Company Overview
General information about the Sumitomo Mitsui Financial Group company
Sumitomo Mitsui Financial Group (SMFG) is a Japanese financial services group headquartered in Tokyo. It is one of the largest banking and financial groups in the world, with over $1.9 trillion in total assets as of 2020.
SMFG was formed in 2002 through the merger of two major Japanese banks, Sumitomo Bank and Mitsui Bank. The group is currently composed of several main subsidiaries, including Sumitomo Mitsui Banking Corporation, SMBC Trust Bank, SMBC Nikko Securities, Sumitomo Mitsui Finance and Leasing, and others.
The group operates globally, with a strong presence in Asia, Europe, and the United States. It offers a wide range of financial services, including commercial banking, investment banking, asset management, leasing, and securities trading. SMFG also has a number of strategic partnerships and collaborations with other financial institutions and companies around the world.
SMFG is committed to sustainable development and has implemented various initiatives to promote environmental and social responsibility. It has also received recognition for its efforts in corporate governance and risk management.
In addition to its financial services, SMFG is also involved in philanthropic activities through its Sumitomo Mitsui Banking Corporation Foundation, which supports various educational, cultural, and community organizations.
Overall, SMFG is a highly reputable and influential financial group in Japan and globally, with a strong track record of success and a commitment to responsible business practices.
What is special about the Sumitomo Mitsui Financial Group company?
1. Global Presence: Sumitomo Mitsui Financial Group (SMFG) is one of the leading financial groups in the world with a strong global presence. It has operations across Asia, Europe, the Middle East, and the Americas.
2. Diverse Business Portfolio: SMFG has a diversified business portfolio, which includes banking, leasing, securities, and credit card services. This diverse range of businesses allows the company to generate stable revenues and mitigate risks.
3. Strong Financials: SMFG has a strong financial position, with a solid balance sheet and ample liquidity. The company has consistently reported strong financial results, with stable revenues and profits.
4. Technological Advancements: SMFG is at the forefront of adopting new technologies in the financial industry. It has invested heavily in digital banking and has a strong presence in the fintech space.
5. Customer-Centric Approach: SMFG has a customer-centric approach, and the company strives to create value for its customers through innovative products and services. It has a strong focus on customer satisfaction and loyalty.
6. Corporate Social Responsibility: SMFG is committed to creating a positive impact on society through its corporate social responsibility initiatives. It has implemented various sustainability programs to support the communities it serves.
7. Strong Governance: SMFG has a robust corporate governance system in place, which ensures transparency, accountability, and ethical business practices. The company has earned high ratings for its governance practices from various global organizations.
8. Innovation and Creativity: SMFG encourages a culture of innovation and creativity, which helps the company stay ahead in the rapidly changing financial landscape. It promotes a dynamic and entrepreneurial mindset among its employees.
9. Employee Development: SMFG invests in the development of its employees and provides opportunities for career growth. The company has a diverse workforce and promotes a culture of diversity and inclusion.
10. Strong Brand Image: SMFG has a strong brand image globally, known for its reliability, stability, and customer-focused approach. It has received numerous awards and recognitions for its business performance, leadership, and corporate culture.
Interesting facts about the Sumitomo Mitsui Financial Group company
CiAgICAgICAgICAgIDxk aXYgc3R5bGU9J3dpZHRo OiAxMDAlOyBkaXNwbGF5 OiBmbGV4OyBqdXN0aWZ5 LWNvbnRlbnQ6IGNlbnRl cjsnPgogICAgICAgICAg ICAgICAgPGRpdiBzdHls ZT0nCiAgICAgICAgICAg ICAgICAgICAgZGlzcGxh eTogZmxleDsKICAgICAg ICAgICAgICAgICAgICBh bGlnbi1pdGVtczogY2Vu dGVyOwogICAgICAgICAg ICAgICAgICAgIGJhY2tn cm91bmQtY29sb3I6ICNm MGY0Zjg7CiAgICAgICAg ICAgICAgICAgICAgYm9y ZGVyOiAxcHggc29saWQg I2QxZTNmMDsKICAgICAg ICAgICAgICAgICAgICBi b3JkZXItcmFkaXVzOiAx MHB4OwogICAgICAgICAg ICAgICAgICAgIHBhZGRp bmc6IDIwcHg7CiAgICAg ICAgICAgICAgICAgICAg bWFyZ2luOiAyMHB4IDA7 CiAgICAgICAgICAgICAg ICAgICAgZm9udC1mYW1p bHk6ICJTZWdvZSBVSSIs IFJvYm90bywgc2Fucy1z ZXJpZjsKICAgICAgICAg ICAgICAgICAgICBib3gt c2hhZG93OiAwIDJweCA2 cHggcmdiYSgwLCAwLCAw LCAwLjA1KTsKICAgICAg ICAgICAgICAgICAgICBt YXgtd2lkdGg6IDkwMHB4 OwogICAgICAgICAgICAg ICAgICAgIHdpZHRoOiAx MDAlOyc+CgogICAgICAg ICAgICAgICAgICAgIDwh LS0gWVlZOiBJbnNlcnQg eW91ciBsb2dvIGltYWdl IGhlcmUgLS0+CiAgICAg ICAgICAgICAgICAgICAg PGltZyBzcmM9ImFzc2V0 cy9sb2dvcy8xSTdNYVZX ZkYwSzh4Z2dReWFqdi53 ZWJwIiBhbHQ9IlN1bWl0 b21vIE1pdHN1aSBGaW5h bmNpYWwgR3JvdXAiIHRp dGxlPSJTdW1pdG9tbyBN aXRzdWkgRmluYW5jaWFs IEdyb3VwIiBjbGFzcz0i aW1nLWZsdWlkIiBoZWln aHQ9OTAgd2lkdGg9OTAg bG9hZGluZz0nbGF6eSc+ CgogICAgICAgICAgICAg ICAgICAgIDxkaXYgc3R5 bGU9J2ZsZXg6IDE7IHRl eHQtYWxpZ246IGNlbnRl cjsgbWFyZ2luLWxlZnQ6 IDVweDsnPgogICAgICAg ICAgICAgICAgICAgICAg ICA8cCBzdHlsZT0nZm9u dC1zaXplOiAyNnB4OyBj b2xvcjogIzMzMzsgbWFy Z2luLWJvdHRvbTogMTVw eDsnPgogICAgICAgICAg ICAgICAgICAgICAgICAg ICAgV2FudCB0byByZWFk IG1vcmUgYWJvdXQgU3Vt aXRvbW8gTWl0c3VpIEZp bmFuY2lhbCBHcm91cD8K ICAgICAgICAgICAgICAg ICAgICAgICAgPC9wPgoK ICAgICAgICAgICAgICAg ICAgICAgICAgPGEgaHJl Zj0naW5kZXgucGhwP3Bh Z2U9c2lnbnVwJyBzdHls ZT0nCiAgICAgICAgICAg ICAgICAgICAgICAgICAg ICBiYWNrZ3JvdW5kLWNv bG9yOiAjMDA3QkZGOwog ICAgICAgICAgICAgICAg ICAgICAgICAgICAgY29s b3I6ICNmZmY7CiAgICAg ICAgICAgICAgICAgICAg ICAgICAgICBwYWRkaW5n OiAxMHB4IDIwcHg7CiAg ICAgICAgICAgICAgICAg ICAgICAgICAgICBib3Jk ZXItcmFkaXVzOiA1cHg7 CiAgICAgICAgICAgICAg ICAgICAgICAgICAgICB0 ZXh0LWRlY29yYXRpb246 IG5vbmU7CiAgICAgICAg ICAgICAgICAgICAgICAg ICAgICBmb250LXdlaWdo dDogYm9sZDsKICAgICAg ICAgICAgICAgICAgICAg ICAgICAgIG1hcmdpbi1y aWdodDogMTBweDsKICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIHRyYW5z aXRpb246IGJhY2tncm91 bmQtY29sb3IgMC4zcyBl YXNlOycKICAgICAgICAg ICAgICAgICAgICAgICAg ICAgIG9ubW91c2VvdmVy PSd0aGlzLnN0eWxlLmJh Y2tncm91bmRDb2xvcj0i IzAwNTZiMyIKICAgICAg ICAgICAgICAgICAgICAg ICAgICAgIG9ubW91c2Vv dXQ9J3RoaXMuc3R5bGUu YmFja2dyb3VuZENvbG9y PSIjMDA3QkZGIj4KICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIFNpZ24g dXAgZm9yIGZyZWUKICAg ICAgICAgICAgICAgICAg ICAgICAgPC9hPgoKICAg ICAgICAgICAgICAgICAg ICAgICAgPHNwYW4gc3R5 bGU9J21hcmdpbjogMCA4 cHg7IGNvbG9yOiAjNTU1 Oyc+b3I8L3NwYW4+Cgog ICAgICAgICAgICAgICAg ICAgICAgICA8YSBocmVm PSdpbmRleC5waHA/cGFn ZT1sb2dpbicgc3R5bGU9 JwogICAgICAgICAgICAg ICAgICAgICAgICAgICAg Y29sb3I6ICMwMDdCRkY7 CiAgICAgICAgICAgICAg ICAgICAgICAgICAgICB0 ZXh0LWRlY29yYXRpb246 IHVuZGVybGluZTsKICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIGZvbnQt d2VpZ2h0OiA1MDA7Jz4K ICAgICAgICAgICAgICAg ICAgICAgICAgICAgIGxv ZyBpbgogICAgICAgICAg ICAgICAgICAgICAgICA8 L2E+CiAgICAgICAgICAg ICAgICAgICAgPC9kaXY+ CiAgICAgICAgICAgICAg ICA8L2Rpdj4KICAgICAg ICAgICAgPC9kaXY+Cgog ICAgICAgICAgICA=
What is the Sumitomo Mitsui Financial Group company's primary line of business?
