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Risks
1. Interest Rate Risk: Changes in interest rates can have an impact on Associated Banc-Corp’s profitability as it affects the net interest margin, which directly affects the company’s net interest income.
2. Credit Risk: Changes in the credit quality and reputation of borrowers can affect the level of risk associated with loaning funds and can negatively impact profitability.
3. Operational Risk: Poor internal controls, process control issues, or unforeseen events can cause operational issues and financial losses.
4. Regulatory Risk: Changes in regulation, laws, or policies may adversely impact the company’s ability to do business or provide products or services to customers.
5. Market Risk: Economic trends and conditions can affect the demand for the company’s products and services as well as the value of its assets.