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Risks
1. Credit Risk: First Financial Bank may be exposed to credit risk due to the potential for borrower default, delinquency or insolvency.
2. Interest Rate Risk:First Financial Bank may be exposed to changes in market interest rates which could impact its profitability and financial position.
3. Liquidity Risk: First Financial Bank may be exposed to a risk of not being able to meet its obligations on time due to a shortage of liquid assets, or not being able to sell assets in a timely manner.
4. Legal/Compliance Risk: Changes in the regulatory environment or significant non-compliance with laws or regulations could have a negative effect on First Financial Bank.
5. Strategic Risk: First Financial Bank may be exposed to changes in competitive landscape or changes in consumer preferences or technology which could render current products and services obsolete.
6. Reputational Risk: A negative perception from customers, media or other stakeholders could adversely impact First Financial Bank’s reputation.