CiAgICAgICAgICAgIDxk aXYgc3R5bGU9J3dpZHRo OiAxMDAlOyBkaXNwbGF5 OiBmbGV4OyBqdXN0aWZ5 LWNvbnRlbnQ6IGNlbnRl cjsnPgogICAgICAgICAg ICAgICAgPGRpdiBzdHls ZT0nCiAgICAgICAgICAg ICAgICAgICAgZGlzcGxh eTogZmxleDsKICAgICAg ICAgICAgICAgICAgICBh bGlnbi1pdGVtczogY2Vu dGVyOwogICAgICAgICAg ICAgICAgICAgIGJhY2tn cm91bmQtY29sb3I6ICNm MGY0Zjg7CiAgICAgICAg ICAgICAgICAgICAgYm9y ZGVyOiAxcHggc29saWQg I2QxZTNmMDsKICAgICAg ICAgICAgICAgICAgICBi b3JkZXItcmFkaXVzOiAx MHB4OwogICAgICAgICAg ICAgICAgICAgIHBhZGRp bmc6IDIwcHg7CiAgICAg ICAgICAgICAgICAgICAg bWFyZ2luOiAyMHB4IDA7 CiAgICAgICAgICAgICAg ICAgICAgZm9udC1mYW1p bHk6ICJTZWdvZSBVSSIs IFJvYm90bywgc2Fucy1z ZXJpZjsKICAgICAgICAg ICAgICAgICAgICBib3gt c2hhZG93OiAwIDJweCA2 cHggcmdiYSgwLCAwLCAw LCAwLjA1KTsKICAgICAg ICAgICAgICAgICAgICBt YXgtd2lkdGg6IDkwMHB4 OwogICAgICAgICAgICAg ICAgICAgIHdpZHRoOiAx MDAlOyc+CgogICAgICAg ICAgICAgICAgICAgIDwh LS0gWVlZOiBJbnNlcnQg eW91ciBsb2dvIGltYWdl IGhlcmUgLS0+CiAgICAg ICAgICAgICAgICAgICAg PGltZyBzcmM9ImFzc2V0 cy9sb2dvcy8xSTdNYVZX ZkYwSzh4Z2dReWFqdi53 ZWJwIiBhbHQ9IlN1bWl0 b21vIE1pdHN1aSBGaW5h bmNpYWwgR3JvdXAiIHRp dGxlPSJTdW1pdG9tbyBN aXRzdWkgRmluYW5jaWFs IEdyb3VwIiBjbGFzcz0i aW1nLWZsdWlkIiBoZWln aHQ9OTAgd2lkdGg9OTAg bG9hZGluZz0nbGF6eSc+ CgogICAgICAgICAgICAg ICAgICAgIDxkaXYgc3R5 bGU9J2ZsZXg6IDE7IHRl eHQtYWxpZ246IGNlbnRl cjsgbWFyZ2luLWxlZnQ6 IDVweDsnPgogICAgICAg ICAgICAgICAgICAgICAg ICA8cCBzdHlsZT0nZm9u dC1zaXplOiAyNnB4OyBj b2xvcjogIzMzMzsgbWFy Z2luLWJvdHRvbTogMTVw eDsnPgogICAgICAgICAg ICAgICAgICAgICAgICAg ICAgV2FudCB0byByZWFk IG1vcmUgYWJvdXQgU3Vt aXRvbW8gTWl0c3VpIEZp bmFuY2lhbCBHcm91cD8K ICAgICAgICAgICAgICAg ICAgICAgICAgPC9wPgoK ICAgICAgICAgICAgICAg ICAgICAgICAgPGEgaHJl Zj0naW5kZXgucGhwP3Bh Z2U9c2lnbnVwJyBzdHls ZT0nCiAgICAgICAgICAg ICAgICAgICAgICAgICAg ICBiYWNrZ3JvdW5kLWNv bG9yOiAjMDA3QkZGOwog ICAgICAgICAgICAgICAg ICAgICAgICAgICAgY29s b3I6ICNmZmY7CiAgICAg ICAgICAgICAgICAgICAg ICAgICAgICBwYWRkaW5n OiAxMHB4IDIwcHg7CiAg ICAgICAgICAgICAgICAg ICAgICAgICAgICBib3Jk ZXItcmFkaXVzOiA1cHg7 CiAgICAgICAgICAgICAg ICAgICAgICAgICAgICB0 ZXh0LWRlY29yYXRpb246 IG5vbmU7CiAgICAgICAg ICAgICAgICAgICAgICAg ICAgICBmb250LXdlaWdo dDogYm9sZDsKICAgICAg ICAgICAgICAgICAgICAg ICAgICAgIG1hcmdpbi1y aWdodDogMTBweDsKICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIHRyYW5z aXRpb246IGJhY2tncm91 bmQtY29sb3IgMC4zcyBl YXNlOycKICAgICAgICAg ICAgICAgICAgICAgICAg ICAgIG9ubW91c2VvdmVy PSd0aGlzLnN0eWxlLmJh Y2tncm91bmRDb2xvcj0i IzAwNTZiMyIKICAgICAg ICAgICAgICAgICAgICAg ICAgICAgIG9ubW91c2Vv dXQ9J3RoaXMuc3R5bGUu YmFja2dyb3VuZENvbG9y PSIjMDA3QkZGIj4KICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIFNpZ24g dXAgZm9yIGZyZWUKICAg ICAgICAgICAgICAgICAg ICAgICAgPC9hPgoKICAg ICAgICAgICAgICAgICAg ICAgICAgPHNwYW4gc3R5 bGU9J21hcmdpbjogMCA4 cHg7IGNvbG9yOiAjNTU1 Oyc+b3I8L3NwYW4+Cgog ICAgICAgICAgICAgICAg ICAgICAgICA8YSBocmVm PSdpbmRleC5waHA/cGFn ZT1sb2dpbicgc3R5bGU9 JwogICAgICAgICAgICAg ICAgICAgICAgICAgICAg Y29sb3I6ICMwMDdCRkY7 CiAgICAgICAgICAgICAg ICAgICAgICAgICAgICB0 ZXh0LWRlY29yYXRpb246 IHVuZGVybGluZTsKICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIGZvbnQt d2VpZ2h0OiA1MDA7Jz4K ICAgICAgICAgICAgICAg ICAgICAgICAgICAgIGxv ZyBpbgogICAgICAgICAg ICAgICAgICAgICAgICA8 L2E+CiAgICAgICAgICAg ICAgICAgICAgPC9kaXY+ CiAgICAgICAgICAgICAg ICA8L2Rpdj4KICAgICAg ICAgICAgPC9kaXY+Cgog ICAgICAgICAgICA=
What is the market opportunity of the Sumitomo Mitsui Financial Group company?
