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Financial services / Banking and Financial Services
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Risks
1. Interest Rate Risk: Rates movements can impact the yield earned on its investments, loans, and other financial products.
2. Credit Risk: The credit quality of its borrowers and debtors determines its ability to collect its receivables as they become due.
3. Market Risk: Changing market conditions can impact Regions’ investments and securities held in its portfolio.
4. Operational Risk: The risk of losses due to inadequate or failed internal processes, people, and systems and external events.
5. Liquidity Risk: The risk of not being able to meet cash flow demands with available resources or not being able to meet obligations as they come due.
6. Regulatory Risk: Non-compliance with government regulations and changing regulations may result in fines and potential loss of customers.