFZHaG xJR0poYm0g c2dhR0Z6SU dFZyBjM1J5 YjI1bklHIE 52YlcxcGRH MWwgYm5RZ2 RHOGdjMyBW d2NHOXlkR2 x1IFp5Qnpi V0ZzYkMgQm lkWE5wYm1W eiBjMlZ6TE NCM2FYIFJv SUdsdWFYUn AgWVhScGRt VnpJSCBOMV kyZ2dZWE1n IGNISnZkbW xrYVcgNW5J R0oxYzJsdS BaWE56SUdW a2RXIE5oZE dsdmJpQmgg Ym1RZ1pHVj JaVyB4dmNH MWxiblFnIG NISnZaM0po YlggTXVQR0 p5UGpFMiBM aUJPUVVJZ2 FHIEZ6SUdF Z2MzUnkgYj I1bklHOXVi RyBsdVpTQm hibVFnIGJX OWlhV3hsSU cgSmhibXRw Ym1jZyBjSE psYzJWdVky IFVzSUhkcG RHZ2cgYjNa bGNpQTBJRy AxcGJHeHBi MjRnIFlXTj BhWFpsSUcg UnBaMmwwWV d3ZyBZM1Z6 ZEc5dFpYIE p6TGp4aWNq NHggTnk0Z1 NXNGdNaiBB eE5pd2dUa0 ZDIElHSmxZ MkZ0WlMgQj BhR1VnWm1s eSBjM1FnWW 1GdWF5IEJw YmlCQmRYTj AgY21Gc2FX RWdkRyA4Z2 FYTnpkV1Vn IFlTQmpiR2 x0WVggUmxJ R0p2Ym1Rcy BJR0VnZEhs d1pTIEJ2Wm lCaWIyNWsg SUdSbFpHbG pZWCBSbFpD QjBieUJtIG RXNWthVzVu SUcgVnVkbW x5YjI1dCBa VzUwWVd4c2 VTIEJtY21s bGJtUnMgZV NCd2NtOXFa VyBOMGN5ND hZbkkrIE1U Z3VJRlJvWl MgQk9ZWFJw YjI1aCBiQ0 JCZFhOMGNt IEZzYVdFZ1 FtRnUgYXlC SGNtOTFjQy BCbGJYQnNi M2x6IElHOT JaWElnTXog UXNNREF3SU hCbCBiM0Jz WlNCbmJHID lpWVd4c2VT QmggYm1RZ2 FHRnpJRyA5 MlpYSWdPU0 J0IGFXeHNh Vzl1SUcgTj FjM1J2YldW eSBjeTQ4WW 5JK01UIGt1 SUU1QlFpQm 8gWVhNZ2Nt VmpaVyBsMl pXUWdiblZ0 IFpYSnZkWE 1nWVggZGhj bVJ6SUdGdS BaQ0J5WldO dloyIDVwZE dsdmJpQm0g YjNJZ2FYUn pJRyBOMWMz UnZiV1Z5IE lITmxjblpw WTIgVWdZVz VrSUdacCBi bUZ1WTJsaG JDIEJ3Y205 a2RXTjAgY3 l3Z2FXNWpi SCBWa2FXNW 5JR0psIGFX NW5JRzVoYl cgVmtJSFJv WlNCQyBaWE 4wSUVKMWMy IGx1WlhOek lFSmggYm1z Z2FXNGdRWC BWemRISmhi R2xoIElHSj VJRTF2Ym0g VjVJRTFoWj JGNiBhVzVs SUdadmNpIE E0SUdOdmJu TmwgWTNWMG FYWmxJSCBs bFlYSnpMan hpIGNqNHlN QzRnUVggTW diMllnTWpB eCBPU3dnVG tGQ0lHIGho Y3lCaGJpQm ggYzNObGRD QmlZWCBObE lHOW1JRzky IFpYSWdKRG c1TUMgQmlh V3hzYVc5dS BMZz09CiAg ICAgICAgPC 9zcGFuPgog ICAgICAgIA ogICAgICAg IA==