CiAgICAgICAgICAgIDxk aXYgc3R5bGU9J3dpZHRo OiAxMDAlOyBkaXNwbGF5 OiBmbGV4OyBqdXN0aWZ5 LWNvbnRlbnQ6IGNlbnRl cjsnPgogICAgICAgICAg ICAgICAgPGRpdiBzdHls ZT0nCiAgICAgICAgICAg ICAgICAgICAgZGlzcGxh eTogZmxleDsKICAgICAg ICAgICAgICAgICAgICBh bGlnbi1pdGVtczogY2Vu dGVyOwogICAgICAgICAg ICAgICAgICAgIGJhY2tn cm91bmQtY29sb3I6ICNm MGY0Zjg7CiAgICAgICAg ICAgICAgICAgICAgYm9y ZGVyOiAxcHggc29saWQg I2QxZTNmMDsKICAgICAg ICAgICAgICAgICAgICBi b3JkZXItcmFkaXVzOiAx MHB4OwogICAgICAgICAg ICAgICAgICAgIHBhZGRp bmc6IDIwcHg7CiAgICAg ICAgICAgICAgICAgICAg bWFyZ2luOiAyMHB4IDA7 CiAgICAgICAgICAgICAg ICAgICAgZm9udC1mYW1p bHk6ICJTZWdvZSBVSSIs IFJvYm90bywgc2Fucy1z ZXJpZjsKICAgICAgICAg ICAgICAgICAgICBib3gt c2hhZG93OiAwIDJweCA2 cHggcmdiYSgwLCAwLCAw LCAwLjA1KTsKICAgICAg ICAgICAgICAgICAgICBt YXgtd2lkdGg6IDkwMHB4 OwogICAgICAgICAgICAg ICAgICAgIHdpZHRoOiAx MDAlOyc+CgogICAgICAg ICAgICAgICAgICAgIDwh LS0gWVlZOiBJbnNlcnQg eW91ciBsb2dvIGltYWdl IGhlcmUgLS0+CiAgICAg ICAgICAgICAgICAgICAg PGltZyBzcmM9ImFzc2V0 cy9sb2dvcy8xSTdNYVZX ZkYwSzh4Z2dReWFqdi53 ZWJwIiBhbHQ9IlN1bWl0 b21vIE1pdHN1aSBGaW5h bmNpYWwgR3JvdXAiIHRp dGxlPSJTdW1pdG9tbyBN aXRzdWkgRmluYW5jaWFs IEdyb3VwIiBjbGFzcz0i aW1nLWZsdWlkIiBoZWln aHQ9OTAgd2lkdGg9OTAg bG9hZGluZz0nbGF6eSc+ CgogICAgICAgICAgICAg ICAgICAgIDxkaXYgc3R5 bGU9J2ZsZXg6IDE7IHRl eHQtYWxpZ246IGNlbnRl cjsgbWFyZ2luLWxlZnQ6 IDVweDsnPgogICAgICAg ICAgICAgICAgICAgICAg ICA8cCBzdHlsZT0nZm9u dC1zaXplOiAyNnB4OyBj b2xvcjogIzMzMzsgbWFy Z2luLWJvdHRvbTogMTVw eDsnPgogICAgICAgICAg ICAgICAgICAgICAgICAg ICAgV2FudCB0byByZWFk IG1vcmUgYWJvdXQgU3Vt aXRvbW8gTWl0c3VpIEZp bmFuY2lhbCBHcm91cD8K ICAgICAgICAgICAgICAg ICAgICAgICAgPC9wPgoK ICAgICAgICAgICAgICAg ICAgICAgICAgPGEgaHJl Zj0naW5kZXgucGhwP3Bh Z2U9c2lnbnVwJyBzdHls ZT0nCiAgICAgICAgICAg ICAgICAgICAgICAgICAg ICBiYWNrZ3JvdW5kLWNv bG9yOiAjMDA3QkZGOwog ICAgICAgICAgICAgICAg ICAgICAgICAgICAgY29s b3I6ICNmZmY7CiAgICAg ICAgICAgICAgICAgICAg ICAgICAgICBwYWRkaW5n OiAxMHB4IDIwcHg7CiAg ICAgICAgICAgICAgICAg ICAgICAgICAgICBib3Jk ZXItcmFkaXVzOiA1cHg7 CiAgICAgICAgICAgICAg ICAgICAgICAgICAgICB0 ZXh0LWRlY29yYXRpb246 IG5vbmU7CiAgICAgICAg ICAgICAgICAgICAgICAg ICAgICBmb250LXdlaWdo dDogYm9sZDsKICAgICAg ICAgICAgICAgICAgICAg ICAgICAgIG1hcmdpbi1y aWdodDogMTBweDsKICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIHRyYW5z aXRpb246IGJhY2tncm91 bmQtY29sb3IgMC4zcyBl YXNlOycKICAgICAgICAg ICAgICAgICAgICAgICAg ICAgIG9ubW91c2VvdmVy PSd0aGlzLnN0eWxlLmJh Y2tncm91bmRDb2xvcj0i IzAwNTZiMyIKICAgICAg ICAgICAgICAgICAgICAg ICAgICAgIG9ubW91c2Vv dXQ9J3RoaXMuc3R5bGUu YmFja2dyb3VuZENvbG9y PSIjMDA3QkZGIj4KICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIFNpZ24g dXAgZm9yIGZyZWUKICAg ICAgICAgICAgICAgICAg ICAgICAgPC9hPgoKICAg ICAgICAgICAgICAgICAg ICAgICAgPHNwYW4gc3R5 bGU9J21hcmdpbjogMCA4 cHg7IGNvbG9yOiAjNTU1 Oyc+b3I8L3NwYW4+Cgog ICAgICAgICAgICAgICAg ICAgICAgICA8YSBocmVm PSdpbmRleC5waHA/cGFn ZT1sb2dpbicgc3R5bGU9 JwogICAgICAgICAgICAg ICAgICAgICAgICAgICAg Y29sb3I6ICMwMDdCRkY7 CiAgICAgICAgICAgICAg ICAgICAgICAgICAgICB0 ZXh0LWRlY29yYXRpb246 IHVuZGVybGluZTsKICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIGZvbnQt d2VpZ2h0OiA1MDA7Jz4K ICAgICAgICAgICAgICAg ICAgICAgICAgICAgIGxv ZyBpbgogICAgICAgICAg ICAgICAgICAgICAgICA8 L2E+CiAgICAgICAgICAg ICAgICAgICAgPC9kaXY+ CiAgICAgICAgICAgICAg ICA8L2Rpdj4KICAgICAg ICAgICAgPC9kaXY+Cgog ICAgICAgICAgICA=
SWOT analysis of the Sumitomo Mitsui Financial Group company
CiAgICAgICAgICAgIDxk aXYgc3R5bGU9J3dpZHRo OiAxMDAlOyBkaXNwbGF5 OiBmbGV4OyBqdXN0aWZ5 LWNvbnRlbnQ6IGNlbnRl cjsnPgogICAgICAgICAg ICAgICAgPGRpdiBzdHls ZT0nCiAgICAgICAgICAg ICAgICAgICAgZGlzcGxh eTogZmxleDsKICAgICAg ICAgICAgICAgICAgICBh bGlnbi1pdGVtczogY2Vu dGVyOwogICAgICAgICAg ICAgICAgICAgIGJhY2tn cm91bmQtY29sb3I6ICNm MGY0Zjg7CiAgICAgICAg ICAgICAgICAgICAgYm9y ZGVyOiAxcHggc29saWQg I2QxZTNmMDsKICAgICAg ICAgICAgICAgICAgICBi b3JkZXItcmFkaXVzOiAx MHB4OwogICAgICAgICAg ICAgICAgICAgIHBhZGRp bmc6IDIwcHg7CiAgICAg ICAgICAgICAgICAgICAg bWFyZ2luOiAyMHB4IDA7 CiAgICAgICAgICAgICAg ICAgICAgZm9udC1mYW1p bHk6ICJTZWdvZSBVSSIs IFJvYm90bywgc2Fucy1z ZXJpZjsKICAgICAgICAg ICAgICAgICAgICBib3gt c2hhZG93OiAwIDJweCA2 cHggcmdiYSgwLCAwLCAw LCAwLjA1KTsKICAgICAg ICAgICAgICAgICAgICBt YXgtd2lkdGg6IDkwMHB4 OwogICAgICAgICAgICAg ICAgICAgIHdpZHRoOiAx MDAlOyc+CgogICAgICAg ICAgICAgICAgICAgIDwh LS0gWVlZOiBJbnNlcnQg eW91ciBsb2dvIGltYWdl IGhlcmUgLS0+CiAgICAg ICAgICAgICAgICAgICAg PGltZyBzcmM9ImFzc2V0 cy9sb2dvcy8xSTdNYVZX ZkYwSzh4Z2dReWFqdi53 ZWJwIiBhbHQ9IlN1bWl0 b21vIE1pdHN1aSBGaW5h bmNpYWwgR3JvdXAiIHRp dGxlPSJTdW1pdG9tbyBN aXRzdWkgRmluYW5jaWFs IEdyb3VwIiBjbGFzcz0i aW1nLWZsdWlkIiBoZWln aHQ9OTAgd2lkdGg9OTAg bG9hZGluZz0nbGF6eSc+ CgogICAgICAgICAgICAg ICAgICAgIDxkaXYgc3R5 bGU9J2ZsZXg6IDE7IHRl eHQtYWxpZ246IGNlbnRl cjsgbWFyZ2luLWxlZnQ6 IDVweDsnPgogICAgICAg ICAgICAgICAgICAgICAg ICA8cCBzdHlsZT0nZm9u dC1zaXplOiAyNnB4OyBj b2xvcjogIzMzMzsgbWFy Z2luLWJvdHRvbTogMTVw eDsnPgogICAgICAgICAg ICAgICAgICAgICAgICAg ICAgV2FudCB0byByZWFk IG1vcmUgYWJvdXQgU3Vt aXRvbW8gTWl0c3VpIEZp bmFuY2lhbCBHcm91cD8K ICAgICAgICAgICAgICAg ICAgICAgICAgPC9wPgoK ICAgICAgICAgICAgICAg ICAgICAgICAgPGEgaHJl Zj0naW5kZXgucGhwP3Bh Z2U9c2lnbnVwJyBzdHls ZT0nCiAgICAgICAgICAg ICAgICAgICAgICAgICAg ICBiYWNrZ3JvdW5kLWNv bG9yOiAjMDA3QkZGOwog ICAgICAgICAgICAgICAg ICAgICAgICAgICAgY29s b3I6ICNmZmY7CiAgICAg ICAgICAgICAgICAgICAg ICAgICAgICBwYWRkaW5n OiAxMHB4IDIwcHg7CiAg ICAgICAgICAgICAgICAg ICAgICAgICAgICBib3Jk ZXItcmFkaXVzOiA1cHg7 CiAgICAgICAgICAgICAg ICAgICAgICAgICAgICB0 ZXh0LWRlY29yYXRpb246 IG5vbmU7CiAgICAgICAg ICAgICAgICAgICAgICAg ICAgICBmb250LXdlaWdo dDogYm9sZDsKICAgICAg ICAgICAgICAgICAgICAg ICAgICAgIG1hcmdpbi1y aWdodDogMTBweDsKICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIHRyYW5z aXRpb246IGJhY2tncm91 bmQtY29sb3IgMC4zcyBl YXNlOycKICAgICAgICAg ICAgICAgICAgICAgICAg ICAgIG9ubW91c2VvdmVy PSd0aGlzLnN0eWxlLmJh Y2tncm91bmRDb2xvcj0i IzAwNTZiMyIKICAgICAg ICAgICAgICAgICAgICAg ICAgICAgIG9ubW91c2Vv dXQ9J3RoaXMuc3R5bGUu YmFja2dyb3VuZENvbG9y PSIjMDA3QkZGIj4KICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIFNpZ24g dXAgZm9yIGZyZWUKICAg ICAgICAgICAgICAgICAg ICAgICAgPC9hPgoKICAg ICAgICAgICAgICAgICAg ICAgICAgPHNwYW4gc3R5 bGU9J21hcmdpbjogMCA4 cHg7IGNvbG9yOiAjNTU1 Oyc+b3I8L3NwYW4+Cgog ICAgICAgICAgICAgICAg ICAgICAgICA8YSBocmVm PSdpbmRleC5waHA/cGFn ZT1sb2dpbicgc3R5bGU9 JwogICAgICAgICAgICAg ICAgICAgICAgICAgICAg Y29sb3I6ICMwMDdCRkY7 CiAgICAgICAgICAgICAg ICAgICAgICAgICAgICB0 ZXh0LWRlY29yYXRpb246 IHVuZGVybGluZTsKICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIGZvbnQt d2VpZ2h0OiA1MDA7Jz4K ICAgICAgICAgICAgICAg ICAgICAgICAgICAgIGxv ZyBpbgogICAgICAgICAg ICAgICAgICAgICAgICA8 L2E+CiAgICAgICAgICAg ICAgICAgICAgPC9kaXY+ CiAgICAgICAgICAgICAg ICA8L2Rpdj4KICAgICAg ICAgICAgPC9kaXY+Cgog ICAgICAgICAgICA=
Porter's Five Forces analysis for the Sumitomo Mitsui Financial Group company
CiAgICAgICAgICAgIDxk aXYgc3R5bGU9J3dpZHRo OiAxMDAlOyBkaXNwbGF5 OiBmbGV4OyBqdXN0aWZ5 LWNvbnRlbnQ6IGNlbnRl cjsnPgogICAgICAgICAg ICAgICAgPGRpdiBzdHls ZT0nCiAgICAgICAgICAg ICAgICAgICAgZGlzcGxh eTogZmxleDsKICAgICAg ICAgICAgICAgICAgICBh bGlnbi1pdGVtczogY2Vu dGVyOwogICAgICAgICAg ICAgICAgICAgIGJhY2tn cm91bmQtY29sb3I6ICNm MGY0Zjg7CiAgICAgICAg ICAgICAgICAgICAgYm9y ZGVyOiAxcHggc29saWQg I2QxZTNmMDsKICAgICAg ICAgICAgICAgICAgICBi b3JkZXItcmFkaXVzOiAx MHB4OwogICAgICAgICAg ICAgICAgICAgIHBhZGRp bmc6IDIwcHg7CiAgICAg ICAgICAgICAgICAgICAg bWFyZ2luOiAyMHB4IDA7 CiAgICAgICAgICAgICAg ICAgICAgZm9udC1mYW1p bHk6ICJTZWdvZSBVSSIs IFJvYm90bywgc2Fucy1z ZXJpZjsKICAgICAgICAg ICAgICAgICAgICBib3gt c2hhZG93OiAwIDJweCA2 cHggcmdiYSgwLCAwLCAw LCAwLjA1KTsKICAgICAg ICAgICAgICAgICAgICBt YXgtd2lkdGg6IDkwMHB4 OwogICAgICAgICAgICAg ICAgICAgIHdpZHRoOiAx MDAlOyc+CgogICAgICAg ICAgICAgICAgICAgIDwh LS0gWVlZOiBJbnNlcnQg eW91ciBsb2dvIGltYWdl IGhlcmUgLS0+CiAgICAg ICAgICAgICAgICAgICAg PGltZyBzcmM9ImFzc2V0 cy9sb2dvcy8xSTdNYVZX ZkYwSzh4Z2dReWFqdi53 ZWJwIiBhbHQ9IlN1bWl0 b21vIE1pdHN1aSBGaW5h bmNpYWwgR3JvdXAiIHRp dGxlPSJTdW1pdG9tbyBN aXRzdWkgRmluYW5jaWFs IEdyb3VwIiBjbGFzcz0i aW1nLWZsdWlkIiBoZWln aHQ9OTAgd2lkdGg9OTAg bG9hZGluZz0nbGF6eSc+ CgogICAgICAgICAgICAg ICAgICAgIDxkaXYgc3R5 bGU9J2ZsZXg6IDE7IHRl eHQtYWxpZ246IGNlbnRl cjsgbWFyZ2luLWxlZnQ6 IDVweDsnPgogICAgICAg ICAgICAgICAgICAgICAg ICA8cCBzdHlsZT0nZm9u dC1zaXplOiAyNnB4OyBj b2xvcjogIzMzMzsgbWFy Z2luLWJvdHRvbTogMTVw eDsnPgogICAgICAgICAg ICAgICAgICAgICAgICAg ICAgV2FudCB0byByZWFk IG1vcmUgYWJvdXQgU3Vt aXRvbW8gTWl0c3VpIEZp bmFuY2lhbCBHcm91cD8K ICAgICAgICAgICAgICAg ICAgICAgICAgPC9wPgoK ICAgICAgICAgICAgICAg ICAgICAgICAgPGEgaHJl Zj0naW5kZXgucGhwP3Bh Z2U9c2lnbnVwJyBzdHls ZT0nCiAgICAgICAgICAg ICAgICAgICAgICAgICAg ICBiYWNrZ3JvdW5kLWNv bG9yOiAjMDA3QkZGOwog ICAgICAgICAgICAgICAg ICAgICAgICAgICAgY29s b3I6ICNmZmY7CiAgICAg ICAgICAgICAgICAgICAg ICAgICAgICBwYWRkaW5n OiAxMHB4IDIwcHg7CiAg ICAgICAgICAgICAgICAg ICAgICAgICAgICBib3Jk ZXItcmFkaXVzOiA1cHg7 CiAgICAgICAgICAgICAg ICAgICAgICAgICAgICB0 ZXh0LWRlY29yYXRpb246 IG5vbmU7CiAgICAgICAg ICAgICAgICAgICAgICAg ICAgICBmb250LXdlaWdo dDogYm9sZDsKICAgICAg ICAgICAgICAgICAgICAg ICAgICAgIG1hcmdpbi1y aWdodDogMTBweDsKICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIHRyYW5z aXRpb246IGJhY2tncm91 bmQtY29sb3IgMC4zcyBl YXNlOycKICAgICAgICAg ICAgICAgICAgICAgICAg ICAgIG9ubW91c2VvdmVy PSd0aGlzLnN0eWxlLmJh Y2tncm91bmRDb2xvcj0i IzAwNTZiMyIKICAgICAg ICAgICAgICAgICAgICAg ICAgICAgIG9ubW91c2Vv dXQ9J3RoaXMuc3R5bGUu YmFja2dyb3VuZENvbG9y PSIjMDA3QkZGIj4KICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIFNpZ24g dXAgZm9yIGZyZWUKICAg ICAgICAgICAgICAgICAg ICAgICAgPC9hPgoKICAg ICAgICAgICAgICAgICAg ICAgICAgPHNwYW4gc3R5 bGU9J21hcmdpbjogMCA4 cHg7IGNvbG9yOiAjNTU1 Oyc+b3I8L3NwYW4+Cgog ICAgICAgICAgICAgICAg ICAgICAgICA8YSBocmVm PSdpbmRleC5waHA/cGFn ZT1sb2dpbicgc3R5bGU9 JwogICAgICAgICAgICAg ICAgICAgICAgICAgICAg Y29sb3I6ICMwMDdCRkY7 CiAgICAgICAgICAgICAg ICAgICAgICAgICAgICB0 ZXh0LWRlY29yYXRpb246 IHVuZGVybGluZTsKICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIGZvbnQt d2VpZ2h0OiA1MDA7Jz4K ICAgICAgICAgICAgICAg ICAgICAgICAgICAgIGxv ZyBpbgogICAgICAgICAg ICAgICAgICAgICAgICA8 L2E+CiAgICAgICAgICAg ICAgICAgICAgPC9kaXY+ CiAgICAgICAgICAgICAg ICA8L2Rpdj4KICAgICAg ICAgICAgPC9kaXY+Cgog ICAgICAgICAgICA=
What is the Sumitomo Mitsui Financial Group company's business model?
CiAgICAgICAgICAgIDxk aXYgc3R5bGU9J3dpZHRo OiAxMDAlOyBkaXNwbGF5 OiBmbGV4OyBqdXN0aWZ5 LWNvbnRlbnQ6IGNlbnRl cjsnPgogICAgICAgICAg ICAgICAgPGRpdiBzdHls ZT0nCiAgICAgICAgICAg ICAgICAgICAgZGlzcGxh eTogZmxleDsKICAgICAg ICAgICAgICAgICAgICBh bGlnbi1pdGVtczogY2Vu dGVyOwogICAgICAgICAg ICAgICAgICAgIGJhY2tn cm91bmQtY29sb3I6ICNm MGY0Zjg7CiAgICAgICAg ICAgICAgICAgICAgYm9y ZGVyOiAxcHggc29saWQg I2QxZTNmMDsKICAgICAg ICAgICAgICAgICAgICBi b3JkZXItcmFkaXVzOiAx MHB4OwogICAgICAgICAg ICAgICAgICAgIHBhZGRp bmc6IDIwcHg7CiAgICAg ICAgICAgICAgICAgICAg bWFyZ2luOiAyMHB4IDA7 CiAgICAgICAgICAgICAg ICAgICAgZm9udC1mYW1p bHk6ICJTZWdvZSBVSSIs IFJvYm90bywgc2Fucy1z ZXJpZjsKICAgICAgICAg ICAgICAgICAgICBib3gt c2hhZG93OiAwIDJweCA2 cHggcmdiYSgwLCAwLCAw LCAwLjA1KTsKICAgICAg ICAgICAgICAgICAgICBt YXgtd2lkdGg6IDkwMHB4 OwogICAgICAgICAgICAg ICAgICAgIHdpZHRoOiAx MDAlOyc+CgogICAgICAg ICAgICAgICAgICAgIDwh LS0gWVlZOiBJbnNlcnQg eW91ciBsb2dvIGltYWdl IGhlcmUgLS0+CiAgICAg ICAgICAgICAgICAgICAg PGltZyBzcmM9ImFzc2V0 cy9sb2dvcy8xSTdNYVZX ZkYwSzh4Z2dReWFqdi53 ZWJwIiBhbHQ9IlN1bWl0 b21vIE1pdHN1aSBGaW5h bmNpYWwgR3JvdXAiIHRp dGxlPSJTdW1pdG9tbyBN aXRzdWkgRmluYW5jaWFs IEdyb3VwIiBjbGFzcz0i aW1nLWZsdWlkIiBoZWln aHQ9OTAgd2lkdGg9OTAg bG9hZGluZz0nbGF6eSc+ CgogICAgICAgICAgICAg ICAgICAgIDxkaXYgc3R5 bGU9J2ZsZXg6IDE7IHRl eHQtYWxpZ246IGNlbnRl cjsgbWFyZ2luLWxlZnQ6 IDVweDsnPgogICAgICAg ICAgICAgICAgICAgICAg ICA8cCBzdHlsZT0nZm9u dC1zaXplOiAyNnB4OyBj b2xvcjogIzMzMzsgbWFy Z2luLWJvdHRvbTogMTVw eDsnPgogICAgICAgICAg ICAgICAgICAgICAgICAg ICAgV2FudCB0byByZWFk IG1vcmUgYWJvdXQgU3Vt aXRvbW8gTWl0c3VpIEZp bmFuY2lhbCBHcm91cD8K ICAgICAgICAgICAgICAg ICAgICAgICAgPC9wPgoK ICAgICAgICAgICAgICAg ICAgICAgICAgPGEgaHJl Zj0naW5kZXgucGhwP3Bh Z2U9c2lnbnVwJyBzdHls ZT0nCiAgICAgICAgICAg ICAgICAgICAgICAgICAg ICBiYWNrZ3JvdW5kLWNv bG9yOiAjMDA3QkZGOwog ICAgICAgICAgICAgICAg ICAgICAgICAgICAgY29s b3I6ICNmZmY7CiAgICAg ICAgICAgICAgICAgICAg ICAgICAgICBwYWRkaW5n OiAxMHB4IDIwcHg7CiAg ICAgICAgICAgICAgICAg ICAgICAgICAgICBib3Jk ZXItcmFkaXVzOiA1cHg7 CiAgICAgICAgICAgICAg ICAgICAgICAgICAgICB0 ZXh0LWRlY29yYXRpb246 IG5vbmU7CiAgICAgICAg ICAgICAgICAgICAgICAg ICAgICBmb250LXdlaWdo dDogYm9sZDsKICAgICAg ICAgICAgICAgICAgICAg ICAgICAgIG1hcmdpbi1y aWdodDogMTBweDsKICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIHRyYW5z aXRpb246IGJhY2tncm91 bmQtY29sb3IgMC4zcyBl YXNlOycKICAgICAgICAg ICAgICAgICAgICAgICAg ICAgIG9ubW91c2VvdmVy PSd0aGlzLnN0eWxlLmJh Y2tncm91bmRDb2xvcj0i IzAwNTZiMyIKICAgICAg ICAgICAgICAgICAgICAg ICAgICAgIG9ubW91c2Vv dXQ9J3RoaXMuc3R5bGUu YmFja2dyb3VuZENvbG9y PSIjMDA3QkZGIj4KICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIFNpZ24g dXAgZm9yIGZyZWUKICAg ICAgICAgICAgICAgICAg ICAgICAgPC9hPgoKICAg ICAgICAgICAgICAgICAg ICAgICAgPHNwYW4gc3R5 bGU9J21hcmdpbjogMCA4 cHg7IGNvbG9yOiAjNTU1 Oyc+b3I8L3NwYW4+Cgog ICAgICAgICAgICAgICAg ICAgICAgICA8YSBocmVm PSdpbmRleC5waHA/cGFn ZT1sb2dpbicgc3R5bGU9 JwogICAgICAgICAgICAg ICAgICAgICAgICAgICAg Y29sb3I6ICMwMDdCRkY7 CiAgICAgICAgICAgICAg ICAgICAgICAgICAgICB0 ZXh0LWRlY29yYXRpb246 IHVuZGVybGluZTsKICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIGZvbnQt d2VpZ2h0OiA1MDA7Jz4K ICAgICAgICAgICAgICAg ICAgICAgICAgICAgIGxv ZyBpbgogICAgICAgICAg ICAgICAgICAgICAgICA8 L2E+CiAgICAgICAgICAg ICAgICAgICAgPC9kaXY+ CiAgICAgICAgICAgICAg ICA8L2Rpdj4KICAgICAg ICAgICAgPC9kaXY+Cgog ICAgICAgICAgICA=
What is the Sumitomo Mitsui Financial Group company's unique selling proposition?
CiAgICAgICAgICAgIDxk aXYgc3R5bGU9J3dpZHRo OiAxMDAlOyBkaXNwbGF5 OiBmbGV4OyBqdXN0aWZ5 LWNvbnRlbnQ6IGNlbnRl cjsnPgogICAgICAgICAg ICAgICAgPGRpdiBzdHls ZT0nCiAgICAgICAgICAg ICAgICAgICAgZGlzcGxh eTogZmxleDsKICAgICAg ICAgICAgICAgICAgICBh bGlnbi1pdGVtczogY2Vu dGVyOwogICAgICAgICAg ICAgICAgICAgIGJhY2tn cm91bmQtY29sb3I6ICNm MGY0Zjg7CiAgICAgICAg ICAgICAgICAgICAgYm9y ZGVyOiAxcHggc29saWQg I2QxZTNmMDsKICAgICAg ICAgICAgICAgICAgICBi b3JkZXItcmFkaXVzOiAx MHB4OwogICAgICAgICAg ICAgICAgICAgIHBhZGRp bmc6IDIwcHg7CiAgICAg ICAgICAgICAgICAgICAg bWFyZ2luOiAyMHB4IDA7 CiAgICAgICAgICAgICAg ICAgICAgZm9udC1mYW1p bHk6ICJTZWdvZSBVSSIs IFJvYm90bywgc2Fucy1z ZXJpZjsKICAgICAgICAg ICAgICAgICAgICBib3gt c2hhZG93OiAwIDJweCA2 cHggcmdiYSgwLCAwLCAw LCAwLjA1KTsKICAgICAg ICAgICAgICAgICAgICBt YXgtd2lkdGg6IDkwMHB4 OwogICAgICAgICAgICAg ICAgICAgIHdpZHRoOiAx MDAlOyc+CgogICAgICAg ICAgICAgICAgICAgIDwh LS0gWVlZOiBJbnNlcnQg eW91ciBsb2dvIGltYWdl IGhlcmUgLS0+CiAgICAg ICAgICAgICAgICAgICAg PGltZyBzcmM9ImFzc2V0 cy9sb2dvcy8xSTdNYVZX ZkYwSzh4Z2dReWFqdi53 ZWJwIiBhbHQ9IlN1bWl0 b21vIE1pdHN1aSBGaW5h bmNpYWwgR3JvdXAiIHRp dGxlPSJTdW1pdG9tbyBN aXRzdWkgRmluYW5jaWFs IEdyb3VwIiBjbGFzcz0i aW1nLWZsdWlkIiBoZWln aHQ9OTAgd2lkdGg9OTAg bG9hZGluZz0nbGF6eSc+ CgogICAgICAgICAgICAg ICAgICAgIDxkaXYgc3R5 bGU9J2ZsZXg6IDE7IHRl eHQtYWxpZ246IGNlbnRl cjsgbWFyZ2luLWxlZnQ6 IDVweDsnPgogICAgICAg ICAgICAgICAgICAgICAg ICA8cCBzdHlsZT0nZm9u dC1zaXplOiAyNnB4OyBj b2xvcjogIzMzMzsgbWFy Z2luLWJvdHRvbTogMTVw eDsnPgogICAgICAgICAg ICAgICAgICAgICAgICAg ICAgV2FudCB0byByZWFk IG1vcmUgYWJvdXQgU3Vt aXRvbW8gTWl0c3VpIEZp bmFuY2lhbCBHcm91cD8K ICAgICAgICAgICAgICAg ICAgICAgICAgPC9wPgoK ICAgICAgICAgICAgICAg ICAgICAgICAgPGEgaHJl Zj0naW5kZXgucGhwP3Bh Z2U9c2lnbnVwJyBzdHls ZT0nCiAgICAgICAgICAg ICAgICAgICAgICAgICAg ICBiYWNrZ3JvdW5kLWNv bG9yOiAjMDA3QkZGOwog ICAgICAgICAgICAgICAg ICAgICAgICAgICAgY29s b3I6ICNmZmY7CiAgICAg ICAgICAgICAgICAgICAg ICAgICAgICBwYWRkaW5n OiAxMHB4IDIwcHg7CiAg ICAgICAgICAgICAgICAg ICAgICAgICAgICBib3Jk ZXItcmFkaXVzOiA1cHg7 CiAgICAgICAgICAgICAg ICAgICAgICAgICAgICB0 ZXh0LWRlY29yYXRpb246 IG5vbmU7CiAgICAgICAg ICAgICAgICAgICAgICAg ICAgICBmb250LXdlaWdo dDogYm9sZDsKICAgICAg ICAgICAgICAgICAgICAg ICAgICAgIG1hcmdpbi1y aWdodDogMTBweDsKICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIHRyYW5z aXRpb246IGJhY2tncm91 bmQtY29sb3IgMC4zcyBl YXNlOycKICAgICAgICAg ICAgICAgICAgICAgICAg ICAgIG9ubW91c2VvdmVy PSd0aGlzLnN0eWxlLmJh Y2tncm91bmRDb2xvcj0i IzAwNTZiMyIKICAgICAg ICAgICAgICAgICAgICAg ICAgICAgIG9ubW91c2Vv dXQ9J3RoaXMuc3R5bGUu YmFja2dyb3VuZENvbG9y PSIjMDA3QkZGIj4KICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIFNpZ24g dXAgZm9yIGZyZWUKICAg ICAgICAgICAgICAgICAg ICAgICAgPC9hPgoKICAg ICAgICAgICAgICAgICAg ICAgICAgPHNwYW4gc3R5 bGU9J21hcmdpbjogMCA4 cHg7IGNvbG9yOiAjNTU1 Oyc+b3I8L3NwYW4+Cgog ICAgICAgICAgICAgICAg ICAgICAgICA8YSBocmVm PSdpbmRleC5waHA/cGFn ZT1sb2dpbicgc3R5bGU9 JwogICAgICAgICAgICAg ICAgICAgICAgICAgICAg Y29sb3I6ICMwMDdCRkY7 CiAgICAgICAgICAgICAg ICAgICAgICAgICAgICB0 ZXh0LWRlY29yYXRpb246 IHVuZGVybGluZTsKICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIGZvbnQt d2VpZ2h0OiA1MDA7Jz4K ICAgICAgICAgICAgICAg ICAgICAgICAgICAgIGxv ZyBpbgogICAgICAgICAg ICAgICAgICAgICAgICA8 L2E+CiAgICAgICAgICAg ICAgICAgICAgPC9kaXY+ CiAgICAgICAgICAgICAg ICA8L2Rpdj4KICAgICAg ICAgICAgPC9kaXY+Cgog ICAgICAgICAgICA=
How does the Sumitomo Mitsui Financial Group company differentiate itself in the market?
CiAgICAgICAgICAgIDxk aXYgc3R5bGU9J3dpZHRo OiAxMDAlOyBkaXNwbGF5 OiBmbGV4OyBqdXN0aWZ5 LWNvbnRlbnQ6IGNlbnRl cjsnPgogICAgICAgICAg ICAgICAgPGRpdiBzdHls ZT0nCiAgICAgICAgICAg ICAgICAgICAgZGlzcGxh eTogZmxleDsKICAgICAg ICAgICAgICAgICAgICBh bGlnbi1pdGVtczogY2Vu dGVyOwogICAgICAgICAg ICAgICAgICAgIGJhY2tn cm91bmQtY29sb3I6ICNm MGY0Zjg7CiAgICAgICAg ICAgICAgICAgICAgYm9y ZGVyOiAxcHggc29saWQg I2QxZTNmMDsKICAgICAg ICAgICAgICAgICAgICBi b3JkZXItcmFkaXVzOiAx MHB4OwogICAgICAgICAg ICAgICAgICAgIHBhZGRp bmc6IDIwcHg7CiAgICAg ICAgICAgICAgICAgICAg bWFyZ2luOiAyMHB4IDA7 CiAgICAgICAgICAgICAg ICAgICAgZm9udC1mYW1p bHk6ICJTZWdvZSBVSSIs IFJvYm90bywgc2Fucy1z ZXJpZjsKICAgICAgICAg ICAgICAgICAgICBib3gt c2hhZG93OiAwIDJweCA2 cHggcmdiYSgwLCAwLCAw LCAwLjA1KTsKICAgICAg ICAgICAgICAgICAgICBt YXgtd2lkdGg6IDkwMHB4 OwogICAgICAgICAgICAg ICAgICAgIHdpZHRoOiAx MDAlOyc+CgogICAgICAg ICAgICAgICAgICAgIDwh LS0gWVlZOiBJbnNlcnQg eW91ciBsb2dvIGltYWdl IGhlcmUgLS0+CiAgICAg ICAgICAgICAgICAgICAg PGltZyBzcmM9ImFzc2V0 cy9sb2dvcy8xSTdNYVZX ZkYwSzh4Z2dReWFqdi53 ZWJwIiBhbHQ9IlN1bWl0 b21vIE1pdHN1aSBGaW5h bmNpYWwgR3JvdXAiIHRp dGxlPSJTdW1pdG9tbyBN aXRzdWkgRmluYW5jaWFs IEdyb3VwIiBjbGFzcz0i aW1nLWZsdWlkIiBoZWln aHQ9OTAgd2lkdGg9OTAg bG9hZGluZz0nbGF6eSc+ CgogICAgICAgICAgICAg ICAgICAgIDxkaXYgc3R5 bGU9J2ZsZXg6IDE7IHRl eHQtYWxpZ246IGNlbnRl cjsgbWFyZ2luLWxlZnQ6 IDVweDsnPgogICAgICAg ICAgICAgICAgICAgICAg ICA8cCBzdHlsZT0nZm9u dC1zaXplOiAyNnB4OyBj b2xvcjogIzMzMzsgbWFy Z2luLWJvdHRvbTogMTVw eDsnPgogICAgICAgICAg ICAgICAgICAgICAgICAg ICAgV2FudCB0byByZWFk IG1vcmUgYWJvdXQgU3Vt aXRvbW8gTWl0c3VpIEZp bmFuY2lhbCBHcm91cD8K ICAgICAgICAgICAgICAg ICAgICAgICAgPC9wPgoK ICAgICAgICAgICAgICAg ICAgICAgICAgPGEgaHJl Zj0naW5kZXgucGhwP3Bh Z2U9c2lnbnVwJyBzdHls ZT0nCiAgICAgICAgICAg ICAgICAgICAgICAgICAg ICBiYWNrZ3JvdW5kLWNv bG9yOiAjMDA3QkZGOwog ICAgICAgICAgICAgICAg ICAgICAgICAgICAgY29s b3I6ICNmZmY7CiAgICAg ICAgICAgICAgICAgICAg ICAgICAgICBwYWRkaW5n OiAxMHB4IDIwcHg7CiAg ICAgICAgICAgICAgICAg ICAgICAgICAgICBib3Jk ZXItcmFkaXVzOiA1cHg7 CiAgICAgICAgICAgICAg ICAgICAgICAgICAgICB0 ZXh0LWRlY29yYXRpb246 IG5vbmU7CiAgICAgICAg ICAgICAgICAgICAgICAg ICAgICBmb250LXdlaWdo dDogYm9sZDsKICAgICAg ICAgICAgICAgICAgICAg ICAgICAgIG1hcmdpbi1y aWdodDogMTBweDsKICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIHRyYW5z aXRpb246IGJhY2tncm91 bmQtY29sb3IgMC4zcyBl YXNlOycKICAgICAgICAg ICAgICAgICAgICAgICAg ICAgIG9ubW91c2VvdmVy PSd0aGlzLnN0eWxlLmJh Y2tncm91bmRDb2xvcj0i IzAwNTZiMyIKICAgICAg ICAgICAgICAgICAgICAg ICAgICAgIG9ubW91c2Vv dXQ9J3RoaXMuc3R5bGUu YmFja2dyb3VuZENvbG9y PSIjMDA3QkZGIj4KICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIFNpZ24g dXAgZm9yIGZyZWUKICAg ICAgICAgICAgICAgICAg ICAgICAgPC9hPgoKICAg ICAgICAgICAgICAgICAg ICAgICAgPHNwYW4gc3R5 bGU9J21hcmdpbjogMCA4 cHg7IGNvbG9yOiAjNTU1 Oyc+b3I8L3NwYW4+Cgog ICAgICAgICAgICAgICAg ICAgICAgICA8YSBocmVm PSdpbmRleC5waHA/cGFn ZT1sb2dpbicgc3R5bGU9 JwogICAgICAgICAgICAg ICAgICAgICAgICAgICAg Y29sb3I6ICMwMDdCRkY7 CiAgICAgICAgICAgICAg ICAgICAgICAgICAgICB0 ZXh0LWRlY29yYXRpb246 IHVuZGVybGluZTsKICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIGZvbnQt d2VpZ2h0OiA1MDA7Jz4K ICAgICAgICAgICAgICAg ICAgICAgICAgICAgIGxv ZyBpbgogICAgICAgICAg ICAgICAgICAgICAgICA8 L2E+CiAgICAgICAgICAg ICAgICAgICAgPC9kaXY+ CiAgICAgICAgICAgICAg ICA8L2Rpdj4KICAgICAg ICAgICAgPC9kaXY+Cgog ICAgICAgICAgICA=
What are the Sumitomo Mitsui Financial Group company's potential challenges in the industry?
CiAgICAgICAgICAgIDxk aXYgc3R5bGU9J3dpZHRo OiAxMDAlOyBkaXNwbGF5 OiBmbGV4OyBqdXN0aWZ5 LWNvbnRlbnQ6IGNlbnRl cjsnPgogICAgICAgICAg ICAgICAgPGRpdiBzdHls ZT0nCiAgICAgICAgICAg ICAgICAgICAgZGlzcGxh eTogZmxleDsKICAgICAg ICAgICAgICAgICAgICBh bGlnbi1pdGVtczogY2Vu dGVyOwogICAgICAgICAg ICAgICAgICAgIGJhY2tn cm91bmQtY29sb3I6ICNm MGY0Zjg7CiAgICAgICAg ICAgICAgICAgICAgYm9y ZGVyOiAxcHggc29saWQg I2QxZTNmMDsKICAgICAg ICAgICAgICAgICAgICBi b3JkZXItcmFkaXVzOiAx MHB4OwogICAgICAgICAg ICAgICAgICAgIHBhZGRp bmc6IDIwcHg7CiAgICAg ICAgICAgICAgICAgICAg bWFyZ2luOiAyMHB4IDA7 CiAgICAgICAgICAgICAg ICAgICAgZm9udC1mYW1p bHk6ICJTZWdvZSBVSSIs IFJvYm90bywgc2Fucy1z ZXJpZjsKICAgICAgICAg ICAgICAgICAgICBib3gt c2hhZG93OiAwIDJweCA2 cHggcmdiYSgwLCAwLCAw LCAwLjA1KTsKICAgICAg ICAgICAgICAgICAgICBt YXgtd2lkdGg6IDkwMHB4 OwogICAgICAgICAgICAg ICAgICAgIHdpZHRoOiAx MDAlOyc+CgogICAgICAg ICAgICAgICAgICAgIDwh LS0gWVlZOiBJbnNlcnQg eW91ciBsb2dvIGltYWdl IGhlcmUgLS0+CiAgICAg ICAgICAgICAgICAgICAg PGltZyBzcmM9ImFzc2V0 cy9sb2dvcy8xSTdNYVZX ZkYwSzh4Z2dReWFqdi53 ZWJwIiBhbHQ9IlN1bWl0 b21vIE1pdHN1aSBGaW5h bmNpYWwgR3JvdXAiIHRp dGxlPSJTdW1pdG9tbyBN aXRzdWkgRmluYW5jaWFs IEdyb3VwIiBjbGFzcz0i aW1nLWZsdWlkIiBoZWln aHQ9OTAgd2lkdGg9OTAg bG9hZGluZz0nbGF6eSc+ CgogICAgICAgICAgICAg ICAgICAgIDxkaXYgc3R5 bGU9J2ZsZXg6IDE7IHRl eHQtYWxpZ246IGNlbnRl cjsgbWFyZ2luLWxlZnQ6 IDVweDsnPgogICAgICAg ICAgICAgICAgICAgICAg ICA8cCBzdHlsZT0nZm9u dC1zaXplOiAyNnB4OyBj b2xvcjogIzMzMzsgbWFy Z2luLWJvdHRvbTogMTVw eDsnPgogICAgICAgICAg ICAgICAgICAgICAgICAg ICAgV2FudCB0byByZWFk IG1vcmUgYWJvdXQgU3Vt aXRvbW8gTWl0c3VpIEZp bmFuY2lhbCBHcm91cD8K ICAgICAgICAgICAgICAg ICAgICAgICAgPC9wPgoK ICAgICAgICAgICAgICAg ICAgICAgICAgPGEgaHJl Zj0naW5kZXgucGhwP3Bh Z2U9c2lnbnVwJyBzdHls ZT0nCiAgICAgICAgICAg ICAgICAgICAgICAgICAg ICBiYWNrZ3JvdW5kLWNv bG9yOiAjMDA3QkZGOwog ICAgICAgICAgICAgICAg ICAgICAgICAgICAgY29s b3I6ICNmZmY7CiAgICAg ICAgICAgICAgICAgICAg ICAgICAgICBwYWRkaW5n OiAxMHB4IDIwcHg7CiAg ICAgICAgICAgICAgICAg ICAgICAgICAgICBib3Jk ZXItcmFkaXVzOiA1cHg7 CiAgICAgICAgICAgICAg ICAgICAgICAgICAgICB0 ZXh0LWRlY29yYXRpb246 IG5vbmU7CiAgICAgICAg ICAgICAgICAgICAgICAg ICAgICBmb250LXdlaWdo dDogYm9sZDsKICAgICAg ICAgICAgICAgICAgICAg ICAgICAgIG1hcmdpbi1y aWdodDogMTBweDsKICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIHRyYW5z aXRpb246IGJhY2tncm91 bmQtY29sb3IgMC4zcyBl YXNlOycKICAgICAgICAg ICAgICAgICAgICAgICAg ICAgIG9ubW91c2VvdmVy PSd0aGlzLnN0eWxlLmJh Y2tncm91bmRDb2xvcj0i IzAwNTZiMyIKICAgICAg ICAgICAgICAgICAgICAg ICAgICAgIG9ubW91c2Vv dXQ9J3RoaXMuc3R5bGUu YmFja2dyb3VuZENvbG9y PSIjMDA3QkZGIj4KICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIFNpZ24g dXAgZm9yIGZyZWUKICAg ICAgICAgICAgICAgICAg ICAgICAgPC9hPgoKICAg ICAgICAgICAgICAgICAg ICAgICAgPHNwYW4gc3R5 bGU9J21hcmdpbjogMCA4 cHg7IGNvbG9yOiAjNTU1 Oyc+b3I8L3NwYW4+Cgog ICAgICAgICAgICAgICAg ICAgICAgICA8YSBocmVm PSdpbmRleC5waHA/cGFn ZT1sb2dpbicgc3R5bGU9 JwogICAgICAgICAgICAg ICAgICAgICAgICAgICAg Y29sb3I6ICMwMDdCRkY7 CiAgICAgICAgICAgICAg ICAgICAgICAgICAgICB0 ZXh0LWRlY29yYXRpb246 IHVuZGVybGluZTsKICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIGZvbnQt d2VpZ2h0OiA1MDA7Jz4K ICAgICAgICAgICAgICAg ICAgICAgICAgICAgIGxv ZyBpbgogICAgICAgICAg ICAgICAgICAgICAgICA8 L2E+CiAgICAgICAgICAg ICAgICAgICAgPC9kaXY+ CiAgICAgICAgICAgICAg ICA8L2Rpdj4KICAgICAg ICAgICAgPC9kaXY+Cgog ICAgICAgICAgICA=
What challenges did the Sumitomo Mitsui Financial Group company face in the recent years?
CiAgICAgICAgICAgIDxk aXYgc3R5bGU9J3dpZHRo OiAxMDAlOyBkaXNwbGF5 OiBmbGV4OyBqdXN0aWZ5 LWNvbnRlbnQ6IGNlbnRl cjsnPgogICAgICAgICAg ICAgICAgPGRpdiBzdHls ZT0nCiAgICAgICAgICAg ICAgICAgICAgZGlzcGxh eTogZmxleDsKICAgICAg ICAgICAgICAgICAgICBh bGlnbi1pdGVtczogY2Vu dGVyOwogICAgICAgICAg ICAgICAgICAgIGJhY2tn cm91bmQtY29sb3I6ICNm MGY0Zjg7CiAgICAgICAg ICAgICAgICAgICAgYm9y ZGVyOiAxcHggc29saWQg I2QxZTNmMDsKICAgICAg ICAgICAgICAgICAgICBi b3JkZXItcmFkaXVzOiAx MHB4OwogICAgICAgICAg ICAgICAgICAgIHBhZGRp bmc6IDIwcHg7CiAgICAg ICAgICAgICAgICAgICAg bWFyZ2luOiAyMHB4IDA7 CiAgICAgICAgICAgICAg ICAgICAgZm9udC1mYW1p bHk6ICJTZWdvZSBVSSIs IFJvYm90bywgc2Fucy1z ZXJpZjsKICAgICAgICAg ICAgICAgICAgICBib3gt c2hhZG93OiAwIDJweCA2 cHggcmdiYSgwLCAwLCAw LCAwLjA1KTsKICAgICAg ICAgICAgICAgICAgICBt YXgtd2lkdGg6IDkwMHB4 OwogICAgICAgICAgICAg ICAgICAgIHdpZHRoOiAx MDAlOyc+CgogICAgICAg ICAgICAgICAgICAgIDwh LS0gWVlZOiBJbnNlcnQg eW91ciBsb2dvIGltYWdl IGhlcmUgLS0+CiAgICAg ICAgICAgICAgICAgICAg PGltZyBzcmM9ImFzc2V0 cy9sb2dvcy8xSTdNYVZX ZkYwSzh4Z2dReWFqdi53 ZWJwIiBhbHQ9IlN1bWl0 b21vIE1pdHN1aSBGaW5h bmNpYWwgR3JvdXAiIHRp dGxlPSJTdW1pdG9tbyBN aXRzdWkgRmluYW5jaWFs IEdyb3VwIiBjbGFzcz0i aW1nLWZsdWlkIiBoZWln aHQ9OTAgd2lkdGg9OTAg bG9hZGluZz0nbGF6eSc+ CgogICAgICAgICAgICAg ICAgICAgIDxkaXYgc3R5 bGU9J2ZsZXg6IDE7IHRl eHQtYWxpZ246IGNlbnRl cjsgbWFyZ2luLWxlZnQ6 IDVweDsnPgogICAgICAg ICAgICAgICAgICAgICAg ICA8cCBzdHlsZT0nZm9u dC1zaXplOiAyNnB4OyBj b2xvcjogIzMzMzsgbWFy Z2luLWJvdHRvbTogMTVw eDsnPgogICAgICAgICAg ICAgICAgICAgICAgICAg ICAgV2FudCB0byByZWFk IG1vcmUgYWJvdXQgU3Vt aXRvbW8gTWl0c3VpIEZp bmFuY2lhbCBHcm91cD8K ICAgICAgICAgICAgICAg ICAgICAgICAgPC9wPgoK ICAgICAgICAgICAgICAg ICAgICAgICAgPGEgaHJl Zj0naW5kZXgucGhwP3Bh Z2U9c2lnbnVwJyBzdHls ZT0nCiAgICAgICAgICAg ICAgICAgICAgICAgICAg ICBiYWNrZ3JvdW5kLWNv bG9yOiAjMDA3QkZGOwog ICAgICAgICAgICAgICAg ICAgICAgICAgICAgY29s b3I6ICNmZmY7CiAgICAg ICAgICAgICAgICAgICAg ICAgICAgICBwYWRkaW5n OiAxMHB4IDIwcHg7CiAg ICAgICAgICAgICAgICAg ICAgICAgICAgICBib3Jk ZXItcmFkaXVzOiA1cHg7 CiAgICAgICAgICAgICAg ICAgICAgICAgICAgICB0 ZXh0LWRlY29yYXRpb246 IG5vbmU7CiAgICAgICAg ICAgICAgICAgICAgICAg ICAgICBmb250LXdlaWdo dDogYm9sZDsKICAgICAg ICAgICAgICAgICAgICAg ICAgICAgIG1hcmdpbi1y aWdodDogMTBweDsKICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIHRyYW5z aXRpb246IGJhY2tncm91 bmQtY29sb3IgMC4zcyBl YXNlOycKICAgICAgICAg ICAgICAgICAgICAgICAg ICAgIG9ubW91c2VvdmVy PSd0aGlzLnN0eWxlLmJh Y2tncm91bmRDb2xvcj0i IzAwNTZiMyIKICAgICAg ICAgICAgICAgICAgICAg ICAgICAgIG9ubW91c2Vv dXQ9J3RoaXMuc3R5bGUu YmFja2dyb3VuZENvbG9y PSIjMDA3QkZGIj4KICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIFNpZ24g dXAgZm9yIGZyZWUKICAg ICAgICAgICAgICAgICAg ICAgICAgPC9hPgoKICAg ICAgICAgICAgICAgICAg ICAgICAgPHNwYW4gc3R5 bGU9J21hcmdpbjogMCA4 cHg7IGNvbG9yOiAjNTU1 Oyc+b3I8L3NwYW4+Cgog ICAgICAgICAgICAgICAg ICAgICAgICA8YSBocmVm PSdpbmRleC5waHA/cGFn ZT1sb2dpbicgc3R5bGU9 JwogICAgICAgICAgICAg ICAgICAgICAgICAgICAg Y29sb3I6ICMwMDdCRkY7 CiAgICAgICAgICAgICAg ICAgICAgICAgICAgICB0 ZXh0LWRlY29yYXRpb246 IHVuZGVybGluZTsKICAg ICAgICAgICAgICAgICAg ICAgICAgICAgIGZvbnQt d2VpZ2h0OiA1MDA7Jz4K ICAgICAgICAgICAgICAg ICAgICAgICAgICAgIGxv ZyBpbgogICAgICAgICAg ICAgICAgICAgICAgICA8 L2E+CiAgICAgICAgICAg ICAgICAgICAgPC9kaXY+ CiAgICAgICAgICAgICAg ICA8L2Rpdj4KICAgICAg ICAgICAgPC9kaXY+Cgog ICAgICAgICAgICA=
